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Assumable homes for sale in Lithia, FL

200 homesFHA & VA loansrates from 2.20% vs 7.32% today

Lithia assumption guide
10364 ALDER GREEN Drive, Riverview, FL, 33578 — assumable FHA mortgage at 3.12%
FHATop pick
Active
15
$329,999$3,743 equity gap
Rate
3.12%
7.32%today
Payment
$1,551/mo
$2,488today
  • 4beds
  • 3baths
  • 2,635sqft

10364 ALDER GREEN Drive, Riverview

12619 LEMON PEPPER Drive, Riverview, FL, 33578 — assumable VA mortgage at 3.10%
VATop pick
Active
41
$369,900$32,953 equity gap
Rate
3.10%
7.32%today
Payment
$1,594/mo
$2,565today
  • 4beds
  • 2baths
  • 1,841sqft

12619 LEMON PEPPER Drive, Riverview

7304 MILESTONE Drive, Apollo Beach, FL, 33572 — assumable VA mortgage at 2.87%
VA
Active
27
$375,000$54,248 equity gap
Rate
2.87%
7.32%today
Payment
$1,493/mo
$2,473today
  • 3beds
  • 3baths
  • 2,160sqft

7304 MILESTONE Drive, Apollo Beach

10317 GEESE TRAIL Circle, Ruskin, FL, 33573 — assumable FHA mortgage at 2.87%
FHA
Active
49
$389,900$67,564 equity gap
Rate
2.87%
7.32%today
Payment
$1,503/mo
$2,491today
  • 5beds
  • 3baths
  • 2,674sqft

10317 GEESE TRAIL Circle, Ruskin

2336 DEL WEBB Boulevard, Sun City Center, FL, 33573 — assumable VA mortgage at 2.98%
VA
Active
57
$280,000$56,449 equity gap
Rate
2.98%
7.32%today
Payment
$1,060/mo
$1,732today
  • 3beds
  • 2baths
  • 2,048sqft

2336 DEL WEBB Boulevard, Sun City Center

10015 LINDA Street, Gibsonton, FL, 33534 — assumable VA mortgage at 3.06%
VA
Active
15
$359,999$43,453 equity gap
Rate
3.06%
7.32%today
Payment
$1,521/mo
$2,460today
  • 3beds
  • 2baths
  • 1,048sqft

10015 LINDA Street, Gibsonton

4459 GLOBE THISTLE Drive, Tampa, FL, 33619 — assumable FHA mortgage at 3.07%
FHA
Active
56
$284,900$31,154 equity gap
Rate
3.07%
7.32%today
Payment
$1,199/mo
$1,937today
  • 3beds
  • 3baths
  • 1,663sqft

4459 GLOBE THISTLE Drive, Tampa

10348 SCARLET SKIMMER Drive, Riverview, FL, 33578 — assumable VA mortgage at 3.07%
VA
Active
7
$405,000$69,038 equity gap
Rate
3.07%
7.32%today
Payment
$1,588/mo
$2,564today
  • 4beds
  • 3baths
  • 2,635sqft

10348 SCARLET SKIMMER Drive, Riverview

10967 CARLTON FIELDS Drive, Riverview, FL, 33579 — assumable VA mortgage at 3.45%
VA
Active
30
$387,700$64,317 equity gap
Rate
3.45%
7.32%today
Payment
$1,590/mo
$2,448today
  • 4beds
  • 3baths
  • 2,328sqft

10967 CARLTON FIELDS Drive, Riverview

15406 DAKOTA SKY Place, Ruskin, FL, 33573 — assumable VA mortgage at 2.71%
VA
Active
42
$255,000$52,761 equity gap
Rate
2.71%
7.32%today
Payment
$947/mo
$1,601today
  • 3beds
  • 2baths
  • 1,784sqft

15406 DAKOTA SKY Place, Ruskin

4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$425,000$88,401 equity gap
Rate
2.80%
7.32%today
Payment
$1,561/mo
$2,610today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

4513 ETERNAL PRINCE Drive, Sun City Center, FL, 33573 — assumable FHA mortgage at 2.80%
FHA
Active
35
$385,000$113,052 equity gap
Rate
2.80%
7.32%today
Payment
$1,259/mo
$2,104today
  • 6beds
  • 3baths
  • 2,614sqft

