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Assumable homes for sale in Minneapolis, MN

27 homesFHA & VA loansrates from 2.88% vs 7.32% today

Minneapolis assumption guide
4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$23,325 equity gap
Rate
2.96%
7.32%today
Payment
$980/mo
$1,605today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.32%today
Payment
$789/mo
$1,245today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

4106 Vincent Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.88%
FHA
Active
39
$339,900$89,739 equity gap
Rate
2.88%
7.32%today
Payment
$1,165/mo
$1,928today
  • 3beds
  • 2baths
  • 2,095sqft

4106 Vincent Avenue, Minneapolis

4928 Abbott Avenue, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.98%
FHA
Active
26
$278,000$59,840 equity gap
Rate
2.98%
7.32%today
Payment
$1,032/mo
$1,686today
  • 3beds
  • 2baths
  • 1,685sqft

4928 Abbott Avenue, Brooklyn Center

4822 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.12%
FHA
Active
30
$250,000$68,807 equity gap
Rate
3.12%
7.32%today
Payment
$861/mo
$1,382today
  • 3beds
  • 1baths
  • 782sqft

4822 Bryant Avenue, Minneapolis

5730 Fremont Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 3.00%
FHA
Active
50
$299,900$92,353 equity gap
Rate
3.00%
7.32%today
Payment
$1,014/mo
$1,652today
  • 4beds
  • 2baths
  • 1,548sqft

5730 Fremont Avenue, Brooklyn Center

4859 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.08%
FHA
Active
20
$265,000$95,280 equity gap
Rate
3.08%
7.32%today
Payment
$817/mo
$1,318today
  • 3beds
  • 1baths
  • 1,574sqft

4859 Bryant Avenue, Minneapolis

1415 44th Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.61%
FHA
Active
42
$265,000$53,746 equity gap
Rate
3.61%
7.32%today
Payment
$1,117/mo
$1,686today
  • 4beds
  • 3baths
  • 2,474sqft

1415 44th Avenue, Minneapolis

4906 Logan Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 2.98%
FHA
Active
25
$287,000$123,121 equity gap
Rate
2.98%
7.32%today
Payment
$797/mo
$1,302today
  • 4beds
  • 2baths
  • 1,509sqft

4906 Logan Avenue, Minneapolis

4126 Dupont Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.31%
VA
Active
38
$145,500$33,857 equity gap
Rate
3.31%
7.32%today
Payment
$565/mo
$885today
  • 3beds
  • 2baths
  • 1,754sqft

4126 Dupont Avenue, Minneapolis

3754 Bryant Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.62%
FHA
Active
35
$229,900$101,469 equity gap
Rate
3.62%
7.32%today
Payment
$685/mo
$1,032today
  • 4beds
  • 2baths
  • 1,361sqft

3754 Bryant Avenue, Minneapolis

2906 Nash Road, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 3.66%
FHA
Active
32
$274,900$147,714 equity gap
Rate
3.66%
7.32%today
Payment
$757/mo
$1,135today
  • 3beds
  • 2baths
  • 1,910sqft

2906 Nash Road, Brooklyn Center

4840 6th Street, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.80%
FHA
Active
55
$325,000$207,762 equity gap
Rate
3.80%
7.32%today
Payment
$732/mo
$1,079today
  • 3beds
  • 2baths
  • 1,540sqft

4840 6th Street, Minneapolis

5457 Horizon Drive, Fridley, MN, 55421 — assumable FHA mortgage at 4.00%
FHA
Active
33
$309,900$168,983 equity gap
Rate
4.00%
7.32%today
Payment
$886/mo
$1,275today
  • 3beds
  • 2baths
  • 1,765sqft

5457 Horizon Drive, Fridley

5136 Dupont Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 4.00%
FHA
Active
21
$225,000$145,920 equity gap
Rate
4.00%
7.32%today
Payment
$511/mo
$735today
  • 4beds
  • 1baths
  • 1,468sqft

5136 Dupont Avenue, Minneapolis

3455 Girard Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 4.08%
FHA
Active
22
$149,900$77,970 equity gap
Rate
4.08%
7.32%today
Payment
$429/mo
$611today
  • 2beds
  • 2baths
  • 1,174sqft

3455 Girard Avenue, Minneapolis

3007 Nash Road, Brooklyn Center, MN, 55429 — assumable VA mortgage at 4.13%
VA
Active
16
$279,900$183,600 equity gap
Rate
4.13%
7.32%today
Payment
$631/mo
$893today
  • 3beds
  • 1baths
  • 1,056sqft

3007 Nash Road, Brooklyn Center

3810 Thomas Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 4.46%
FHA
Active
38
$289,900$92,932 equity gap
Rate
4.46%
7.32%today
Payment
$1,157/mo
$1,576today
  • 4beds
  • 3baths
  • 1,260sqft

3810 Thomas Avenue, Minneapolis

6006 Washburn Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 4.19%
FHA
Active
29
$330,000$165,511 equity gap
Rate
4.19%
7.32%today
Payment
$998/mo
$1,403today
  • 4beds
  • 2baths
  • 2,135sqft

6006 Washburn Avenue, Brooklyn Center

4127 Washburn Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 6.50%
VA
Active
68
$525,000$20,647 equity gap
Rate
6.50%
7.32%today
Payment
$3,188/mo
$3,465today
  • 4beds
  • 3baths
  • 2,574sqft

4127 Washburn Avenue, Minneapolis

3510 6th Street, Minneapolis, MN, 55412 — assumable VA mortgage at 6.58%
VA
Active
3
$215,000$2,571 equity gap
Rate
6.58%
7.32%today
Payment
$1,370/mo
$1,477today
  • 3beds
  • 1baths
  • 1,020sqft

3510 6th Street, Minneapolis

5432 Bryant Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 6.39%
FHA
Active
22
$244,900$37,263 equity gap
Rate
6.39%
7.32%today
Payment
$1,350/mo
$1,484today
  • 2beds
  • 1baths
  • 812sqft

5432 Bryant Avenue, Brooklyn Center

3455 Dupont Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 6.94%
FHA
Active
13
$159,900$31,320 equity gap
Rate
6.94%
7.32%today
Payment
$888/mo
$922today
  • 2beds
  • 1baths
  • 720sqft

3455 Dupont Avenue, Minneapolis

5049 Fremont Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 5.12%
FHA
Active
14
$180,000$146,986 equity gap
Rate
5.12%
7.32%today
Payment
$289/mo
$365today
  • 2beds
  • 1baths
  • 713sqft

5049 Fremont Avenue, Minneapolis

4638 Aldrich Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 5.75%
FHA
Active
14
$179,900$138,669 equity gap
Rate
5.75%
7.32%today
Payment
$371/mo
$437today
  • 3beds
  • 2baths
  • 1,302sqft

4638 Aldrich Avenue, Minneapolis

3815 Queen Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 6.71%
VA
Active
22
$107,000Potential short sale
Rate
6.71%
7.32%today
Payment
$1,265/mo
$1,346today
  • 3beds
  • 1baths
  • 1,218sqft

3815 Queen Avenue, Minneapolis

4242 Thomas Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 7.38%
FHA
Active
39
$299,500$246,782 equity gap
Rate
7.38%
7.32%today
Payment
$1,068/mo
$1,062today
  • 3beds
  • 1baths
  • 1,666sqft

4242 Thomas Avenue, Minneapolis

Assuming a mortgage in Minneapolis

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$371 /mo
Median cash to assume
$92,643
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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