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Assumable homes for sale in Minneapolis, MN

40 homesFHA & VA loansrates from 2.68% vs 7.32% today

Minneapolis assumption guide
4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$23,325 equity gap
Rate
2.96%
7.32%today
Payment
$980/mo
$1,605today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

5355 Northport Drive, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.81%
FHA
Active
38
$295,000$59,215 equity gap
Rate
2.81%
7.32%today
Payment
$1,105/mo
$1,845today
  • 3beds
  • 2baths
  • 2,234sqft

5355 Northport Drive, Brooklyn Center

3236 James Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.98%
FHA
Active
38
$275,000$52,977 equity gap
Rate
2.98%
7.32%today
Payment
$1,053/mo
$1,720today
  • 4beds
  • 2baths
  • 1,824sqft

3236 James Avenue, Minneapolis

2323 Ilion Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.02%
FHA
Active
38
$250,000$43,933 equity gap
Rate
3.02%
7.32%today
Payment
$982/mo
$1,595today
  • 4beds
  • 1baths
  • 2,366sqft

2323 Ilion Avenue, Minneapolis

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.32%today
Payment
$789/mo
$1,245today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

2050 Broadway Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 2.68%
FHA
Active
40
$449,900$84,562 equity gap
Rate
2.68%
7.32%today
Payment
$1,688/mo
$2,867today
  • 8beds
  • 3baths
  • 3,259sqft

2050 Broadway Avenue, Minneapolis

4106 Vincent Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.88%
FHA
Active
39
$339,900$89,739 equity gap
Rate
2.88%
7.32%today
Payment
$1,165/mo
$1,928today
  • 3beds
  • 2baths
  • 2,095sqft

4106 Vincent Avenue, Minneapolis

4928 Abbott Avenue, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.98%
FHA
Active
26
$278,000$59,840 equity gap
Rate
2.98%
7.32%today
Payment
$1,032/mo
$1,686today
  • 3beds
  • 2baths
  • 1,685sqft

4928 Abbott Avenue, Brooklyn Center

4822 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.12%
FHA
Active
30
$250,000$68,807 equity gap
Rate
3.12%
7.32%today
Payment
$861/mo
$1,382today
  • 3beds
  • 1baths
  • 782sqft

4822 Bryant Avenue, Minneapolis

4859 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.08%
FHA
Active
20
$265,000$95,280 equity gap
Rate
3.08%
7.32%today
Payment
$817/mo
$1,318today
  • 3beds
  • 1baths
  • 1,574sqft

4859 Bryant Avenue, Minneapolis

1415 44th Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.61%
FHA
Active
42
$265,000$53,746 equity gap
Rate
3.61%
7.32%today
Payment
$1,117/mo
$1,686today
  • 4beds
  • 3baths
  • 2,474sqft

1415 44th Avenue, Minneapolis

4906 Logan Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 2.98%
FHA
Active
25
$287,000$123,121 equity gap
Rate
2.98%
7.32%today
Payment
$797/mo
$1,302today
  • 4beds
  • 2baths
  • 1,509sqft

4906 Logan Avenue, Minneapolis

4126 Dupont Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.31%
VA
Active
38
$145,500$33,857 equity gap
Rate
3.31%
7.32%today
Payment
$565/mo
$885today
  • 3beds
  • 2baths
  • 1,754sqft

4126 Dupont Avenue, Minneapolis

2611 James Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.25%
FHA
Active
31
$340,000$218,693 equity gap
Rate
3.25%
7.32%today
Payment
$712/mo
$1,123today
  • 3beds
  • 2baths
  • 1,856sqft

2611 James Avenue, Minneapolis

3754 Bryant Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.62%
FHA
Active
35
$229,900$101,469 equity gap
Rate
3.62%
7.32%today
Payment
$685/mo
$1,032today
  • 4beds
  • 2baths
  • 1,361sqft

3754 Bryant Avenue, Minneapolis

1008 Lowry Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.97%
FHA
Active
24
$125,000$41,838 equity gap
Rate
3.97%
7.32%today
Payment
$486/mo
$701today
  • 2beds
  • 1baths
  • 821sqft

1008 Lowry Avenue, Minneapolis

3247 Logan Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.68%
FHA
Active
19
$179,900$77,785 equity gap
Rate
3.68%
7.32%today
Payment
$609/mo
$911today
  • 3beds
  • 2baths
  • 1,158sqft

3247 Logan Avenue, Minneapolis

315 25th Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 4.99%
FHA
Active
23
$265,000$44,038 equity gap
Rate
4.99%
7.32%today
Payment
$1,264/mo
$1,619today
  • 4beds
  • 2baths
  • 1,691sqft

315 25th Avenue, Minneapolis

4840 6th Street, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.80%
FHA
Active
55
$325,000$207,762 equity gap
Rate
3.80%
7.32%today
Payment
$732/mo
$1,079today
  • 3beds
  • 2baths
  • 1,540sqft

