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Assumable homes for sale in Longboat Key, FL

89 homesFHA & VA loansrates from 2.71% vs 7.32% today

Longboat Key assumption guide
3012 17TH Street, Bradenton, FL, 34208 — assumable FHA mortgage at 2.90%
FHA
Active
38
$224,900$31,002 equity gap
Rate
2.90%
7.32%today
Payment
$916/mo
$1,511today
  • 3beds
  • 2baths
  • 1,012sqft

3012 17TH Street, Bradenton

3303 19TH STREET Court, Bradenton, FL, 34208 — assumable FHA mortgage at 3.22%
FHA
Active
12
$240,000$40,679 equity gap
Rate
3.22%
7.32%today
Payment
$958/mo
$1,518today
  • 2beds
  • 2baths
  • 928sqft

3303 19TH STREET Court, Bradenton

3491 74TH AVENUE CIRCLE EAST, Sarasota, FL, 34243 — assumable VA mortgage at 2.88%
VA
Active
43
$525,000$157,119 equity gap
Rate
2.88%
7.32%today
Payment
$1,714/mo
$2,836today
  • 3beds
  • 2baths
  • 1,544sqft

3491 74TH AVENUE CIRCLE EAST, Sarasota

7606 37TH STREET Circle, Sarasota, FL, 34243 — assumable FHA mortgage at 3.33%
FHA
Active
28
$294,000$64,668 equity gap
Rate
3.33%
7.32%today
Payment
$1,165/mo
$1,821today
  • 3beds
  • 2baths
  • 1,638sqft

7606 37TH STREET Circle, Sarasota

3907 57TH Place, Bradenton, FL, 34203 — assumable FHA mortgage at 2.71%
FHA
Active
29
$390,000$146,613 equity gap
Rate
2.71%
7.32%today
Payment
$1,136/mo
$1,922today
  • 3beds
  • 2baths
  • 1,890sqft

3907 57TH Place, Bradenton

212 68TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 2.73%
VA
Active
72
$499,999$189,105 equity gap
Rate
2.73%
7.32%today
Payment
$1,448/mo
$2,443today
  • 3beds
  • 2baths
  • 2,016sqft

212 68TH Street, Bradenton

2924 ORIOLE Drive, Sarasota, FL, 34243 — assumable VA mortgage at 2.87%
VA
Active
43
$500,000$196,001 equity gap
Rate
2.87%
7.32%today
Payment
$1,415/mo
$2,344today
  • 3beds
  • 3baths
  • 2,035sqft

2924 ORIOLE Drive, Sarasota

915 50TH Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 2.94%
FHA
Active
48
$205,000$80,869 equity gap
Rate
2.94%
7.32%today
Payment
$587/mo
$965today
  • 2beds
  • 2baths
  • 972sqft

915 50TH Avenue, Bradenton

4634 SABAL KEY Drive, Bradenton, FL, 34203 — assumable FHA mortgage at 2.80%
FHA
Active
25
$235,000$105,880 equity gap
Rate
2.80%
7.32%today
Payment
$613/mo
$1,025today
  • 2beds
  • 3baths
  • 1,080sqft

4634 SABAL KEY Drive, Bradenton

1230 ESTREMADURA Drive, Bradenton, FL, 34209 — assumable VA mortgage at 2.90%
VA
Active
60
$1,495,000$1,018,183 equity gap
Rate
2.90%
7.32%today
Payment
$2,247/mo
$3,708today
  • 5beds
  • 5baths
  • 2,951sqft

1230 ESTREMADURA Drive, Bradenton

1030 TIDEWATER SHORES Loop #401, Bradenton, FL, 34208 — assumable VA mortgage at 2.99%
VA
Active
77
$367,900$189,149 equity gap
Rate
2.99%
7.32%today
Payment
$868/mo
$1,417today
  • 2beds
  • 2baths
  • 1,151sqft

