Assumable homes for sale in New Germany, MN

4 homesFHA & VA loansrates from 3.11% vs 7.32% today

New Germany assumption guide

651 2nd Street, Winsted, MN, 55395 — assumable FHA mortgage at 3.11%

FHA

Active

$275,000$96,311 equity gap

Rate: 3.11%; ~~7.32%~~today
Payment: $848/mo; ~~$1,363~~today

4beds
2baths
1,984sqft

651 2nd Street, Winsted

813 Hickory Curve, Watertown, MN, 55388 — assumable FHA mortgage at 3.15%

FHA

Active

$410,000$182,297 equity gap

Rate: 3.15%; ~~7.32%~~today
Payment: $1,130/mo; ~~$1,807~~today

4beds
2baths
2,013sqft

813 Hickory Curve, Watertown

345 Sunfish Lane, Winsted, MN, 55395 — assumable FHA mortgage at 4.67%

FHA

Active

$259,900$26,082 equity gap

Rate: 4.67%; ~~7.32%~~today
Payment: $1,304/mo; ~~$1,733~~today

4beds
2baths
2,072sqft

345 Sunfish Lane, Winsted

246 Snowdrop Trail, Waconia, MN, 55387 — assumable VA mortgage at 6.87%

Active

$450,000$131,934 equity gap

Rate: 6.87%; ~~7.32%~~today
Payment: $2,120/mo; ~~$2,218~~today

4beds
3baths
2,103sqft

246 Snowdrop Trail, Waconia

Assuming a mortgage in New Germany

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate: 3.11%
Lowest existing payment: $848 /mo
Median cash to assume: $114,122