Assumable homes for sale in Ladera Ranch, CA

5 homesVA & FHA loansrates from 2.95% vs 7.32% today

Ladera Ranch assumption guide
23 Hoya Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 3.01%
FHA
Active
60
$939,500$279,671 equity gap
Rate
3.01%
7.32%today
Payment
$3,112/mo
$5,063today
  • 3beds
  • 3baths
  • 1,505sqft

23 Hoya Street, Rancho Mission Viejo

42 Bayley, Ladera Ranch, CA, 92694 — assumable VA mortgage at 2.95%
VA
Active
33
$899,000$284,204 equity gap
Rate
2.95%
7.32%today
Payment
$2,913/mo
$4,776today
  • 3beds
  • 3baths
  • 1,560sqft

42 Bayley, Ladera Ranch

9 Bahari, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.36%
VA
Active
56
$1,599,000$1,269,956 equity gap
Rate
3.36%
7.32%today
Payment
$1,681/mo
$2,617today
  • 3beds
  • 2baths
  • 1,937sqft

9 Bahari, Rancho Mission Viejo

30 Vivido Street, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.69%
VA
Active
70
$2,195,000$1,777,116 equity gap
Rate
3.69%
7.32%today
Payment
$2,592/mo
$3,873today
  • 4beds
  • 4baths
  • 2,707sqft

30 Vivido Street, Rancho Mission Viejo

27081 Sombras, Mission Viejo, CA, 92692 — assumable FHA mortgage at 4.41%
FHA
Active
26
$1,299,999$717,359 equity gap
Rate
4.41%
7.32%today
Payment
$3,392/mo
$4,647today
  • 4beds
  • 2baths
  • 1,472sqft

27081 Sombras, Mission Viejo

Assuming a mortgage in Ladera Ranch

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.95%
Lowest existing payment
$1,681 /mo
Median cash to assume
$717,359
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.