4513 ETERNAL PRINCE Drive, Sun City Center

12730 KINGS LAKE Drive, Gibsonton, FL, 33534 — assumable FHA mortgage at 2.80%
FHA
Active
44
$329,900$93,330 equity gap
Rate
2.80%
7.32%today
Payment
$1,097/mo
$1,835today
  • 3beds
  • 2baths
  • 1,424sqft

12730 KINGS LAKE Drive, Gibsonton

7343 FOREST MERE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.81%
VA
Active
26
$309,000$76,181 equity gap
Rate
2.81%
7.32%today
Payment
$1,094/mo
$1,826today
  • 3beds
  • 2baths
  • 2,042sqft

7343 FOREST MERE Drive, Riverview

10606 WALKER VISTA Drive, Riverview, FL, 33578 — assumable FHA mortgage at 2.84%
FHA
Active
26
$290,000$76,165 equity gap
Rate
2.84%
7.32%today
Payment
$992/mo
$1,650today
  • 3beds
  • 2baths
  • 1,503sqft

10606 WALKER VISTA Drive, Riverview

13344 ORCA SOUND Drive, Riverview, FL, 33579 — assumable VA mortgage at 2.90%
VA
Active
43
$449,000$100,798 equity gap
Rate
2.90%
7.32%today
Payment
$1,626/mo
$2,683today
  • 5beds
  • 3baths
  • 3,369sqft

13344 ORCA SOUND Drive, Riverview

13603 WILD GINGER Street, Riverview, FL, 33579 — assumable VA mortgage at 2.90%
VA
Active
71
$390,000$82,067 equity gap
Rate
2.90%
7.32%today
Payment
$1,438/mo
$2,373today
  • 4beds
  • 2baths
  • 1,935sqft

13603 WILD GINGER Street, Riverview

14460 ENGLISH LAVENDER Drive, Wimauma, FL, 33598 — assumable FHA mortgage at 2.90%
FHA
Active
16
$277,000$74,412 equity gap
Rate
2.90%
7.32%today
Payment
$975/mo
$1,609today
  • 4beds
  • 3baths
  • 1,914sqft

14460 ENGLISH LAVENDER Drive, Wimauma

9637 MULBERRY MARSH Lane, Sun City Center, FL, 33573 — assumable FHA mortgage at 2.90%
FHA
Active
40
$242,000$63,762 equity gap
Rate
2.90%
7.32%today
Payment
$842/mo
$1,389today
  • 3beds
  • 3baths
  • 1,663sqft

9637 MULBERRY MARSH Lane, Sun City Center

6236 OSPREY LAKE Circle, Riverview, FL, 33578 — assumable FHA mortgage at 2.90%
FHA
Active
30
$190,000$53,374 equity gap
Rate
2.90%
7.32%today
Payment
$644/mo
$1,062today
  • 2beds
  • 3baths
  • 1,035sqft

6236 OSPREY LAKE Circle, Riverview

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,415 equity gap
Rate
2.90%
7.32%today
Payment
$837/mo
$1,381today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

12879 FRENCH MARKET Drive, Riverview, FL, 33579 — assumable FHA mortgage at 2.90%
FHA
Active
53
$380,000$82,485 equity gap
Rate
2.90%
7.32%today
Payment
$1,402/mo
$2,313today
  • 5beds
  • 3baths
  • 2,505sqft

12879 FRENCH MARKET Drive, Riverview

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
37
$415,000$90,857 equity gap
Rate
2.98%
7.32%today
Payment
$1,534/mo
$2,505today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

11205 BRIGHTON KNOLL Loop, Riverview, FL, 33579 — assumable FHA mortgage at 2.98%
FHA
Active
64
$445,000$123,470 equity gap
Rate
2.98%
7.32%today
Payment
$1,525/mo
$2,491today
  • 4beds
  • 3baths
  • 2,772sqft

