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Assumable homes for sale in Lake Mary, FL

185 homesFHA & VA loansrates from 2.20% vs 7.32% today

Lake Mary assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$219,999$40,899 equity gap
Rate
2.78%
7.32%today
Payment
$829/mo
$1,389today
  • 3beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

2040 TRIANGLE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 3.09%
FHA
Active
21
$325,000$40,971 equity gap
Rate
3.09%
7.32%today
Payment
$1,348/mo
$2,172today
  • 3beds
  • 2baths
  • 1,283sqft

2040 TRIANGLE Drive, Longwood

986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$100,447 equity gap
Rate
2.73%
7.32%today
Payment
$1,116/mo
$1,882today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$69,320 equity gap
Rate
2.73%
7.32%today
Payment
$772/mo
$1,302today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$446,900$133,504 equity gap
Rate
2.74%
7.32%today
Payment
$1,461/mo
$2,462today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
36
$399,900$103,671 equity gap
Rate
2.77%
7.32%today
Payment
$1,366/mo
$2,293today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$439,900$126,910 equity gap
Rate
2.78%
7.32%today
Payment
$1,449/mo
$2,428today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$80,663 equity gap
Rate
2.90%
7.32%today
Payment
$1,165/mo
$1,922today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$47,749 equity gap
Rate
2.98%
7.32%today
Payment
$718/mo
$1,173today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.32%today
Payment
$1,186/mo
$1,922today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,088 equity gap
Rate
3.06%
7.32%today
Payment
$993/mo
$1,605today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$415,000$122,445 equity gap
Rate
3.10%
7.32%today
Payment
$1,387/mo
$2,232today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$199,900$44,818 equity gap
Rate
3.11%
7.32%today
Payment
$735/mo
$1,180today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

750 HONEYROCK Street, Debary, FL, 32713 — assumable VA mortgage at 4.25%
VA
Active
36
$429,990$13,644 equity gap
Rate
4.25%
7.32%today
Payment
$2,096/mo
$2,926today
  • 3beds
  • 3baths
  • 2,135sqft

750 HONEYROCK Street, Debary

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$308,000$46,592 equity gap
Rate
3.85%
7.32%today
Payment
$1,337/mo
$1,959today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$86,345 equity gap
Rate
3.92%
7.32%today
Payment
$2,136/mo
$3,103today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$58,617 equity gap
Rate
3.95%
7.32%today
Payment
$1,790/mo
$2,591today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

4013 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.73%
FHA
Active
41
$377,900$144,929 equity gap
Rate
2.73%
7.32%today
Payment
$1,085/mo
$1,830today
  • 4beds
  • 2baths
  • 1,846sqft

4013 SILVERSTREAM Terrace, Sanford

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.32%today
Payment
$949/mo
$1,585today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$298,000$110,261 equity gap
Rate
2.81%
7.32%today
Payment
$888/mo
$1,483today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

2223 WEKIVA VILLAGE Lane, Apopka, FL, 32703 — assumable VA mortgage at 2.81%
VA
Active
34
$369,000$147,050 equity gap
Rate
2.81%
7.32%today
Payment
$1,053/mo
$1,758today
  • 3beds
  • 3baths
  • 2,293sqft

2223 WEKIVA VILLAGE Lane, Apopka

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$575,000$223,408 equity gap
Rate
2.87%
7.32%today
Payment
$1,640/mo
$2,717today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$85,112 equity gap
Rate
2.87%
7.32%today
Payment
$862/mo
$1,429today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

4008 MARYLAND Place, Casselberry, FL, 32707 — assumable FHA mortgage at 2.88%
FHA
Active
30
$219,900$66,625 equity gap
Rate
2.88%
7.32%today
Payment
$714/mo
$1,182today
  • 2beds
  • 2baths
  • 1,166sqft

4008 MARYLAND Place, Casselberry

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,584 equity gap
Rate
2.89%
7.32%today
Payment
$1,167/mo
$1,929today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

3960 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.96%
FHA
Active
22
$399,000$159,191 equity gap
Rate
2.96%
7.32%today
Payment
$1,161/mo
$1,902today
  • 3beds
  • 3baths
  • 1,697sqft

3960 SILVERSTREAM Terrace, Sanford

2521 STOCKTON Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.99%
FHA
Active
35
$289,900$113,170 equity gap
Rate
2.99%
7.32%today
Payment
$837/mo
$1,366today
  • 3beds
  • 3baths
  • 1,687sqft

2521 STOCKTON Drive, Sanford

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$299,849 equity gap
Rate
2.20%
7.32%today
Payment
$1,000/mo
$1,677today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

1930 AQUARIUS Court, Oviedo, FL, 32766 — assumable FHA mortgage at 2.35%
FHA
Active
32
$399,900$201,131 equity gap
Rate
2.35%
7.32%today
Payment
$894/mo
$1,586today
  • 3beds
  • 2baths
  • 1,306sqft

1930 AQUARIUS Court, Oviedo

1214 TRENTWOOD Court, Lake Mary, FL, 32746 — assumable VA mortgage at 2.77%
VA
Active
50
$699,900$417,612 equity gap
Rate
2.77%
7.32%today
Payment
$1,324/mo
$2,221today
  • 4beds
  • 2baths
  • 2,250sqft

1214 TRENTWOOD Court, Lake Mary

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$499,000$205,487 equity gap
Rate
2.81%
7.32%today
Payment
$1,389/mo
$2,319today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$201,403 equity gap
Rate
2.81%
7.32%today
Payment
$1,259/mo
$2,102today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

635 CHOCKTAW STREET, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.86%
FHA
Active
51
$725,000$721,648 equity gap
Rate
2.86%
7.32%today
Payment
$27/mo
$38today
  • 4beds
  • 3baths
  • 2,780sqft

635 CHOCKTAW STREET, Lake Mary

1016 WOLF Trail, Casselberry, FL, 32707 — assumable VA mortgage at 2.87%
VA
Active
39
$349,900$253,862 equity gap
Rate
2.87%
7.32%today
Payment
$457/mo
$758today
  • 3beds
  • 2baths
  • 1,000sqft

1016 WOLF Trail, Casselberry

141 FAIRWAY TEN Drive, Casselberry, FL, 32707 — assumable VA mortgage at 2.88%
VA
Active
66
$509,000$313,495 equity gap
Rate
2.88%
7.32%today
Payment
$939/mo
$1,553today
  • 4beds
  • 2baths
  • 2,255sqft

141 FAIRWAY TEN Drive, Casselberry

5781 AUTUMN CHASE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 2.88%
FHA
Active
5
$529,900$494,762 equity gap
Rate
2.88%
7.32%today
Payment
$174/mo
$281today
  • 4beds
  • 3baths
  • 2,467sqft

5781 AUTUMN CHASE Circle, Sanford

Assuming a mortgage in Lake Mary

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$409 /mo
Median cash to assume
$101,458
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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