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Assumable homes for sale in Newport Beach, CA

19 homesFHA & VA loansrates from 2.73% vs 7.32% today

Newport Beach assumption guide
2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
31
$599,999$37,591 equity gap
Rate
3.55%
7.32%today
Payment
$2,791/mo
$4,243today
  • 2beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 equity gap
Rate
3.04%
7.32%today
Payment
$1,843/mo
$2,988today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

6600 Warner Avenue #151, Huntington Beach, CA, 92647 — assumable FHA mortgage at 2.94%
FHA
Active
53
$569,000$199,178 equity gap
Rate
2.94%
7.32%today
Payment
$1,783/mo
$2,927today
  • 2beds
  • 2baths
  • 1,110sqft

6600 Warner Avenue #151, Huntington Beach

300 Cagney #111, Newport Beach, CA, 92663 — assumable FHA mortgage at 2.73%
FHA
Active
9
$585,000$258,524 equity gap
Rate
2.73%
7.32%today
Payment
$1,521/mo
$2,565today
  • 1beds
  • 1baths
  • 561sqft

300 Cagney #111, Newport Beach

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,649,995$695,544 equity gap
Rate
2.97%
7.32%today
Payment
$4,532/mo
$7,412today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

2103 Continental, Costa Mesa, CA, 92627 — assumable VA mortgage at 2.99%
VA
Active
25
$1,650,000$1,182,428 equity gap
Rate
2.99%
7.32%today
Payment
$2,220/mo
$3,621today
  • 3beds
  • 2baths
  • 1,569sqft

2103 Continental, Costa Mesa

200 McNeil Lane #211, Newport Beach, CA, 92663 — assumable FHA mortgage at 5.11%
FHA
Active
75
$485,000$4,455 equity gap
Rate
5.11%
7.32%today
Payment
$2,799/mo
$3,538today
  • 1beds
  • 1baths
  • 561sqft

200 McNeil Lane #211, Newport Beach

17 Colonial Drive, Newport Beach, CA, 92660 — assumable FHA mortgage at 3.85%
FHA
Active
41
$5,495,000$3,199,625 equity gap
Rate
3.85%
7.32%today
Payment
$11,720/mo
$17,173today
  • 5beds
  • 4baths
  • 3,510sqft

17 Colonial Drive, Newport Beach

503 Harbor Woods Place, Newport Beach, CA, 92660 — assumable VA mortgage at 4.06%
VA
Active
12
$919,800$413,490 equity gap
Rate
4.06%
7.32%today
Payment
$2,831/mo
$4,045today
  • 2beds
  • 1baths
  • 900sqft

503 Harbor Woods Place, Newport Beach

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,990 equity gap
Rate
4.24%
7.32%today
Payment
$2,049/mo
$2,865today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

20244 Magnolia Street, Huntington Beach, CA, 92646 — assumable FHA mortgage at 4.66%
FHA
Active
35
$719,000$286,161 equity gap
Rate
4.66%
7.32%today
Payment
$2,630/mo
$3,499today
  • 2beds
  • 2baths
  • 1,020sqft

20244 Magnolia Street, Huntington Beach

603 Delaware Street, Huntington Beach, CA, 92648 — assumable VA mortgage at 6.69%
VA
Active
63
$2,599,000$147,377 equity gap
Rate
6.69%
7.32%today
Payment
$16,115/mo
$17,173today
  • 3beds
  • 4baths
  • 2,950sqft

603 Delaware Street, Huntington Beach

2125 Rousselle, Santa Ana, CA, 92707 — assumable FHA mortgage at 4.70%
FHA
Active
20
$824,999$429,943 equity gap
Rate
4.70%
7.32%today
Payment
$2,393/mo
$3,170today
  • 3beds
  • 1baths
  • 978sqft

2125 Rousselle, Santa Ana

2900 Bradford Place #A, Santa Ana, CA, 92707 — assumable FHA mortgage at 6.28%
FHA
Active
17
$610,000$140,013 equity gap
Rate
6.28%
7.32%today
Payment
$3,026/mo
$3,365today
  • 2beds
  • 1baths
  • 792sqft

2900 Bradford Place #A, Santa Ana

16311 Veterans Way, Tustin, CA, 92782 — assumable VA mortgage at 6.34%
VA
Active
51
$2,369,000$796,595 equity gap
Rate
6.34%
7.32%today
Payment
$9,858/mo
$10,895today
  • 5beds
  • 5baths
  • 3,443sqft

16311 Veterans Way, Tustin

16235 Dawn Way #204, Tustin, CA, 92782 — assumable VA mortgage at 6.28%
VA
Active
26
$1,395,000$790,655 equity gap
Rate
6.28%
7.32%today
Payment
$3,873/mo
$4,307today
  • 4beds
  • 2baths
  • 2,014sqft

16235 Dawn Way #204, Tustin

4406 Sea Harbour Drive, Huntington Beach, CA, 92649 — assumable FHA mortgage at 6.60%
FHA
Active
33
$949,999$814,097 equity gap
Rate
6.60%
7.32%today
Payment
$963/mo
$1,029today
  • 2beds
  • 3baths
  • 1,554sqft

4406 Sea Harbour Drive, Huntington Beach

300 Cagney Lane #215, Newport Beach, CA, 92663 — assumable FHA mortgage at 7.03%
FHA
Active
32
$495,000Potential short sale
Rate
7.03%
7.32%today
Payment
$3,709/mo
$3,818today
  • 1beds
  • 1baths
  • 465sqft

300 Cagney Lane #215, Newport Beach

3661 Bear #G, Santa Ana, CA, 92704 — assumable FHA mortgage
FHA
Active
35
$599,000$599,000 equity gap
Rate
—%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,144sqft

3661 Bear #G, Santa Ana

Assuming a mortgage in Newport Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$963 /mo
Median cash to assume
$421,717
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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