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Assumable homes for sale in Moraga, CA

31 homesFHA & VA loansrates from 2.80% vs 7.32% today

Moraga assumption guide
273 Beauforest Dr, Oakland, CA, 94611 — assumable FHA mortgage at 3.20%
FHA
Active
42
$695,000$95,980 equity gap
Rate
3.20%
7.32%today
Payment
$2,989/mo
$4,748today
  • 2beds
  • 1baths
  • 506sqft

273 Beauforest Dr, Oakland

9338 Crow Canyon Rd, Castro Valley, CA, 94552 — assumable VA mortgage at 2.87%
VA
Active
84
$1,350,000$318,804 equity gap
Rate
2.87%
7.32%today
Payment
$4,810/mo
$7,968today
  • 3beds
  • 2baths
  • 1,612sqft

9338 Crow Canyon Rd, Castro Valley

1465 Cortez Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 2.90%
VA
Active
55
$1,649,000$347,655 equity gap
Rate
2.90%
7.32%today
Payment
$6,132/mo
$10,119today
  • 5beds
  • 3baths
  • 2,606sqft

1465 Cortez Ct, Walnut Creek

977 24Th St, Oakland, CA, 94607 — assumable VA mortgage at 2.80%
VA
Active
8
$634,500Potential short sale
Rate
2.80%
7.32%today
Payment
$3,616/mo
$6,045today
  • 2beds
  • 3baths
  • 1,552sqft

977 24Th St, Oakland

9850 Elmar Avenue, Oakland, CA, 94603 — assumable FHA mortgage at 2.84%
FHA
Active
3
$332,000Potential short sale
Rate
2.84%
7.32%today
Payment
$2,230/mo
$3,710today
  • 2beds
  • 1baths
  • 707sqft

9850 Elmar Avenue, Oakland

10911 Cotter St, Oakland, CA, 94605 — assumable VA mortgage at 2.87%
VA
Active
$1,049,000$761,770 equity gap
Rate
2.87%
7.32%today
Payment
$1,340/mo
$2,220today
  • 4beds
  • 3baths
  • 2,032sqft

10911 Cotter St, Oakland

1524 SACRAMENTO ST, Berkeley, CA, 94702 — assumable VA mortgage at 2.99%
VA
Active
59
$1,495,000$1,295,191 equity gap
Rate
2.99%
7.32%today
Payment
$971/mo
$1,584today
  • 5beds
  • 2baths
  • 1,987sqft

1524 SACRAMENTO ST, Berkeley

643 Sutton Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 3.13%
VA
Active
32
$1,298,000$959,841 equity gap
Rate
3.13%
7.32%today
Payment
$1,970/mo
$2,978today
  • 4beds
  • 2baths
  • 1,756sqft

643 Sutton Ct, Walnut Creek

449 Merritt Ave, Oakland, CA, 94610 — assumable VA mortgage at 3.21%
VA
Active
105
$5,500,000$4,234,424 equity gap
Rate
3.21%
7.32%today
Payment
$6,062/mo
$9,617today
  • —beds
  • —baths
  • 10,926sqft

449 Merritt Ave, Oakland

3131 Magnolia ST, Oakland, CA, 94608 — assumable FHA mortgage at 5.10%
FHA
Active
27
$815,000Potential short sale
Rate
5.10%
7.32%today
Payment
$4,772/mo
$6,038today
  • 6beds
  • 3baths
  • 2,584sqft

3131 Magnolia ST, Oakland

3356 Westport Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 3.36%
VA
Active
96
$1,600,000$1,208,150 equity gap
Rate
3.36%
7.32%today
Payment
$2,591/mo
$4,033today
  • 4beds
  • 3baths
  • 2,683sqft

3356 Westport Ct, Walnut Creek

9826 Bancroft Ave, Oakland, CA, 94603-2814 — assumable FHA mortgage at 3.67%
FHA
Active
2
$699,950$337,389 equity gap
Rate
3.67%
7.32%today
Payment
$2,224/mo
$3,332today
  • —beds
  • —baths
  • —sqft

9826 Bancroft Ave, Oakland

3134 Pleitner Ave, Oakland, CA, 94602 — assumable FHA mortgage at 3.69%
FHA
Active
17
$1,450,000$1,150,114 equity gap
Rate
3.69%
7.32%today
Payment
$1,508/mo
$2,253today
  • —beds
  • —baths
  • —sqft

3134 Pleitner Ave, Oakland

829 Stonehaven Dr, Walnut Creek, CA, 94598 — assumable VA mortgage at 3.75%
VA
Active
43
$1,995,000$1,186,393 equity gap
Rate
3.75%
7.32%today
Payment
$4,367/mo
$6,477today
  • 4beds
  • 3baths
  • 2,894sqft

829 Stonehaven Dr, Walnut Creek

651 Moraga Road #17, Moraga, CA, 94556 — assumable FHA mortgage at 3.90%
FHA
Active
46
$598,000$369,592 equity gap
Rate
3.90%
7.32%today
Payment
$1,645/mo
$2,395today
  • 2beds
  • 2baths
  • 1,144sqft

651 Moraga Road #17, Moraga

1626 46Th Ave, Oakland, CA, 94601 — assumable FHA mortgage at 4.04%
FHA
Active
5
$515,000$232,509 equity gap
Rate
4.04%
7.32%today
Payment
$1,777/mo
$2,544today
  • —beds
  • —baths
  • —sqft

