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Assumable homes for sale in Kingman, AZ

51 homesVA & FHA loansrates from 2.71% vs 7.32% today

Kingman assumption guide
4204 Stampede Road, Kingman, AZ, 86401 — assumable FHA mortgage at 3.07%
FHA
Active
36
$415,000$57,544 equity gap
Rate
3.07%
7.32%today
Payment
$1,690/mo
$2,728today
  • 4beds
  • 2baths
  • 2,104sqft

4204 Stampede Road, Kingman

3222 Devlin Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 2.81%
FHA
Active
32
$164,000$37,174 equity gap
Rate
2.81%
7.32%today
Payment
$596/mo
$995today
  • 2beds
  • 2baths
  • 1,500sqft

3222 Devlin Avenue, Kingman

4982 CHRISTY Drive, Kingman, AZ, 86409 — assumable FHA mortgage at 2.88%
FHA
Active
17
$314,900$79,150 equity gap
Rate
2.88%
7.32%today
Payment
$1,098/mo
$1,817today
  • 3beds
  • 2baths
  • 1,637sqft

4982 CHRISTY Drive, Kingman

3887 Walleck Ranch Drive, Kingman, AZ, 86409 — assumable FHA mortgage at 2.98%
FHA
Active
34
$364,900$100,081 equity gap
Rate
2.98%
7.32%today
Payment
$1,262/mo
$2,061today
  • 4beds
  • 2baths
  • 2,034sqft

3887 Walleck Ranch Drive, Kingman

3350 Gordon Lane, Golden Valley, AZ, 86413 — assumable VA mortgage at 3.45%
VA
Active
53
$199,000$43,573 equity gap
Rate
3.45%
7.32%today
Payment
$763/mo
$1,174today
  • 3beds
  • 2baths
  • 942sqft

3350 Gordon Lane, Golden Valley

3711 Angelina Drive, Kingman, AZ, 86409 — assumable VA mortgage at 2.71%
VA
Active
62
$285,000$108,528 equity gap
Rate
2.71%
7.32%today
Payment
$818/mo
$1,384today
  • 3beds
  • 2baths
  • 1,596sqft

3711 Angelina Drive, Kingman

4233 Glencliff Avenue, Kingman, AZ, 86401 — assumable VA mortgage at 2.86%
VA
Active
55
$575,000$209,703 equity gap
Rate
2.86%
7.32%today
Payment
$1,702/mo
$2,823today
  • 4beds
  • 3baths
  • 2,416sqft

4233 Glencliff Avenue, Kingman

4498 Smoketree Road, Golden Valley, AZ, 86413 — assumable FHA mortgage at 3.02%
FHA
Active
82
$269,900$103,852 equity gap
Rate
3.02%
7.32%today
Payment
$809/mo
$1,315today
  • 4beds
  • 2baths
  • 2,432sqft

4498 Smoketree Road, Golden Valley

425 Riata Valley Road, Kingman, AZ, 86409 — assumable VA mortgage at 2.79%
VA
Active
44
$405,000$298,694 equity gap
Rate
2.79%
7.32%today
Payment
$514/mo
$851today
  • 3beds
  • 2baths
  • 2,095sqft

425 Riata Valley Road, Kingman

1817 MOTOR Avenue, Kingman, AZ, 86401 — assumable VA mortgage at 2.86%
VA
Active
36
$260,000$143,788 equity gap
Rate
2.86%
7.32%today
Payment
$556/mo
$922today
  • 4beds
  • 3baths
  • 1,834sqft

1817 MOTOR Avenue, Kingman

3325 Ocotillo Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 2.87%
VA
Active
23
$289,900$191,367 equity gap
Rate
2.87%
7.32%today
Payment
$473/mo
$783today
  • 3beds
  • 2baths
  • 1,533sqft

3325 Ocotillo Road, Golden Valley

3961 Diamond Drive, Kingman, AZ, 86409 — assumable VA mortgage at 2.88%
VA
Active
26
$320,000$133,510 equity gap
Rate
2.88%
7.32%today
Payment
$869/mo
$1,438today
  • 3beds
  • 2baths
  • 1,367sqft

3961 Diamond Drive, Kingman

2633 Wickieup Avenue, Kingman, AZ, 86401 — assumable VA mortgage at 2.89%
VA
Active
32
$242,500$132,738 equity gap
Rate
2.89%
7.32%today
Payment
$525/mo
$868today
  • 3beds
  • 2baths
  • 1,382sqft

2633 Wickieup Avenue, Kingman

4818 Lazy River Road, Kingman, AZ, 86401 — assumable VA mortgage at 3.07%
VA
Active
38
$349,000$260,287 equity gap
Rate
3.07%
7.32%today
Payment
$421/mo
$680today
  • 4beds
  • 2baths
  • 1,717sqft

