Assumable homes for sale in La Palma, CA

4 homesFHA & VA loansrates from 3.50% vs 7.32% today

La Palma assumption guide
16828 Judy Way, Cerritos, CA, 90703 — assumable FHA mortgage at 3.85%
FHA
Active
11
$479,900$139,846 equity gap
Rate
3.85%
7.32%today
Payment
$1,740/mo
$2,549today
  • 2beds
  • 1baths
  • 808sqft

16828 Judy Way, Cerritos

8512 Belmont #31, Cypress, CA, 90630 — assumable FHA mortgage at 3.50%
FHA
Active
23
$537,000$537,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 881sqft

8512 Belmont #31, Cypress

16825 Chaparral Avenue, Cerritos, CA, 90703 — assumable FHA mortgage at 6.47%
FHA
Active
11
$569,000$31,917 equity gap
Rate
6.47%
7.32%today
Payment
$3,465/mo
$3,777today
  • 2beds
  • 1baths
  • 904sqft

16825 Chaparral Avenue, Cerritos

7525 Kevin, La Palma, CA, 90623 — assumable VA mortgage at 6.50%
VA
Active
10
$1,239,999$113,384 equity gap
Rate
6.50%
7.32%today
Payment
$7,188/mo
$7,811today
  • 4beds
  • 3baths
  • 2,118sqft

7525 Kevin, La Palma

Assuming a mortgage in La Palma

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.50%
Lowest existing payment
$1,740 /mo
Median cash to assume
$126,615
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.