4840 6th Street, Minneapolis

5136 Dupont Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 4.00%
FHA
Active
21
$225,000$145,920 equity gap
Rate
4.00%
7.32%today
Payment
$511/mo
$735today
  • 4beds
  • 1baths
  • 1,468sqft

5136 Dupont Avenue, Minneapolis

3455 Girard Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 4.08%
FHA
Active
22
$149,900$77,970 equity gap
Rate
4.08%
7.32%today
Payment
$429/mo
$611today
  • 2beds
  • 2baths
  • 1,174sqft

3455 Girard Avenue, Minneapolis

3810 Thomas Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 4.46%
FHA
Active
38
$289,900$92,932 equity gap
Rate
4.46%
7.32%today
Payment
$1,157/mo
$1,576today
  • 4beds
  • 3baths
  • 1,260sqft

3810 Thomas Avenue, Minneapolis

2631 Thomas Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.27%
FHA
Active
23
$178,800Potential short sale
Rate
6.27%
7.32%today
Payment
$1,221/mo
$1,359today
  • 4beds
  • 2baths
  • 1,411sqft

2631 Thomas Avenue, Minneapolis

4127 Washburn Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 6.50%
VA
Active
68
$525,000$20,647 equity gap
Rate
6.50%
7.32%today
Payment
$3,188/mo
$3,465today
  • 4beds
  • 3baths
  • 2,574sqft

4127 Washburn Avenue, Minneapolis

3510 6th Street, Minneapolis, MN, 55412 — assumable VA mortgage at 6.58%
VA
Active
3
$215,000$2,571 equity gap
Rate
6.58%
7.32%today
Payment
$1,370/mo
$1,477today
  • 3beds
  • 1baths
  • 1,020sqft

3510 6th Street, Minneapolis

3118 Newton Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 7.09%
FHA
Active
14
$339,000$13,370 equity gap
Rate
7.09%
7.32%today
Payment
$2,234/mo
$2,286today
  • 4beds
  • 2baths
  • 1,730sqft

3118 Newton Avenue, Minneapolis

2308 Logan Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 4.71%
FHA
Active
2
$285,000$110,596 equity gap
Rate
4.71%
7.32%today
Payment
$1,055/mo
$1,396today
  • 6beds
  • 2baths
  • 2,392sqft

2308 Logan Avenue, Minneapolis

1623 Penn Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 4.50%
FHA
Active
71
$381,000$392,978 equity gap
Rate
4.50%
7.32%today
Payment
$978/mo
$1,172today
  • 4beds
  • 2baths
  • 3,162sqft

1623 Penn Avenue, Minneapolis

2125 6th Street, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.27%
FHA
Active
40
$335,000$54,081 equity gap
Rate
6.27%
7.32%today
Payment
$1,803/mo
$2,007today
  • 5beds
  • 2baths
  • 3,836sqft

2125 6th Street, Minneapolis

5432 Bryant Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 6.39%
FHA
Active
22
$244,900$37,263 equity gap
Rate
6.39%
7.32%today
Payment
$1,350/mo
$1,484today
  • 2beds
  • 1baths
  • 812sqft

5432 Bryant Avenue, Brooklyn Center

1619 26th Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.46%
FHA
Active
10
$175,000$30,842 equity gap
Rate
6.46%
7.32%today
Payment
$927/mo
$1,012today
  • 2beds
  • 1baths
  • 1,064sqft

1619 26th Avenue, Minneapolis

3455 Dupont Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 6.94%
FHA
Active
13
$159,900$31,320 equity gap
Rate
6.94%
7.32%today
Payment
$888/mo
$922today
  • 2beds
  • 1baths
  • 720sqft

3455 Dupont Avenue, Minneapolis

4258 Islemount Place, Robbinsdale, MN, 55422 — assumable FHA mortgage at 6.95%
FHA
Active
26
$299,900$59,529 equity gap
Rate
6.95%
7.32%today
Payment
$1,627/mo
$1,689today
  • 3beds
  • 1baths
  • 1,386sqft

4258 Islemount Place, Robbinsdale

5049 Fremont Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 5.12%
FHA
Active
14
$180,000$146,986 equity gap
Rate
5.12%
7.32%today
Payment
$289/mo
$365today
  • 2beds
  • 1baths
  • 713sqft

5049 Fremont Avenue, Minneapolis

2802 Girard Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.15%
FHA
Active
32
$199,900$56,569 equity gap
Rate
6.15%
7.32%today
Payment
$915/mo
$1,031today
  • 4beds
  • 2baths
  • 1,825sqft

2802 Girard Avenue, Minneapolis

4638 Aldrich Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 5.75%
FHA
Active
14
$179,900$138,669 equity gap
Rate
5.75%
7.32%today
Payment
$371/mo
$437today
  • 3beds
  • 2baths
  • 1,302sqft

4638 Aldrich Avenue, Minneapolis

Assuming a mortgage in Minneapolis

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$371 /mo
Median cash to assume
$59,840
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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