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Assumable homes for sale in Morongo Valley, CA

45 homesFHA & VA loansrates from 2.90% vs 7.32% today

Morongo Valley assumption guide
65861 Desert View, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 3.05%
VA
Active
38
$400,000$77,776 equity gap
Rate
3.05%
7.32%today
Payment
$1,520/mo
$2,460today
  • 4beds
  • 2baths
  • 1,763sqft

65861 Desert View, Desert Hot Springs

7515 Pinon Drive, Yucca Valley, CA, 92284 — assumable VA mortgage at 2.90%
VA
Active
43
$370,000$82,502 equity gap
Rate
2.90%
7.32%today
Payment
$1,339/mo
$2,210today
  • 3beds
  • 2baths
  • 1,726sqft

7515 Pinon Drive, Yucca Valley

7426 Del Rio Vista, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.93%
FHA
Active
21
$349,000$90,023 equity gap
Rate
2.93%
7.32%today
Payment
$1,219/mo
$2,004today
  • 2beds
  • 3baths
  • 1,241sqft

7426 Del Rio Vista, Yucca Valley

7798 Acoma Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.94%
FHA
Active
41
$294,000$76,493 equity gap
Rate
2.94%
7.32%today
Payment
$1,027/mo
$1,686today
  • 2beds
  • 1baths
  • 1,198sqft

7798 Acoma Trail, Yucca Valley

8564 Taft Court, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.98%
FHA
Active
25
$450,000$118,396 equity gap
Rate
2.98%
7.32%today
Payment
$1,569/mo
$2,563today
  • 4beds
  • 3baths
  • 2,108sqft

8564 Taft Court, Yucca Valley

9739 Warwick, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 2.98%
VA
Active
18
$365,000$128,803 equity gap
Rate
2.98%
7.32%today
Payment
$1,123/mo
$1,834today
  • 3beds
  • 2baths
  • 1,632sqft

9739 Warwick, Desert Hot Springs

64159 Silver Star, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.01%
FHA
Active
30
$439,000$161,662 equity gap
Rate
3.01%
7.32%today
Payment
$1,347/mo
$2,192today
  • 3beds
  • 2baths
  • 2,229sqft

64159 Silver Star, Desert Hot Springs

12585 Maui, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.02%
FHA
Active
33
$600,000$200,825 equity gap
Rate
3.02%
7.32%today
Payment
$1,910/mo
$3,104today
  • —beds
  • —baths
  • 2,359sqft

12585 Maui, Desert Hot Springs

12735 Avenida Alta Loma, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.98%
FHA
Active
18
$375,000$18,235 equity gap
Rate
4.98%
7.32%today
Payment
$2,051/mo
$2,631today
  • 3beds
  • 2baths
  • 1,624sqft

12735 Avenida Alta Loma, Desert Hot Springs

64518 Spyglass Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.98%
FHA
Active
33
$380,000$4,343 equity gap
Rate
4.98%
7.32%today
Payment
$2,156/mo
$2,765today
  • 3beds
  • 2baths
  • 2,015sqft

64518 Spyglass Avenue, Desert Hot Springs

7429 Cardillo Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.60%
FHA
Active
47
$519,000$319,490 equity gap
Rate
3.60%
7.32%today
Payment
$1,062/mo
$1,604today
  • 3beds
  • 2baths
  • 1,626sqft

7429 Cardillo Trail, Yucca Valley

62492 Starcross, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.64%
FHA
Active
55
$409,000$237,583 equity gap
Rate
3.64%
7.32%today
Payment
$1,009/mo
$1,518today
  • 3beds
  • 3baths
  • 2,009sqft

62492 Starcross, Desert Hot Springs

66055 Estrella, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.82%
FHA
Active
58
$610,888$467,000 equity gap
Rate
3.82%
7.32%today
Payment
$825/mo
$1,213today
  • 4beds
  • 3baths
  • 1,708sqft

66055 Estrella, Desert Hot Springs

66022 Desert View Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.97%
FHA
Active
3
$165,900$120,430 equity gap
Rate
3.97%
7.32%today
Payment
$280/mo
$405today
  • 1beds
  • 1baths
  • 400sqft

66022 Desert View Avenue, Desert Hot Springs

66435 4th Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.00%
FHA
Active
9
$185,000$185,000 equity gap
Rate
4.00%
7.32%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

66435 4th Street, Desert Hot Springs

13878 Del Ray Lane, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.98%
FHA
Active
2
$449,000$101,383 equity gap
Rate
4.98%
7.32%today
Payment
$1,998/mo
$2,563today
  • 3beds
  • 2baths
  • 1,643sqft

13878 Del Ray Lane, Desert Hot Springs

56616 Mountain View Trail, Yucca Valley, CA, 92284 — assumable VA mortgage at 6.46%
VA
Active
44
$378,000$14,392 equity gap
Rate
6.46%
7.32%today
Payment
$2,341/mo
$2,555today
  • 3beds
  • 2baths
  • 1,100sqft

56616 Mountain View Trail, Yucca Valley

62679 Starcross Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.50%
FHA
Active
20
$415,000$12,782 equity gap
Rate
6.50%
7.32%today
Payment
$2,554/mo
$2,776today
  • 3beds
  • 3baths
  • 1,786sqft

