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Assumable homes for sale in Lake Elmo, MN

61 homesFHA & VA loansrates from 2.65% vs 7.32% today

Lake Elmo assumption guide
633 Burlington Road, Saint Paul, MN, 55119 — assumable VA mortgage at 2.84%
VA
Active
78
$450,000$50,186 equity gap
Rate
2.84%
7.32%today
Payment
$1,859/mo
$3,091today
  • 3beds
  • 3baths
  • 2,811sqft

633 Burlington Road, Saint Paul

410 Hickory Lane, Oakdale, MN, 55128 — assumable FHA mortgage at 2.88%
FHA
Active
32
$209,900$38,130 equity gap
Rate
2.88%
7.32%today
Payment
$804/mo
$1,330today
  • 2beds
  • 2baths
  • 1,208sqft

410 Hickory Lane, Oakdale

1828 Bush Avenue, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
19
$249,900$48,417 equity gap
Rate
3.07%
7.32%today
Payment
$952/mo
$1,538today
  • 4beds
  • 1baths
  • 1,442sqft

1828 Bush Avenue, Saint Paul

8663 Quarry Ridge Lane #F, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
49
$249,990$65,034 equity gap
Rate
2.89%
7.32%today
Payment
$883/mo
$1,459today
  • 2beds
  • 2baths
  • 1,242sqft

8663 Quarry Ridge Lane #F, Woodbury

6333 Alderwood Circle #B, Woodbury, MN, 55125 — assumable VA mortgage at 2.96%
VA
Active
18
$119,000$25,927 equity gap
Rate
2.96%
7.32%today
Payment
$440/mo
$721today
  • —beds
  • 1baths
  • 594sqft

6333 Alderwood Circle #B, Woodbury

171 Hanson Road, Mahtomedi, MN, 55115 — assumable VA mortgage at 3.55%
VA
Active
11
$315,000$41,019 equity gap
Rate
3.55%
7.32%today
Payment
$1,362/mo
$2,071today
  • 4beds
  • 2baths
  • 1,670sqft

171 Hanson Road, Mahtomedi

837 Pedersen Street, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
29
$227,500$55,927 equity gap
Rate
3.07%
7.32%today
Payment
$814/mo
$1,315today
  • 2beds
  • 2baths
  • 1,256sqft

837 Pedersen Street, Saint Paul

30 B Street, Saint Paul, MN, 55106 — assumable VA mortgage at 2.74%
VA
Active
38
$435,000$166,366 equity gap
Rate
2.74%
7.32%today
Payment
$1,255/mo
$2,115today
  • 4beds
  • 4baths
  • 3,240sqft

30 B Street, Saint Paul

1626 Woodlynn Avenue #1, Maplewood, MN, 55109 — assumable FHA mortgage at 2.88%
FHA
Active
23
$285,000$113,171 equity gap
Rate
2.88%
7.32%today
Payment
$801/mo
$1,325today
  • 3beds
  • 3baths
  • 1,603sqft

1626 Woodlynn Avenue #1, Maplewood

3102 Manitou Drive, White Bear Lake, MN, 55110 — assumable VA mortgage at 3.14%
VA
Active
35
$299,990$102,723 equity gap
Rate
3.14%
7.32%today
Payment
$942/mo
$1,507today
  • 2beds
  • 2baths
  • 1,270sqft

3102 Manitou Drive, White Bear Lake

9224 Cornell Road, Woodbury, MN, 55125 — assumable VA mortgage at 2.65%
VA
Active
32
$589,000$348,227 equity gap
Rate
2.65%
7.32%today
Payment
$1,373/mo
$2,158today
  • 5beds
  • 4baths
  • 3,985sqft

9224 Cornell Road, Woodbury

14789 57th Street, Stillwater, MN, 55082 — assumable FHA mortgage at 2.65%
FHA
Active
38
$409,900$389,827 equity gap
Rate
2.65%
7.32%today
Payment
$96/mo
$161today
  • 4beds
  • 3baths
  • 2,636sqft

