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Assumable homes for sale in Lake Mary, FL

11 homesFHA & VA loansrates from 2.78% vs 7.32% today

Lake Mary assumption guide
128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$439,900$126,910 equity gap
Rate
2.78%
7.32%today
Payment
$1,449/mo
$2,428today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$58,617 equity gap
Rate
3.95%
7.32%today
Payment
$1,790/mo
$2,591today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

635 CHOCKTAW STREET, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.86%
FHA
Active
51
$725,000$721,648 equity gap
Rate
2.86%
7.32%today
Payment
$27/mo
$38today
  • 4beds
  • 3baths
  • 2,780sqft

635 CHOCKTAW STREET, Lake Mary

313 ALBA Lane, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.99%
FHA
Active
28
$390,000$164,492 equity gap
Rate
2.99%
7.32%today
Payment
$1,096/mo
$1,787today
  • 4beds
  • 2baths
  • 1,744sqft

313 ALBA Lane, Lake Mary

547 ASTERA WINDS Lane, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.35%
FHA
Active
29
$500,000$28,991 equity gap
Rate
6.35%
7.32%today
Payment
$2,999/mo
$3,311today
  • 3beds
  • 3baths
  • 1,906sqft

547 ASTERA WINDS Lane, Lake Mary

219 CRYSTAL Drive, Sanford, FL, 32773 — assumable VA mortgage at 6.67%
VA
Active
49
$524,975$64,345 equity gap
Rate
6.67%
7.32%today
Payment
$3,004/mo
$3,208today
  • 4beds
  • 3baths
  • 1,531sqft

219 CRYSTAL Drive, Sanford

145 MAYFAIR Court #145, Sanford, FL, 32771 — assumable FHA mortgage at 6.27%
FHA
Active
42
$335,000$96,065 equity gap
Rate
6.27%
7.32%today
Payment
$1,543/mo
$1,717today
  • 2beds
  • 2baths
  • 1,479sqft

145 MAYFAIR Court #145, Sanford

134 ESTATES Circle, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.50%
FHA
Active
43
$580,000$165,835 equity gap
Rate
6.50%
7.32%today
Payment
$2,674/mo
$2,906today
  • 4beds
  • 3baths
  • 2,279sqft

134 ESTATES Circle, Lake Mary

1247 BOLTON Place, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.91%
FHA
Active
32
$500,000$163,235 equity gap
Rate
6.91%
7.32%today
Payment
$2,418/mo
$2,509today
  • 4beds
  • 4baths
  • 2,365sqft

1247 BOLTON Place, Lake Mary

767 TOMLINSON Terrace, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.61%
FHA
Active
33
$390,000$74,110 equity gap
Rate
6.61%
7.32%today
Payment
$2,082/mo
$2,237today
  • 4beds
  • 2baths
  • 1,801sqft

767 TOMLINSON Terrace, Lake Mary

1178 VINELAND Place, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.92%
FHA
Active
16
$199,800Potential short sale
Rate
6.92%
7.32%today
Payment
$1,595/mo
$1,660today
  • 2beds
  • 3baths
  • 1,095sqft

1178 VINELAND Place, Lake Mary

Assuming a mortgage in Lake Mary

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$1,096 /mo
Median cash to assume
$111,488
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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