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Assumable homes for sale in Meridian, ID

121 homesVA & FHA loansrates from 2.00% vs 7.32% today

Meridian assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.32%today
Payment
$3,685/mo
$5,838today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

8374 W Falling Star St, Boise, ID, 83709 — assumable FHA mortgage at 2.77%
FHA
Active
48
$419,900$64,861 equity gap
Rate
2.77%
7.32%today
Payment
$1,638/mo
$2,749today
  • 3beds
  • 2baths
  • 1,383sqft

8374 W Falling Star St, Boise

1997 Gull Cove Pl, Meridian, ID, 83642 — assumable FHA mortgage at 2.87%
FHA
Active
45
$424,900$80,121 equity gap
Rate
2.87%
7.32%today
Payment
$1,608/mo
$2,664today
  • 3beds
  • 2baths
  • 1,421sqft

1997 Gull Cove Pl, Meridian

6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$457,000$82,316 equity gap
Rate
2.90%
7.32%today
Payment
$1,757/mo
$2,900today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

2419 Sugar Cane Drive, Nampa, ID, 83687 — assumable FHA mortgage at 2.93%
FHA
Active
13
$295,000$52,307 equity gap
Rate
2.93%
7.32%today
Payment
$1,145/mo
$1,882today
  • 2beds
  • 1baths
  • 812sqft

2419 Sugar Cane Drive, Nampa

3567 S. Avondale Ave., Nampa, ID, 83686 — assumable FHA mortgage at 3.56%
FHA
Active
47
$497,000$46,300 equity gap
Rate
3.56%
7.32%today
Payment
$2,243/mo
$3,406today
  • 5beds
  • 3baths
  • 2,738sqft

3567 S. Avondale Ave., Nampa

544 Knights Circle, Nampa, ID, 83687 — assumable FHA mortgage at 3.69%
FHA
Active
27
$345,900$32,302 equity gap
Rate
3.69%
7.32%today
Payment
$1,580/mo
$2,361today
  • 3beds
  • 2baths
  • 950sqft

544 Knights Circle, Nampa

3971 Sugar Creek Dr, Meridian, ID, 83646 — assumable FHA mortgage at 2.77%
FHA
Active
31
$399,900$121,339 equity gap
Rate
2.77%
7.32%today
Payment
$1,306/mo
$2,192today
  • 3beds
  • 2baths
  • 1,258sqft

3971 Sugar Creek Dr, Meridian

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$162,076 equity gap
Rate
3.07%
7.32%today
Payment
$2,240/mo
$3,617today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

6082 Canyon Crossing Dr., Nampa, ID, 83687 — assumable VA mortgage at 3.89%
VA
Active
50
$689,900$38,594 equity gap
Rate
3.89%
7.32%today
Payment
$3,353/mo
$4,889today
  • 5beds
  • 3baths
  • 3,113sqft

6082 Canyon Crossing Dr., Nampa

3795 Berwick Dr, Nampa, ID, 83686 — assumable FHA mortgage at 3.89%
FHA
Active
41
$455,000$46,069 equity gap
Rate
3.89%
7.32%today
Payment
$2,105/mo
$3,069today
  • 3beds
  • 2baths
  • 2,007sqft

3795 Berwick Dr, Nampa

10068 Fox Brush, Boise, ID, 83709 — assumable FHA mortgage at 3.22%
FHA
Active
$360,000$93,675 equity gap
Rate
3.22%
7.32%today
Payment
$1,277/mo
$2,023today
  • 3beds
  • 1baths
  • 1,024sqft

10068 Fox Brush, Boise

5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$75,288 equity gap
Rate
3.89%
7.32%today
Payment
$2,037/mo
$2,995today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

4028 Quenzer Way, Meridian, ID, 83646 — assumable VA mortgage at 2.73%
VA
Active
48
$799,900$267,858 equity gap
Rate
2.73%
7.32%today
Payment
$2,484/mo
$4,190today
  • 4beds
  • 3baths
  • 3,326sqft

4028 Quenzer Way, Meridian

5686 Cherry Lane, Nampa, ID, 83687 — assumable VA mortgage at 2.73%
VA
Active
30
$319,000$101,236 equity gap
Rate
2.73%
7.32%today
Payment
$1,009/mo
$1,703today
  • 2beds
  • 3baths
  • 1,213sqft

5686 Cherry Lane, Nampa

188 Halpin St, Meridian, ID, 83646 — assumable VA mortgage at 2.98%
VA
Active
43
$434,990$149,242 equity gap
Rate
2.98%
7.32%today
Payment
$1,355/mo
$2,214today
  • 3beds
  • 3baths
  • 1,730sqft

188 Halpin St, Meridian

4148 Cleary St, Meridian, ID, 83642 — assumable FHA mortgage at 3.12%
FHA
Active
49
$815,000$245,730 equity gap
Rate
3.12%
7.32%today
Payment
$2,706/mo
$4,341today
  • 4beds
  • 3baths
  • 2,656sqft

4148 Cleary St, Meridian

855 Blue Downs, Meridian, ID, 83642 — assumable VA mortgage at 4.17%
VA
Active
48
$599,900$52,209 equity gap
Rate
4.17%
7.32%today
Payment
$2,899/mo
$4,087today
  • 5beds
  • 4baths
  • 2,362sqft