14789 57th Street, Stillwater

629 Sutherland Drive, Woodbury, MN, 55129 — assumable FHA mortgage at 2.72%
FHA
Active
35
$395,000$192,214 equity gap
Rate
2.72%
7.32%today
Payment
$948/mo
$1,601today
  • 3beds
  • 4baths
  • 2,566sqft

629 Sutherland Drive, Woodbury

2819 Helen Street, North Saint Paul, MN, 55109 — assumable VA mortgage at 2.75%
VA
Active
60
$379,900$216,447 equity gap
Rate
2.75%
7.32%today
Payment
$759/mo
$1,278today
  • 3beds
  • 2baths
  • 1,832sqft

2819 Helen Street, North Saint Paul

4570 Neal Avenue, Stillwater, MN, 55082 — assumable VA mortgage at 2.86%
VA
Active
83
$1,875,000$1,365,443 equity gap
Rate
2.86%
7.32%today
Payment
$2,880/mo
$4,487today
  • 6beds
  • 5baths
  • 5,115sqft

4570 Neal Avenue, Stillwater

11779 32nd Street, Lake Elmo, MN, 55042 — assumable FHA mortgage at 2.98%
FHA
Active
35
$660,000$337,875 equity gap
Rate
2.98%
7.32%today
Payment
$1,531/mo
$2,501today
  • 5beds
  • 4baths
  • 3,496sqft

11779 32nd Street, Lake Elmo

16838 Upper 19th Street, Lakeland, MN, 55043 — assumable FHA mortgage at 2.99%
FHA
Active
24
$339,000$180,269 equity gap
Rate
2.99%
7.32%today
Payment
$771/mo
$1,258today
  • 3beds
  • 1baths
  • 896sqft

16838 Upper 19th Street, Lakeland

1767 Hilo Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
27
$425,000$148,289 equity gap
Rate
3.49%
7.32%today
Payment
$1,453/mo
$2,225today
  • 4beds
  • 2baths
  • 2,000sqft

1767 Hilo Avenue, Oakdale

630 Main Street #412, Stillwater, MN, 55082 — assumable FHA mortgage at 3.20%
FHA
Active
58
$695,000$616,131 equity gap
Rate
3.20%
7.32%today
Payment
$1,134/mo
$1,485today
  • 2beds
  • 2baths
  • 1,589sqft

630 Main Street #412, Stillwater

2415 Lisbon Avenue, Lake Elmo, MN, 55042 — assumable VA mortgage at 3.26%
VA
Active
63
$659,900$355,722 equity gap
Rate
3.26%
7.32%today
Payment
$1,538/mo
$2,425today
  • 5beds
  • 4baths
  • 3,422sqft

2415 Lisbon Avenue, Lake Elmo

4856 Helena Lane #11, Oakdale, MN, 55128 — assumable VA mortgage at 4.06%
VA
Active
24
$224,900$67,230 equity gap
Rate
4.06%
7.32%today
Payment
$884/mo
$1,262today
  • 2beds
  • 2baths
  • 1,407sqft

4856 Helena Lane #11, Oakdale

704 Mulberry Street, Stillwater, MN, 55082 — assumable FHA mortgage at 3.68%
FHA
Active
22
$320,000$107,575 equity gap
Rate
3.68%
7.32%today
Payment
$1,132/mo
$1,693today
  • 3beds
  • 2baths
  • 1,760sqft

704 Mulberry Street, Stillwater

3441 Maureen Lane, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
64
$335,000$171,072 equity gap
Rate
3.42%
7.32%today
Payment
$939/mo
$1,450today
  • 3beds
  • 3baths
  • 1,822sqft

3441 Maureen Lane, Stillwater

415 Seeley Street, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
26
$350,000$197,586 equity gap
Rate
3.42%
7.32%today
Payment
$873/mo
$1,348today
  • 2beds
  • 2baths
  • 960sqft

