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Assumable homes for sale in Minnetonka, MN

60 homesFHA & VA loansrates from 2.62% vs 7.32% today

Minnetonka assumption guide
5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$46,963 equity gap
Rate
2.88%
7.32%today
Payment
$1,118/mo
$1,850today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

3236 James Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.98%
FHA
Active
38
$275,000$52,977 equity gap
Rate
2.98%
7.32%today
Payment
$1,053/mo
$1,720today
  • 4beds
  • 2baths
  • 1,824sqft

3236 James Avenue, Minneapolis

2323 Ilion Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.02%
FHA
Active
38
$250,000$43,933 equity gap
Rate
3.02%
7.32%today
Payment
$982/mo
$1,595today
  • 4beds
  • 1baths
  • 2,366sqft

2323 Ilion Avenue, Minneapolis

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.32%today
Payment
$789/mo
$1,245today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

2050 Broadway Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 2.68%
FHA
Active
40
$449,900$84,562 equity gap
Rate
2.68%
7.32%today
Payment
$1,688/mo
$2,867today
  • 8beds
  • 3baths
  • 3,259sqft

2050 Broadway Avenue, Minneapolis

3620 Rhode Island Avenue, Saint Louis Park, MN, 55426 — assumable FHA mortgage at 3.10%
FHA
Active
34
$339,900$79,866 equity gap
Rate
3.10%
7.32%today
Payment
$1,258/mo
$2,023today
  • 2beds
  • 1baths
  • 1,200sqft

3620 Rhode Island Avenue, Saint Louis Park

10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,040 equity gap
Rate
3.31%
7.32%today
Payment
$603/mo
$944today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

1325 Everest Lane, Plymouth, MN, 55447 — assumable FHA mortgage at 2.78%
FHA
Active
33
$407,500$138,096 equity gap
Rate
2.78%
7.32%today
Payment
$1,268/mo
$2,125today
  • 3beds
  • 2baths
  • 1,402sqft

1325 Everest Lane, Plymouth

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$206,563 equity gap
Rate
2.98%
7.32%today
Payment
$1,503/mo
$2,456today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

17762 Shore Lane, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.23%
FHA
Active
10
$440,000$138,439 equity gap
Rate
3.23%
7.32%today
Payment
$1,513/mo
$2,394today
  • 4beds
  • 2baths
  • 2,212sqft

17762 Shore Lane, Eden Prairie

6055 Westbrook Road, Golden Valley, MN, 55422 — assumable VA mortgage at 2.62%
VA
Active
29
$540,000$379,649 equity gap
Rate
2.62%
7.32%today
Payment
$1,740/mo
$2,330today
  • 4beds
  • 3baths
  • 2,353sqft

6055 Westbrook Road, Golden Valley

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$845,506 equity gap
Rate
2.87%
7.32%today
Payment
$2,819/mo
$4,671today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,856,859 equity gap
Rate
2.90%
7.32%today
Payment
$2,723/mo
$4,053today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$537,400$234,191 equity gap
Rate
3.03%
7.32%today
Payment
$1,479/mo
$2,401today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

2800 Hillsboro Avenue #315, New Hope, MN, 55427 — assumable VA mortgage at 3.46%
VA
Active
11
$85,000$26,458 equity gap
Rate
3.46%
7.32%today
Payment
$337/mo
$519today
  • 1beds
  • 1baths
  • 710sqft

2800 Hillsboro Avenue #315, New Hope

18126 Settlers Way, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.50%
FHA
Active
32
$244,900$76,708 equity gap
Rate
3.50%
7.32%today
Payment
$872/mo
$1,334today
  • 2beds
  • 2baths
  • 1,213sqft

18126 Settlers Way, Eden Prairie

2611 James Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.25%
FHA
Active
31
$340,000$218,693 equity gap
Rate
3.25%
7.32%today
Payment
$712/mo
$1,123today
  • 3beds
  • 2baths
  • 1,856sqft

2611 James Avenue, Minneapolis

18030 20th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 3.33%
VA
Active
31
$475,000$247,051 equity gap
Rate
3.33%
7.32%today
Payment
$1,153/mo
$1,802today
  • 4beds
  • 3baths
  • 2,609sqft

18030 20th Avenue, Plymouth

301 8th Avenue, Hopkins, MN, 55343 — assumable FHA mortgage at 3.37%
FHA
Active
29
$399,900$245,893 equity gap
Rate
3.37%
7.32%today
Payment
$1,023/mo
$1,590today
  • 2beds
  • 2baths
  • 1,632sqft

301 8th Avenue, Hopkins

28 Address Unassigned, Golden Valley, MN, 55427 — assumable FHA mortgage at 3.40%
FHA
Active
10
$265,000Potential short sale
Rate
3.40%
7.32%today
Payment
$1,655/mo
$2,563today
  • —beds
  • —baths
  • —sqft