1030 TIDEWATER SHORES Loop #401, Bradenton

3510 CENTRAL Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 3.05%
FHA
Active
21
$250,000$105,451 equity gap
Rate
3.05%
7.32%today
Payment
$691/mo
$1,118today
  • 3beds
  • 2baths
  • 1,110sqft

3510 CENTRAL Avenue, Sarasota

3407 29TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 3.06%
FHA
Active
43
$448,900$224,147 equity gap
Rate
3.06%
7.32%today
Payment
$1,080/mo
$1,746today
  • 3beds
  • 2baths
  • 1,525sqft

3407 29TH Street, Bradenton

760 LONGBOAT Court, Longboat Key, FL, 34228 — assumable VA mortgage at 3.07%
VA
Active
34
$840,000$445,026 equity gap
Rate
3.07%
7.32%today
Payment
$1,992/mo
$3,181today
  • 3beds
  • 2baths
  • 1,242sqft

760 LONGBOAT Court, Longboat Key

2212 CLARK Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 3.45%
FHA
Active
21
$330,000$116,781 equity gap
Rate
3.45%
7.32%today
Payment
$1,044/mo
$1,608today
  • 2beds
  • 2baths
  • 1,278sqft

2212 CLARK Avenue, Bradenton

902 25TH Avenue, Palmetto, FL, 34221 — assumable VA mortgage at 3.23%
VA
Active
54
$999,000$509,874 equity gap
Rate
3.23%
7.32%today
Payment
$2,460/mo
$3,893today
  • 4beds
  • 3baths
  • 2,092sqft

902 25TH Avenue, Palmetto

4006 JOYCE Drive, Bradenton, FL, 34208 — assumable VA mortgage at 3.30%
VA
Active
39
$439,900$219,459 equity gap
Rate
3.30%
7.32%today
Payment
$1,117/mo
$1,752today
  • 2beds
  • 2baths
  • 1,585sqft

4006 JOYCE Drive, Bradenton

5312 AQUA BREEZE Drive, Bradenton, FL, 34208 — assumable FHA mortgage at 3.36%
FHA
Active
41
$350,000$142,932 equity gap
Rate
3.36%
7.32%today
Payment
$1,058/mo
$1,647today
  • 2beds
  • 2baths
  • 1,127sqft

5312 AQUA BREEZE Drive, Bradenton

2525 6TH AVENUE Drive, Bradenton, FL, 34208 — assumable FHA mortgage at 3.50%
FHA
Active
18
$189,900$189,900 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,100sqft

2525 6TH AVENUE Drive, Bradenton

2310 25TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 3.60%
FHA
Active
40
$398,000$216,363 equity gap
Rate
3.60%
7.32%today
Payment
$960/mo
$1,450today
  • 4beds
  • 2baths
  • 1,616sqft

2310 25TH Avenue, Bradenton

1649 8TH Street, Sarasota, FL, 34236 — assumable FHA mortgage at 3.62%
FHA
Active
35
$599,000$414,622 equity gap
Rate
3.62%
7.32%today
Payment
$1,096/mo
$1,652today
  • 4beds
  • 2baths
  • 1,820sqft

1649 8TH Street, Sarasota

1108 65TH Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 3.62%
FHA
Active
22
$399,900$256,020 equity gap
Rate
3.62%
7.32%today
Payment
$814/mo
$1,227today
  • 4beds
  • 2baths
  • 1,615sqft

1108 65TH Avenue, Bradenton

5272 11TH Street, Bradenton, FL, 34203 — assumable FHA mortgage at 3.62%
FHA
Active
44
$378,900$199,240 equity gap
Rate
3.62%
7.32%today
Payment
$1,047/mo
$1,578today
  • 4beds
  • 2baths
  • 1,846sqft

5272 11TH Street, Bradenton

4111 SARASOTA Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 3.64%
FHA
Active
38
$419,900$216,124 equity gap
Rate
3.64%
7.32%today
Payment
$1,076/mo
$1,618today
  • 2beds
  • 1baths
  • 1,292sqft

