Assumable homes for sale in Lonsdale, MN

8 homesVA & FHA loansrates from 2.67% vs 7.32% today

Lonsdale assumption guide
900 Heritage Trail, New Prague, MN, 56071 — assumable VA mortgage at 2.67%
VA
Active
38
$525,000$152,369 equity gap
Rate
2.67%
7.32%today
Payment
$1,732/mo
$2,946today
  • 5beds
  • 4baths
  • 3,176sqft

900 Heritage Trail, New Prague

26535 Evergreen Court, Elko New Market, MN, 55020 — assumable VA mortgage at 3.21%
VA
Active
34
$298,000$85,684 equity gap
Rate
3.21%
7.32%today
Payment
$1,058/mo
$1,679today
  • 3beds
  • 3baths
  • 2,072sqft

26535 Evergreen Court, Elko New Market

1309 Deerview Court, Lonsdale, MN, 55046 — assumable FHA mortgage at 3.47%
FHA
Active
42
$475,000$225,835 equity gap
Rate
3.47%
7.32%today
Payment
$1,290/mo
$1,982today
  • 4beds
  • 3baths
  • 3,182sqft

1309 Deerview Court, Lonsdale

1108 Ridge Drive, Montgomery, MN, 56069 — assumable VA mortgage at 3.78%
VA
Active
27
$349,900$256,968 equity gap
Rate
3.78%
7.32%today
Payment
$651/mo
$962today
  • 3beds
  • 2baths
  • 2,204sqft

1108 Ridge Drive, Montgomery

534 Delaware Street, Lonsdale, MN, 55046 — assumable VA mortgage at 6.29%
VA
Active
12
$243,000$18,808 equity gap
Rate
6.29%
7.32%today
Payment
$1,459/mo
$1,621today
  • 2beds
  • 2baths
  • 1,522sqft

534 Delaware Street, Lonsdale

1315 English Avenue, New Prague, MN, 56071 — assumable FHA mortgage at 7.12%
FHA
Active
31
$399,900$23,713 equity gap
Rate
7.12%
7.32%today
Payment
$2,612/mo
$2,664today
  • 5beds
  • 3baths
  • 2,347sqft

1315 English Avenue, New Prague

502 Pond View Drive, Lonsdale, MN, 55046 — assumable FHA mortgage at 6.84%
FHA
Active
25
$569,900$103,127 equity gap
Rate
6.84%
7.32%today
Payment
$3,111/mo
$3,265today
  • 5beds
  • 4baths
  • 3,205sqft

502 Pond View Drive, Lonsdale

8785 275th Street, Elko New Market, MN, 55020 — assumable VA mortgage at 7.63%
VA
Active
89
$999,999$208,017 equity gap
Rate
7.63%
7.32%today
Payment
$5,771/mo
$5,598today
  • 4beds
  • 4baths
  • 3,393sqft

8785 275th Street, Elko New Market

Assuming a mortgage in Lonsdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$651 /mo
Median cash to assume
$127,748
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.