1626 46Th Ave, Oakland

1919 Aspenridge Ct, Walnut Creek, CA, 94597 — assumable VA mortgage at 4.05%
VA
Active
46
$1,198,000$912,861 equity gap
Rate
4.05%
7.32%today
Payment
$2,051/mo
$2,933today
  • 3beds
  • 3baths
  • 2,549sqft

1919 Aspenridge Ct, Walnut Creek

1112 82Nd Ave, Oakland, CA, 94621 — assumable FHA mortgage at 4.28%
FHA
Active
17
$399,000$367,786 equity gap
Rate
4.28%
7.32%today
Payment
$395/mo
$550today
  • 2beds
  • 1baths
  • 849sqft

1112 82Nd Ave, Oakland

195 Pleasant Valley Drive, Walnut Creek, CA, 94597 — assumable VA mortgage at 6.35%
VA
Active
69
$1,699,999$170,523 equity gap
Rate
6.35%
7.32%today
Payment
$9,738/mo
$10,750today
  • 3beds
  • 2baths
  • 2,126sqft

195 Pleasant Valley Drive, Walnut Creek

1715 Bay St, Alameda, CA, 94501 — assumable FHA mortgage at 4.52%
FHA
Active
99
$1,349,000$854,657 equity gap
Rate
4.52%
7.32%today
Payment
$3,787/mo
$5,122today
  • 4beds
  • 4baths
  • 2,815sqft

1715 Bay St, Alameda

4628 Fieldbrook Rd, Oakland, CA, 94619 — assumable FHA mortgage at 6.44%
FHA
Active
40
$1,149,460$36,020 equity gap
Rate
6.44%
7.32%today
Payment
$7,154/mo
$7,823today
  • 4beds
  • 3baths
  • 1,943sqft

4628 Fieldbrook Rd, Oakland

1720 46th Avenue, Oakland, CA, 94601 — assumable FHA mortgage at 6.54%
FHA
Active
28
$739,000$130,997 equity gap
Rate
6.54%
7.32%today
Payment
$4,020/mo
$4,350today
  • 4beds
  • 3baths
  • 1,320sqft

1720 46th Avenue, Oakland

453 Sentinel Dr, Alameda, CA, 94501 — assumable VA mortgage at 6.89%
VA
Active
52
$839,000$96,466 equity gap
Rate
6.89%
7.32%today
Payment
$4,993/mo
$5,213today
  • 2beds
  • 2baths
  • 1,102sqft

453 Sentinel Dr, Alameda

2158 High Street, Oakland, CA, 94601 — assumable VA mortgage at 5.52%
VA
Active
$488,888$77,071 equity gap
Rate
5.52%
7.32%today
Payment
$2,492/mo
$3,009today
  • 5beds
  • 3baths
  • 2,305sqft

2158 High Street, Oakland

7000 Lockwood St, Oakland, CA, 94621 — assumable FHA mortgage at 5.23%
FHA
Active
9
$455,000Potential short sale
Rate
5.23%
7.32%today
Payment
$3,408/mo
$4,249today
  • 2beds
  • 1baths
  • 891sqft

7000 Lockwood St, Oakland

832 7th Ave, Oakland, CA, 94606 — assumable FHA mortgage at 6.05%
FHA
Active
60
$999,000Potential short sale
Rate
6.05%
7.32%today
Payment
$6,806/mo
$7,757today
  • —beds
  • —baths
  • —sqft

832 7th Ave, Oakland

3019 Florida St, Oakland, CA, 94602 — assumable FHA mortgage at 6.50%
FHA
Active
13
$599,000Potential short sale
Rate
6.50%
7.32%today
Payment
$4,735/mo
$5,146today
  • —beds
  • —baths
  • —sqft

3019 Florida St, Oakland

7717 Eureka Ave, El Cerrito, CA, 94530 — assumable FHA mortgage at 6.60%
FHA
Active
34
$998,000$670,966 equity gap
Rate
6.60%
7.32%today
Payment
$2,190/mo
$2,355today
  • 3beds
  • 2baths
  • 1,285sqft

7717 Eureka Ave, El Cerrito

2596 Oak Rd #275, Walnut Creek, CA, 94597 — assumable FHA mortgage at 6.95%
FHA
Active
47
$549,000Potential short sale
Rate
6.95%
7.32%today
Payment
$4,290/mo
$4,452today
  • 2beds
  • 3baths
  • 1,168sqft

2596 Oak Rd #275, Walnut Creek

8910 Burr St, Oakland, CA, 94605 — assumable FHA mortgage at 6.99%
FHA
Active
67
$750,000Potential short sale
Rate
6.99%
7.32%today
Payment
$6,357/mo
$6,570today
  • 3beds
  • 3baths
  • 2,400sqft

8910 Burr St, Oakland

1044 86Th Ave, Oakland, CA, 94621 — assumable FHA mortgage at 7.07%
FHA
Active
32
$449,000Potential short sale
Rate
7.07%
7.32%today
Payment
$3,585/mo
$3,676today
  • 2beds
  • 1baths
  • 1,004sqft

1044 86Th Ave, Oakland

Assuming a mortgage in Moraga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$395 /mo
Median cash to assume
$368,689
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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