Assumable homes for sale in Naples, FL

3 homesFHA loansrates from 5.70% vs 7.32% today

Naples assumption guide
2740 RANDALL BLVD, Naples, FL, 34120 — assumable FHA mortgage at 6.35%
FHA
Active
55
$440,000$38,997 equity gap
Rate
6.35%
7.32%today
Payment
$2,597/mo
$2,867today
  • 3beds
  • 2baths
  • 1,126sqft

2740 RANDALL BLVD, Naples

2415 56TH Avenue, Naples, FL, 34120 — assumable FHA mortgage at 6.58%
FHA
Active
25
$715,000$65,556 equity gap
Rate
6.58%
7.32%today
Payment
$4,189/mo
$4,515today
  • 4beds
  • 3baths
  • 1,726sqft

2415 56TH Avenue, Naples

2885 41ST Avenue, Naples, FL, 34120 — assumable FHA mortgage at 5.70%
FHA
Active
38
$679,500$170,783 equity gap
Rate
5.70%
7.32%today
Payment
$3,134/mo
$3,710today
  • 3beds
  • 2baths
  • 1,505sqft

2885 41ST Avenue, Naples

Assuming a mortgage in Naples

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
5.70%
Lowest existing payment
$2,597 /mo
Median cash to assume
$65,556
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.