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Assumable homes for sale in Lathrop, CA

12 homesFHA & VA loansrates from 2.84% vs 7.32% today

Lathrop assumption guide
630 Flagstone, Stockton, CA, 95206 — assumable VA mortgage at 2.84%
VA
Active
42
$499,000$124,964 equity gap
Rate
2.84%
7.32%today
Payment
$1,776/mo
$2,953today
  • 5beds
  • 3baths
  • 2,383sqft

630 Flagstone, Stockton

1702 Plumas Drive, Lathrop, CA, 95330 — assumable FHA mortgage at 3.06%
FHA
Active
54
$634,900$200,416 equity gap
Rate
3.06%
7.32%today
Payment
$2,088/mo
$3,376today
  • 4beds
  • 3baths
  • 2,209sqft

1702 Plumas Drive, Lathrop

1382 Mill Run Court, Manteca, CA, 95336 — assumable VA mortgage at 2.93%
VA
Active
26
$499,000$220,912 equity gap
Rate
2.93%
7.32%today
Payment
$1,309/mo
$2,151today
  • 3beds
  • 2baths
  • 1,635sqft

1382 Mill Run Court, Manteca

2215 Dune Pl, Stockton, CA, 95206 — assumable FHA mortgage at 6.43%
FHA
Active
16
$560,000$25,977 equity gap
Rate
6.43%
7.32%today
Payment
$3,481/mo
$3,811today
  • 4beds
  • 3baths
  • 2,399sqft

2215 Dune Pl, Stockton

1427 Snyder St, Manteca, CA, 95336 — assumable FHA mortgage at 4.50%
FHA
Active
24
$515,000$430,104 equity gap
Rate
4.50%
7.32%today
Payment
$642/mo
$870today
  • 3beds
  • 2baths
  • 1,746sqft

1427 Snyder St, Manteca

3143 Needham Ave, Lathrop, CA, 95330 — assumable VA mortgage at 6.63%
VA
Active
41
$925,000$75,786 equity gap
Rate
6.63%
7.32%today
Payment
$5,495/mo
$5,892today
  • 4beds
  • 4baths
  • 3,086sqft

3143 Needham Ave, Lathrop

1648 Bermuda Lane, Manteca, CA, 95337 — assumable VA mortgage at 6.63%
VA
Active
13
$678,880$46,846 equity gap
Rate
6.63%
7.32%today
Payment
$4,164/mo
$4,465today
  • 4beds
  • 3baths
  • 1,940sqft

1648 Bermuda Lane, Manteca

478 Ribier Ct, Manteca, CA, 95336 — assumable FHA mortgage at 7.29%
FHA
Active
30
$470,000$29,580 equity gap
Rate
7.29%
7.32%today
Payment
$3,101/mo
$3,110today
  • 4beds
  • 2baths
  • 1,811sqft

478 Ribier Ct, Manteca

2650 Colony Dr, Tracy, CA, 95376 — assumable FHA mortgage at 7.08%
FHA
Active
62
$575,000$101,536 equity gap
Rate
7.08%
7.32%today
Payment
$3,309/mo
$3,389today
  • 4beds
  • 2baths
  • 1,433sqft

2650 Colony Dr, Tracy

1415 Crimson Lane, Manteca, CA, 95336 — assumable FHA mortgage at 7.08%
FHA
Active
53
$580,000$81,244 equity gap
Rate
7.08%
7.32%today
Payment
$3,486/mo
$3,570today
  • 4beds
  • 3baths
  • 1,678sqft

1415 Crimson Lane, Manteca

436 Michigan, Manteca, CA, 95337 — assumable FHA mortgage at 5.10%
FHA
Active
2
$297,360Potential short sale
Rate
5.10%
7.32%today
Payment
$2,168/mo
$2,742today
  • 2beds
  • 1baths
  • 894sqft

436 Michigan, Manteca

15195 Leland St, Lathrop, CA, 95330 — assumable FHA mortgage at 6.94%
FHA
Active
44
$679,000$173,724 equity gap
Rate
6.94%
7.32%today
Payment
$3,486/mo
$3,621today
  • 3beds
  • 2baths
  • 1,320sqft

15195 Leland St, Lathrop

Assuming a mortgage in Lathrop

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$642 /mo
Median cash to assume
$101,536
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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