415 Seeley Street, Stillwater

6570 Upper 35th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
23
$220,000$133,496 equity gap
Rate
3.49%
7.32%today
Payment
$536/mo
$822today
  • 2beds
  • 2baths
  • 1,302sqft

6570 Upper 35th Street, Oakdale

1322 Reaney Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.50%
FHA
Active
31
$290,000$174,171 equity gap
Rate
3.50%
7.32%today
Payment
$705/mo
$1,078today
  • 3beds
  • 2baths
  • 1,760sqft

1322 Reaney Avenue, Saint Paul

1844 Barclay Street, Maplewood, MN, 55109 — assumable FHA mortgage at 3.51%
FHA
Active
40
$299,800$196,613 equity gap
Rate
3.51%
7.32%today
Payment
$677/mo
$1,035today
  • 3beds
  • 2baths
  • 1,469sqft

1844 Barclay Street, Maplewood

670 Goodwin Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.84%
FHA
Active
46
$219,900$75,954 equity gap
Rate
3.84%
7.32%today
Payment
$786/mo
$1,153today
  • 2beds
  • 2baths
  • 1,072sqft

670 Goodwin Avenue, Oakdale

2841 Riviera Drive, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
43
$399,999$213,967 equity gap
Rate
3.57%
7.32%today
Payment
$1,092/mo
$1,656today
  • 3beds
  • 2baths
  • 1,824sqft

2841 Riviera Drive, White Bear Lake

1623 Highway 96, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
27
$360,000$174,266 equity gap
Rate
3.57%
7.32%today
Payment
$978/mo
$1,484today
  • 2beds
  • 2baths
  • 1,538sqft

1623 Highway 96, White Bear Lake

6382 Stillwater Boulevard, Oakdale, MN, 55128 — assumable FHA mortgage at 3.62%
FHA
Active
30
$299,900$198,293 equity gap
Rate
3.62%
7.32%today
Payment
$690/mo
$1,040today
  • 3beds
  • 1baths
  • 1,500sqft

6382 Stillwater Boulevard, Oakdale

2697 8th Avenue, North Saint Paul, MN, 55109 — assumable FHA mortgage at 3.64%
FHA
Active
34
$300,000$166,182 equity gap
Rate
3.64%
7.32%today
Payment
$788/mo
$1,185today
  • 3beds
  • 2baths
  • 1,496sqft

2697 8th Avenue, North Saint Paul

1903 Granite Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.64%
FHA
Active
21
$275,000$119,298 equity gap
Rate
3.64%
7.32%today
Payment
$830/mo
$1,248today
  • 2beds
  • 2baths
  • 1,204sqft

1903 Granite Avenue, Oakdale

1649 Regatta Drive, Woodbury, MN, 55125 — assumable FHA mortgage at 3.68%
FHA
Active
52
$452,000$241,293 equity gap
Rate
3.68%
7.32%today
Payment
$1,256/mo
$1,879today
  • 3beds
  • 3baths
  • 1,866sqft

1649 Regatta Drive, Woodbury

11756 Upper 31st Street, Lake Elmo, MN, 55042 — assumable VA mortgage at 4.98%
VA
Active
45
$565,000$53,018 equity gap
Rate
4.98%
7.32%today
Payment
$2,939/mo
$3,769today
  • 5beds
  • 3baths
  • 3,004sqft

11756 Upper 31st Street, Lake Elmo

4836 Grenwich Trail, Oakdale, MN, 55128 — assumable VA mortgage at 5.52%
VA
Active
24
$163,000Potential short sale
Rate
5.52%
7.32%today
Payment
$1,019/mo
$1,230today
  • 2beds
  • 1baths
  • 956sqft

4836 Grenwich Trail, Oakdale

Assuming a mortgage in Lake Elmo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$440 /mo
Median cash to assume
$111,683
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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