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Assumable homes for sale in Kingman, AZ

20 homesFHA & VA loansrates from 2.81% vs 7.32% today

Kingman assumption guide
3222 Devlin Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 2.81%
FHA
Active
32
$164,000$37,174 equity gap
Rate
2.81%
7.32%today
Payment
$596/mo
$995today
  • 2beds
  • 2baths
  • 1,500sqft

3222 Devlin Avenue, Kingman

4982 CHRISTY Drive, Kingman, AZ, 86409 — assumable FHA mortgage at 2.88%
FHA
Active
17
$314,900$79,150 equity gap
Rate
2.88%
7.32%today
Payment
$1,098/mo
$1,817today
  • 3beds
  • 2baths
  • 1,637sqft

4982 CHRISTY Drive, Kingman

3887 Walleck Ranch Drive, Kingman, AZ, 86409 — assumable FHA mortgage at 2.98%
FHA
Active
34
$364,900$100,081 equity gap
Rate
2.98%
7.32%today
Payment
$1,262/mo
$2,061today
  • 4beds
  • 2baths
  • 2,034sqft

3887 Walleck Ranch Drive, Kingman

3961 Diamond Drive, Kingman, AZ, 86409 — assumable VA mortgage at 2.88%
VA
Active
26
$320,000$133,510 equity gap
Rate
2.88%
7.32%today
Payment
$869/mo
$1,438today
  • 3beds
  • 2baths
  • 1,367sqft

3961 Diamond Drive, Kingman

3701 Wells Street, Kingman, AZ, 86409 — assumable FHA mortgage at 3.75%
FHA
Active
37
$180,000$63,873 equity gap
Rate
3.75%
7.32%today
Payment
$623/mo
$924today
  • 3beds
  • 2baths
  • 1,107sqft

3701 Wells Street, Kingman

3894 Evans Street, Kingman, AZ, 86409 — assumable VA mortgage at 3.61%
VA
Active
52
$395,900$241,784 equity gap
Rate
3.61%
7.32%today
Payment
$819/mo
$1,236today
  • 4beds
  • 3baths
  • 2,445sqft

3894 Evans Street, Kingman

2215 Devlin Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 6.23%
FHA
Active
27
$260,000Potential short sale
Rate
6.23%
7.32%today
Payment
$1,588/mo
$1,775today
  • 3beds
  • 2baths
  • 1,303sqft

2215 Devlin Avenue, Kingman

2895 Suffock Avenue, Kingman, AZ, 86409 — assumable VA mortgage at 6.84%
VA
Active
45
$250,000$13,038 equity gap
Rate
6.84%
7.32%today
Payment
$1,572/mo
$1,650today
  • 3beds
  • 2baths
  • 1,194sqft

2895 Suffock Avenue, Kingman

3120 Devlin Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 6.91%
FHA
Active
28
$209,800$2,026 equity gap
Rate
6.91%
7.32%today
Payment
$1,392/mo
$1,450today
  • 2beds
  • 2baths
  • 970sqft

3120 Devlin Avenue, Kingman

2705 Ames Avenue, Kingman, AZ, 86409 — assumable VA mortgage at 6.56%
VA
Active
29
$260,000$16,521 equity gap
Rate
6.56%
7.32%today
Payment
$1,566/mo
$1,691today
  • 3beds
  • 2baths
  • 1,251sqft

2705 Ames Avenue, Kingman

3226 Thompson Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 4.55%
FHA
Active
21
$135,000$124,761 equity gap
Rate
4.55%
7.32%today
Payment
$60/mo
$81today
  • 2beds
  • 1baths
  • 714sqft

3226 Thompson Avenue, Kingman

3315 El Tovar Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 6.22%
FHA
Active
53
$299,000$46,268 equity gap
Rate
6.22%
7.32%today
Payment
$1,565/mo
$1,751today
  • 4beds
  • 2baths
  • 1,872sqft

3315 El Tovar Avenue, Kingman

2673 Punta Vista, Kingman, AZ, 86409 — assumable FHA mortgage at 6.35%
FHA
Active
27
$379,999$39,615 equity gap
Rate
6.35%
7.32%today
Payment
$2,138/mo
$2,361today
  • 3beds
  • 2baths
  • 1,620sqft

2673 Punta Vista, Kingman

5392 Rattlesnake Road, Kingman, AZ, 86409 — assumable VA mortgage at 6.54%
VA
Active
35
$359,900$55,941 equity gap
Rate
6.54%
7.32%today
Payment
$2,010/mo
$2,175today
  • 4beds
  • 2baths
  • 1,684sqft

5392 Rattlesnake Road, Kingman

1595 College Drive, Kingman, AZ, 86409 — assumable FHA mortgage at 6.58%
FHA
Active
37
$188,800$25,524 equity gap
Rate
6.58%
7.32%today
Payment
$1,051/mo
$1,133today
  • 2beds
  • 1baths
  • 884sqft

1595 College Drive, Kingman

1080 Huffman Way, Kingman, AZ, 86409 — assumable FHA mortgage at 6.78%
FHA
Active
38
$259,000$32,870 equity gap
Rate
6.78%
7.32%today
Payment
$1,501/mo
$1,585today
  • 3beds
  • 2baths
  • 1,960sqft

1080 Huffman Way, Kingman

5353 Eagle View Road, Kingman, AZ, 86409 — assumable VA mortgage at 7.20%
VA
Active
66
$340,000$35,300 equity gap
Rate
7.20%
7.32%today
Payment
$2,131/mo
$2,157today
  • 3beds
  • 2baths
  • 1,509sqft

5353 Eagle View Road, Kingman

2650 Lass Avenue, Kingman, AZ, 86409 — assumable VA mortgage at 5.52%
VA
Active
46
$165,000$66,619 equity gap
Rate
5.52%
7.32%today
Payment
$595/mo
$719today
  • 2beds
  • 2baths
  • 1,248sqft

2650 Lass Avenue, Kingman

2086 Alan Ladd Drive, Kingman, AZ, 86409 — assumable VA mortgage at 6.26%
VA
Active
24
$373,999$287,779 equity gap
Rate
6.26%
7.32%today
Payment
$555/mo
$618today
  • 4beds
  • 2baths
  • 2,099sqft

2086 Alan Ladd Drive, Kingman

3537 Bluebird Lane, Kingman, AZ, 86409 — assumable VA mortgage
VA
Active
29
$124,900$124,900 equity gap
Rate
—%
7.32%today
Payment
—/mo
  • 2beds
  • 2baths
  • 1,040sqft

3537 Bluebird Lane, Kingman

Assuming a mortgage in Kingman

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$555 /mo
Median cash to assume
$51,105
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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