4111 SARASOTA Avenue, Sarasota

6803 32ND Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 3.66%
FHA
Active
48
$525,000$350,148 equity gap
Rate
3.66%
7.32%today
Payment
$1,034/mo
$1,551today
  • 3beds
  • 2baths
  • 1,719sqft

6803 32ND Avenue, Bradenton

7739 33RD Lane, Sarasota, FL, 34243 — assumable VA mortgage at 3.71%
VA
Active
78
$445,000$321,282 equity gap
Rate
3.71%
7.32%today
Payment
$852/mo
$1,270today
  • 3beds
  • 2baths
  • 2,020sqft

7739 33RD Lane, Sarasota

2110 EUCLID Terrace, Sarasota, FL, 34239 — assumable FHA mortgage at 3.76%
FHA
Active
13
$625,000$425,155 equity gap
Rate
3.76%
7.32%today
Payment
$1,243/mo
$1,841today
  • 4beds
  • 3baths
  • 1,946sqft

2110 EUCLID Terrace, Sarasota

7221 8TH AVENUE Loop, Bradenton, FL, 34209 — assumable FHA mortgage at 3.78%
FHA
Active
63
$499,900$396,837 equity gap
Rate
3.78%
7.32%today
Payment
$642/mo
$949today
  • 3beds
  • 2baths
  • 1,420sqft

7221 8TH AVENUE Loop, Bradenton

710 26TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 3.93%
FHA
Active
26
$299,000$173,529 equity gap
Rate
3.93%
7.32%today
Payment
$732/mo
$1,062today
  • 2beds
  • 1baths
  • 1,517sqft

710 26TH Street, Bradenton

4033 13TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 5.75%
FHA
Active
17
$420,000$21,464 equity gap
Rate
5.75%
7.32%today
Payment
$2,407/mo
$2,833today
  • 3beds
  • 2baths
  • 1,789sqft

4033 13TH Avenue, Bradenton

211 46TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 4.12%
VA
Active
46
$395,000$282,252 equity gap
Rate
4.12%
7.32%today
Payment
$733/mo
$1,040today
  • 2beds
  • 2baths
  • 1,248sqft

211 46TH Street, Bradenton

115 BROWN ST, Bradenton, FL, 34208 — assumable FHA mortgage at 4.17%
FHA
Active
33
$319,000$162,748 equity gap
Rate
4.17%
7.32%today
Payment
$885/mo
$1,248today
  • 3beds
  • 2baths
  • 1,154sqft

115 BROWN ST, Bradenton

4502 33RD Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 4.20%
FHA
Active
36
$475,000$247,296 equity gap
Rate
4.20%
7.32%today
Payment
$1,296/mo
$1,821today
  • 3beds
  • 2baths
  • 1,584sqft

4502 33RD Avenue, Bradenton

3022 ROCK SOUND Street, Bradenton, FL, 34208 — assumable FHA mortgage at 6.20%
FHA
Active
27
$403,000Potential short sale
Rate
6.20%
7.32%today
Payment
$2,586/mo
$2,900today
  • 5beds
  • 3baths
  • 2,447sqft

3022 ROCK SOUND Street, Bradenton

4103 41ST Street, Bradenton, FL, 34205 — assumable VA mortgage at 6.32%
VA
Active
36
$262,500$3,416 equity gap
Rate
6.32%
7.32%today
Payment
$1,641/mo
$1,817today
  • 2beds
  • 2baths
  • 1,156sqft

4103 41ST Street, Bradenton

888 BLVD OF THE ARTS #1008, Sarasota, FL, 34236 — assumable VA mortgage at 6.60%
VA
Active
38
$1,329,050Potential short sale
Rate
6.60%
7.32%today
Payment
$8,766/mo
$9,428today
  • 2beds
  • 2baths
  • 1,642sqft

888 BLVD OF THE ARTS #1008, Sarasota

Assuming a mortgage in Longboat Key

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$510 /mo
Median cash to assume
$170,027
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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