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Assumable homes for sale in Lutz, FL

10 homesFHA & VA loansrates from 3.63% vs 7.32% today

Lutz assumption guide
24132 DENALI Court, Lutz, FL, 33559 — assumable FHA mortgage at 3.63%
FHA
Active
28
$415,000$307,015 equity gap
Rate
3.63%
7.32%today
Payment
$720/mo
$1,084today
  • 3beds
  • 2baths
  • 1,810sqft

24132 DENALI Court, Lutz

20113 BENDING CREEK Place, Tampa, FL, 33647 — assumable FHA mortgage at 6.23%
FHA
Active
62
$399,999$11,554 equity gap
Rate
6.23%
7.32%today
Payment
$2,405/mo
$2,689today
  • 3beds
  • 3baths
  • 2,070sqft

20113 BENDING CREEK Place, Tampa

24443 SUMMER WIND CT, Lutz, FL, 33559 — assumable FHA mortgage at 4.35%
FHA
Active
40
$334,900$258,034 equity gap
Rate
4.35%
7.32%today
Payment
$606/mo
$837today
  • 3beds
  • 2baths
  • 1,400sqft

24443 SUMMER WIND CT, Lutz

24138 TWIN Court, Land O Lakes, FL, 34639 — assumable VA mortgage at 6.39%
VA
Active
85
$350,000$22,609 equity gap
Rate
6.39%
7.32%today
Payment
$2,128/mo
$2,340today
  • 4beds
  • 3baths
  • 1,767sqft

24138 TWIN Court, Land O Lakes

8264 DUNHAM STATION Drive, Tampa, FL, 33647 — assumable FHA mortgage at 5.01%
FHA
Active
82
$615,000$429,416 equity gap
Rate
5.01%
7.32%today
Payment
$1,600/mo
$2,044today
  • 4beds
  • 4baths
  • 3,175sqft

8264 DUNHAM STATION Drive, Tampa

3602 MORGANS BLUFF Court, Land O Lakes, FL, 34639 — assumable FHA mortgage at 6.95%
FHA
Active
55
$610,000$160,572 equity gap
Rate
6.95%
7.32%today
Payment
$3,022/mo
$3,136today
  • 4beds
  • 3baths
  • 2,316sqft

3602 MORGANS BLUFF Court, Land O Lakes

23217 WILLOW GLEN Way, Lutz, FL, 33549 — assumable FHA mortgage at 5.23%
FHA
Active
47
$274,900Potential short sale
Rate
5.23%
7.32%today
Payment
$1,735/mo
$2,163today
  • 3beds
  • 3baths
  • 1,634sqft

23217 WILLOW GLEN Way, Lutz

19402 JACOBS RIVER Run, Lutz, FL, 33559 — assumable VA mortgage at 6.12%
VA
Active
86
$2,839,000$2,737,629 equity gap
Rate
6.12%
7.32%today
Payment
$1,240/mo
$1,403today
  • 8beds
  • 8baths
  • 8,650sqft

19402 JACOBS RIVER Run, Lutz

1621 SPINNING WHEEL Drive, Lutz, FL, 33559 — assumable FHA mortgage at 6.39%
FHA
Active
21
$388,000Potential short sale
Rate
6.39%
7.32%today
Payment
$2,669/mo
$2,934today
  • 4beds
  • 3baths
  • 1,672sqft

1621 SPINNING WHEEL Drive, Lutz

26541 CHIMNEY SPIRE Lane, Wesley Chapel, FL, 33544 — assumable VA mortgage at 6.43%
VA
Active
22
$235,000Potential short sale
Rate
6.43%
7.32%today
Payment
$1,886/mo
$2,064today
  • 3beds
  • 3baths
  • 1,588sqft

26541 CHIMNEY SPIRE Lane, Wesley Chapel

Assuming a mortgage in Lutz

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.63%
Lowest existing payment
$606 /mo
Median cash to assume
$258,034
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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