855 Blue Downs, Meridian

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$479,900$128,217 equity gap
Rate
3.76%
7.32%today
Payment
$1,785/mo
$2,645today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

9707 Portola Dr, Boise, ID, 83709 — assumable VA mortgage at 2.00%
VA
Active
37
$450,000$322,443 equity gap
Rate
2.00%
7.32%today
Payment
$747/mo
$1,389today
  • 4beds
  • 3baths
  • 2,050sqft

9707 Portola Dr, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$699,000$493,908 equity gap
Rate
2.58%
7.32%today
Payment
$868/mo
$1,494today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,808 equity gap
Rate
2.58%
7.32%today
Payment
$868/mo
$1,494today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

11855 W Dickens Dr, Boise, ID, 83709 — assumable VA mortgage at 2.71%
VA
Active
32
$445,000$300,030 equity gap
Rate
2.71%
7.32%today
Payment
$677/mo
$1,145today
  • 3beds
  • 2baths
  • 1,390sqft

11855 W Dickens Dr, Boise

1518 W Bear Track, Meridian, ID, 83642 — assumable VA mortgage at 2.72%
VA
Active
50
$735,000$328,009 equity gap
Rate
2.72%
7.32%today
Payment
$1,907/mo
$3,222today
  • 4beds
  • 3baths
  • 2,414sqft

1518 W Bear Track, Meridian

5813 Avilla Dr, Meridian, ID, 83646 — assumable VA mortgage at 2.72%
VA
Active
50
$595,000$422,596 equity gap
Rate
2.72%
7.32%today
Payment
$808/mo
$1,365today
  • 3beds
  • 2baths
  • 1,921sqft

5813 Avilla Dr, Meridian

519 Trunnel Ave, Meridian, ID, 83642 — assumable VA mortgage at 2.73%
VA
Active
46
$799,900$394,233 equity gap
Rate
2.73%
7.32%today
Payment
$1,889/mo
$3,187today
  • 4beds
  • 4baths
  • 2,830sqft

519 Trunnel Ave, Meridian

6484 Hollilynn Dr, Boise, ID, 83709 — assumable VA mortgage at 2.81%
VA
Active
50
$1,115,000$717,551 equity gap
Rate
2.81%
7.32%today
Payment
$1,881/mo
$3,140today
  • 3beds
  • 3baths
  • 3,000sqft

6484 Hollilynn Dr, Boise

2150 N Eureka Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.87%
VA
Active
31
$459,900$189,041 equity gap
Rate
2.87%
7.32%today
Payment
$1,263/mo
$2,093today
  • 3beds
  • 2baths
  • 1,616sqft

2150 N Eureka Ave, Meridian

1901 Stream Pointe Ln, Eagle, ID, 83616 — assumable VA mortgage at 2.93%
VA
Active
43
$750,000$308,233 equity gap
Rate
2.93%
7.32%today
Payment
$2,133/mo
$3,506today
  • 3beds
  • 3baths
  • 2,840sqft

1901 Stream Pointe Ln, Eagle

3451 Anfield Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.95%
VA
Active
45
$569,900$269,698 equity gap
Rate
2.95%
7.32%today
Payment
$1,419/mo
$2,327today
  • 5beds
  • 3baths
  • 2,710sqft

3451 Anfield Ave, Meridian

1052 Sicily, Meridian, ID, 83642 — assumable FHA mortgage at 2.96%
FHA
Active
37
$539,900$286,134 equity gap
Rate
2.96%
7.32%today
Payment
$1,204/mo
$1,971today
  • 4beds
  • 3baths
  • 2,600sqft

1052 Sicily, Meridian

314 S Hamlin Lane, Eagle, ID, 83616 — assumable FHA mortgage at 2.99%
FHA
Active
24
$975,000$462,445 equity gap
Rate
2.99%
7.32%today
Payment
$2,439/mo
$3,979today
  • 3beds
  • 3baths
  • 2,780sqft

314 S Hamlin Lane, Eagle

11411 1st St, Star, ID, 83669 — assumable FHA mortgage at 2.99%
FHA
Active
35
$449,997$241,680 equity gap
Rate
2.99%
7.32%today
Payment
$1,014/mo
$1,655today
  • 4beds
  • 2baths
  • 1,400sqft

11411 1st St, Star

4986 S Tinker Ave, Boise, ID, 83709 — assumable FHA mortgage at 3.01%
FHA
Active
37
$509,900$207,113 equity gap
Rate
3.01%
7.32%today
Payment
$1,478/mo
$2,405today
  • 4beds
  • 3baths
  • 2,039sqft

4986 S Tinker Ave, Boise

3062 Tusa St, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
20
$675,000$309,230 equity gap
Rate
3.08%
7.32%today
Payment
$1,766/mo
$2,847today
  • 4beds
  • 3baths
  • 2,608sqft

3062 Tusa St, Meridian

645 Ionia Dr, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
48
$525,000$224,298 equity gap
Rate
3.08%
7.32%today
Payment
$1,448/mo
$2,336today
  • 3beds
  • 2baths
  • 1,620sqft

645 Ionia Dr, Meridian

Assuming a mortgage in Meridian

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$573 /mo
Median cash to assume
$170,992
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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