28 Address Unassigned, Golden Valley

17604 Lorence Way, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.55%
FHA
Active
44
$399,900$163,628 equity gap
Rate
3.55%
7.32%today
Payment
$1,172/mo
$1,782today
  • 4beds
  • 2baths
  • 1,877sqft

17604 Lorence Way, Eden Prairie

2966 Louisiana Avenue, Crystal, MN, 55427 — assumable FHA mortgage at 3.91%
FHA
Active
49
$299,900$107,189 equity gap
Rate
3.91%
7.32%today
Payment
$1,122/mo
$1,633today
  • 3beds
  • 2baths
  • 1,502sqft

2966 Louisiana Avenue, Crystal

3247 Logan Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.68%
FHA
Active
19
$179,900$77,785 equity gap
Rate
3.68%
7.32%today
Payment
$609/mo
$911today
  • 3beds
  • 2baths
  • 1,158sqft

3247 Logan Avenue, Minneapolis

2821 Quebec Avenue, Saint Louis Park, MN, 55426 — assumable VA mortgage at 3.68%
VA
Active
23
$310,000$136,199 equity gap
Rate
3.68%
7.32%today
Payment
$924/mo
$1,382today
  • 3beds
  • 1baths
  • 1,196sqft

2821 Quebec Avenue, Saint Louis Park

5533 Thomas Avenue, Minneapolis, MN, 55410 — assumable FHA mortgage at 3.75%
FHA
Active
44
$524,900$340,058 equity gap
Rate
3.75%
7.32%today
Payment
$1,292/mo
$1,916today
  • 4beds
  • 2baths
  • 2,059sqft

5533 Thomas Avenue, Minneapolis

15665 24th Avenue #A, Plymouth, MN, 55447 — assumable FHA mortgage at 3.75%
FHA
Active
17
$245,000$110,308 equity gap
Rate
3.75%
7.32%today
Payment
$812/mo
$1,205today
  • 2beds
  • 2baths
  • 1,355sqft

15665 24th Avenue #A, Plymouth

205 Barry Avenue #306, Wayzata, MN, 55391 — assumable FHA mortgage at 3.83%
FHA
Active
41
$299,900$165,749 equity gap
Rate
3.83%
7.32%today
Payment
$772/mo
$1,133today
  • 2beds
  • 2baths
  • 1,000sqft

205 Barry Avenue #306, Wayzata

8370 Lake Drive, Chanhassen, MN, 55317 — assumable VA mortgage at 3.85%
VA
Active
52
$750,000$716,724 equity gap
Rate
3.85%
7.32%today
Payment
$191/mo
$280today
  • 5beds
  • 4baths
  • 4,061sqft

8370 Lake Drive, Chanhassen

1271 Landmark Trail, Hopkins, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
13
$190,000$86,144 equity gap
Rate
3.88%
7.32%today
Payment
$600/mo
$876today
  • 2beds
  • 3baths
  • 1,128sqft

1271 Landmark Trail, Hopkins

5410 Sanibel Drive, Minnetonka, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
34
$250,000$155,759 equity gap
Rate
3.88%
7.32%today
Payment
$683/mo
$997today
  • 2beds
  • 1baths
  • 1,310sqft

5410 Sanibel Drive, Minnetonka

6342 Whispering Oaks Drive, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.90%
FHA
Active
46
$399,900$223,737 equity gap
Rate
3.90%
7.32%today
Payment
$1,020/mo
$1,485today
  • 4beds
  • 2baths
  • 1,853sqft

6342 Whispering Oaks Drive, Eden Prairie

1519 Sheridan Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.91%
FHA
Active
46
$349,900$218,165 equity gap
Rate
3.91%
7.32%today
Payment
$949/mo
$1,381today
  • 4beds
  • 3baths
  • 2,806sqft

1519 Sheridan Avenue, Minneapolis

3826 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 4.28%
FHA
Active
28
$299,900$107,683 equity gap
Rate
4.28%
7.32%today
Payment
$1,103/mo
$1,534today
  • 3beds
  • 1baths
  • 1,151sqft

3826 Zane Avenue, Crystal

3411 Lee Avenue, Crystal, MN, 55422 — assumable VA mortgage at 5.41%
VA
Active
79
$350,000$52,880 equity gap
Rate
5.41%
7.32%today
Payment
$1,771/mo
$2,164today
  • 4beds
  • 2baths
  • 2,017sqft

3411 Lee Avenue, Crystal

3810 Thomas Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 4.46%
FHA
Active
38
$289,900$92,932 equity gap
Rate
4.46%
7.32%today
Payment
$1,157/mo
$1,576today
  • 4beds
  • 3baths
  • 1,260sqft

3810 Thomas Avenue, Minneapolis

2631 Thomas Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.27%
FHA
Active
23
$178,800Potential short sale
Rate
6.27%
7.32%today
Payment
$1,221/mo
$1,359today
  • 4beds
  • 2baths
  • 1,411sqft

2631 Thomas Avenue, Minneapolis

Assuming a mortgage in Minnetonka

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.62%
Lowest existing payment
$337 /mo
Median cash to assume
$126,454
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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