11205 BRIGHTON KNOLL Loop, Riverview

11301 ALACHUA CREEK Lane, Riverview, FL, 33579 — assumable FHA mortgage at 2.99%
FHA
Active
42
$550,000$162,527 equity gap
Rate
2.99%
7.32%today
Payment
$1,878/mo
$3,064today
  • 5beds
  • 3baths
  • 3,568sqft

11301 ALACHUA CREEK Lane, Riverview

12826 WILDFLOWER MEADOW Drive, Riverview, FL, 33579 — assumable VA mortgage at 3.00%
VA
Active
60
$335,000$77,474 equity gap
Rate
3.00%
7.32%today
Payment
$1,227/mo
$1,999today
  • 4beds
  • 2baths
  • 1,935sqft

12826 WILDFLOWER MEADOW Drive, Riverview

6313 HAVENSPORT Drive, Apollo Beach, FL, 33572 — assumable VA mortgage at 3.50%
VA
Active
48
$709,900$83,637 equity gap
Rate
3.50%
7.32%today
Payment
$3,097/mo
$4,737today
  • 4beds
  • 3baths
  • 3,221sqft

6313 HAVENSPORT Drive, Apollo Beach

2709 LANTERN HILL Avenue, Brandon, FL, 33511 — assumable FHA mortgage at 3.55%
FHA
Active
10
$250,000$42,978 equity gap
Rate
3.55%
7.32%today
Payment
$1,029/mo
$1,565today
  • 2beds
  • 3baths
  • 1,140sqft

2709 LANTERN HILL Avenue, Brandon

1009 EMERALD CREEK Drive, Valrico, FL, 33596 — assumable VA mortgage at 3.55%
VA
Active
87
$839,900$98,539 equity gap
Rate
3.55%
7.32%today
Payment
$3,693/mo
$5,615today
  • 4beds
  • 3baths
  • 3,784sqft

1009 EMERALD CREEK Drive, Valrico

9335 AMERICAN HICKORY Lane, Riverview, FL, 33578 — assumable VA mortgage at 3.06%
VA
Active
44
$210,000$44,845 equity gap
Rate
3.06%
7.32%today
Payment
$792/mo
$1,280today
  • 2beds
  • 3baths
  • 1,320sqft

9335 AMERICAN HICKORY Lane, Riverview

9228 STONE RIVER Place, Riverview, FL, 33578 — assumable VA mortgage at 3.56%
VA
Active
41
$305,000$34,804 equity gap
Rate
3.56%
7.32%today
Payment
$1,342/mo
$2,038today
  • 3beds
  • 3baths
  • 1,822sqft

9228 STONE RIVER Place, Riverview

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$207,000$51,970 equity gap
Rate
3.14%
7.32%today
Payment
$742/mo
$1,187today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

10207 AVELAR RIDGE Drive, Riverview, FL, 33578 — assumable FHA mortgage at 4.00%
FHA
Active
14
$334,000$27,420 equity gap
Rate
4.00%
7.32%today
Payment
$1,594/mo
$2,293today
  • 3beds
  • 2baths
  • 1,741sqft

10207 AVELAR RIDGE Drive, Riverview

10912 KIRKWALL PORT Drive, Wimauma, FL, 33598 — assumable VA mortgage at 4.00%
VA
Active
41
$329,000$18,263 equity gap
Rate
4.00%
7.32%today
Payment
$1,618/mo
$2,329today
  • 4beds
  • 2baths
  • 1,623sqft

10912 KIRKWALL PORT Drive, Wimauma

10407 LAKE MONTAUK Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.48%
VA
Active
28
$264,900$104,831 equity gap
Rate
2.48%
7.32%today
Payment
$734/mo
$1,280today
  • 3beds
  • 3baths
  • 1,884sqft

10407 LAKE MONTAUK Drive, Riverview

12236 FAIRLAWN Drive, Riverview, FL, 33579 — assumable FHA mortgage at 2.66%
FHA
Active
44
$474,990$179,822 equity gap
Rate
2.66%
7.32%today
Payment
$1,371/mo
$2,334today
  • 4beds
  • 3baths
  • 2,486sqft

12236 FAIRLAWN Drive, Riverview

Assuming a mortgage in Lithia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$336 /mo
Median cash to assume
$154,670
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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