62679 Starcross Drive, Desert Hot Springs

12950 Beech Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.69%
FHA
Active
$355,000$3,547 equity gap
Rate
6.69%
7.32%today
Payment
$2,310/mo
$2,462today
  • 3beds
  • 2baths
  • 1,479sqft

12950 Beech Avenue, Desert Hot Springs

65057 Cliff, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 6.87%
VA
Active
$399,999Potential short sale
Rate
6.87%
7.32%today
Payment
$2,729/mo
$2,855today
  • 2beds
  • 2baths
  • 1,239sqft

65057 Cliff, Desert Hot Springs

9861 Hoylake Road, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.99%
FHA
Active
41
$375,000$19,441 equity gap
Rate
6.99%
7.32%today
Payment
$2,421/mo
$2,502today
  • 2beds
  • 2baths
  • 1,248sqft

9861 Hoylake Road, Desert Hot Springs

11531 Pomelo Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.06%
FHA
Active
2
$449,000Potential short sale
Rate
7.06%
7.32%today
Payment
$3,056/mo
$3,136today
  • 4beds
  • 2baths
  • 2,083sqft

11531 Pomelo Drive, Desert Hot Springs

7526 Apache Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 7.06%
FHA
Active
31
$294,999Potential short sale
Rate
7.06%
7.32%today
Payment
$2,005/mo
$2,057today
  • 2beds
  • 1baths
  • 936sqft

7526 Apache Trail, Yucca Valley

9675 Valencia Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 5.52%
FHA
Active
41
$479,000$88,544 equity gap
Rate
5.52%
7.32%today
Payment
$2,360/mo
$2,849today
  • 4beds
  • 2baths
  • 1,768sqft

9675 Valencia Drive, Desert Hot Springs

9371 Brookline Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.45%
FHA
Active
53
$425,000$198,731 equity gap
Rate
4.45%
7.32%today
Payment
$1,325/mo
$1,807today
  • 3beds
  • 3baths
  • 1,813sqft

9371 Brookline Avenue, Desert Hot Springs

8508 Juarez Court, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.34%
FHA
Active
31
$415,000$28,716 equity gap
Rate
6.34%
7.32%today
Payment
$2,499/mo
$2,762today
  • 3beds
  • 2baths
  • 2,027sqft

8508 Juarez Court, Yucca Valley

7100 Cholla Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.50%
FHA
Active
41
$277,000$26,505 equity gap
Rate
6.50%
7.32%today
Payment
$1,601/mo
$1,740today
  • 2beds
  • 1baths
  • 864sqft

7100 Cholla Avenue, Yucca Valley

7490 Barberry Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.82%
FHA
Active
36
$276,900$23,896 equity gap
Rate
6.82%
7.32%today
Payment
$1,702/mo
$1,789today
  • 3beds
  • 2baths
  • 1,250sqft

7490 Barberry Avenue, Yucca Valley

49440 Conejo, Morongo Valley, CA, 92256 — assumable FHA mortgage at 6.88%
FHA
Active
23
$339,900$33,681 equity gap
Rate
6.88%
7.32%today
Payment
$2,065/mo
$2,158today
  • 2beds
  • 2baths
  • 1,838sqft

49440 Conejo, Morongo Valley

66662 4th Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.50%
FHA
Active
46
$399,999$46,614 equity gap
Rate
6.50%
7.32%today
Payment
$2,327/mo
$2,529today
  • 3beds
  • 2baths
  • 1,451sqft

66662 4th Street, Desert Hot Springs

62652 Crescent Street, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 6.64%
VA
Active
26
$530,000$85,838 equity gap
Rate
6.64%
7.32%today
Payment
$2,929/mo
$3,138today
  • 3beds
  • 2baths
  • 1,946sqft

62652 Crescent Street, Desert Hot Springs

64275 Spyglass #50, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.86%
FHA
Active
12
$95,000$15,438 equity gap
Rate
6.86%
7.32%today
Payment
$534/mo
$559today
  • 2beds
  • 1baths
  • 841sqft

64275 Spyglass #50, Desert Hot Springs

11560 Crescent Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.03%
FHA
Active
49
$528,000$92,184 equity gap
Rate
7.03%
7.32%today
Payment
$2,988/mo
$3,076today
  • 4beds
  • 2baths
  • 2,088sqft

11560 Crescent Street, Desert Hot Springs

65976 Flora Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.09%
FHA
Active
41
$540,000$82,182 equity gap
Rate
7.09%
7.32%today
Payment
$3,166/mo
$3,240today
  • 4beds
  • 2baths
  • 1,763sqft

65976 Flora Avenue, Desert Hot Springs

13753 Inaja Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.09%
FHA
Active
19
$375,000$60,771 equity gap
Rate
7.09%
7.32%today
Payment
$2,175/mo
$2,226today
  • 3beds
  • 2baths
  • 1,598sqft

13753 Inaja Street, Desert Hot Springs

9701 Cholla Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 5.00%
FHA
Active
62
$485,000$432,460 equity gap
Rate
5.00%
7.32%today
Payment
$439/mo
$562today
  • 4beds
  • 2baths
  • 1,650sqft

9701 Cholla Drive, Desert Hot Springs

Assuming a mortgage in Morongo Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$439 /mo
Median cash to assume
$89,283
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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