4818 Lazy River Road, Kingman

3251 Southern Vista Drive, Kingman, AZ, 86401 — assumable VA mortgage at 3.07%
VA
Active
72
$735,000$299,547 equity gap
Rate
3.07%
7.32%today
Payment
$2,139/mo
$3,454today
  • 5beds
  • 3baths
  • 3,008sqft

3251 Southern Vista Drive, Kingman

2117 Seneca Street, Kingman, AZ, 86401 — assumable VA mortgage at 3.10%
VA
Active
66
$899,900$382,143 equity gap
Rate
3.10%
7.32%today
Payment
$2,455/mo
$3,950today
  • 6beds
  • 4baths
  • 4,360sqft

2117 Seneca Street, Kingman

955 Beverly Avenue, Kingman, AZ, 86409 — assumable VA mortgage at 3.14%
VA
Active
22
$460,000$217,817 equity gap
Rate
3.14%
7.32%today
Payment
$1,156/mo
$1,850today
  • —beds
  • —baths
  • —sqft

955 Beverly Avenue, Kingman

3780 Katie Lane Loop, Kingman, AZ, 86401 — assumable VA mortgage at 5.10%
VA
Active
52
$420,000$15,177 equity gap
Rate
5.10%
7.32%today
Payment
$2,352/mo
$2,976today
  • 3beds
  • 2baths
  • 1,746sqft

3780 Katie Lane Loop, Kingman

3701 Wells Street, Kingman, AZ, 86409 — assumable FHA mortgage at 3.75%
FHA
Active
37
$180,000$63,873 equity gap
Rate
3.75%
7.32%today
Payment
$623/mo
$924today
  • 3beds
  • 2baths
  • 1,107sqft

3701 Wells Street, Kingman

3894 Evans Street, Kingman, AZ, 86409 — assumable VA mortgage at 3.61%
VA
Active
52
$395,900$241,784 equity gap
Rate
3.61%
7.32%today
Payment
$819/mo
$1,236today
  • 4beds
  • 3baths
  • 2,445sqft

3894 Evans Street, Kingman

3427 Charleston Street, Kingman, AZ, 86401 — assumable FHA mortgage at 3.92%
FHA
Active
40
$350,000$116,726 equity gap
Rate
3.92%
7.32%today
Payment
$1,205/mo
$1,750today
  • 4beds
  • 2baths
  • 1,662sqft

3427 Charleston Street, Kingman

3739 Hope Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 3.64%
VA
Active
72
$274,700$163,854 equity gap
Rate
3.64%
7.32%today
Payment
$591/mo
$888today
  • 3beds
  • 2baths
  • 1,373sqft

3739 Hope Road, Golden Valley

3340 Central Street, Kingman, AZ, 86401 — assumable FHA mortgage at 5.11%
FHA
Active
27
$259,900$44,594 equity gap
Rate
5.11%
7.32%today
Payment
$1,254/mo
$1,585today
  • 3beds
  • 2baths
  • 1,175sqft

3340 Central Street, Kingman

3040 Pacific Avenue, Kingman, AZ, 86401 — assumable VA mortgage at 3.91%
VA
Active
36
$230,000$153,951 equity gap
Rate
3.91%
7.32%today
Payment
$472/mo
$686today
  • 4beds
  • 2baths
  • 1,263sqft

3040 Pacific Avenue, Kingman

3277 Cherri Avenue, Kingman, AZ, 86401 — assumable VA mortgage at 5.30%
VA
Active
40
$375,000$61,864 equity gap
Rate
5.30%
7.32%today
Payment
$1,848/mo
$2,286today
  • 3beds
  • 2baths
  • 1,593sqft

3277 Cherri Avenue, Kingman

3342 Cherri Avenue, Kingman, AZ, 86401 — assumable FHA mortgage at 5.41%
FHA
Active
55
$379,900$44,445 equity gap
Rate
5.41%
7.32%today
Payment
$2,002/mo
$2,447today
  • 4beds
  • 2baths
  • 1,729sqft

3342 Cherri Avenue, Kingman

2875 Jerome Street, Kingman, AZ, 86401 — assumable VA mortgage at 6.10%
VA
Active
25
$249,000$5,227 equity gap
Rate
6.10%
7.32%today
Payment
$1,488/mo
$1,686today
  • 3beds
  • 2baths
  • 1,301sqft

2875 Jerome Street, Kingman

2215 Devlin Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 6.23%
FHA
Active
27
$260,000Potential short sale
Rate
6.23%
7.32%today
Payment
$1,588/mo
$1,775today
  • 3beds
  • 2baths
  • 1,303sqft

2215 Devlin Avenue, Kingman

2738 Pasadena Avenue, Kingman, AZ, 86401 — assumable VA mortgage at 6.65%
VA
Active
55
$270,000Potential short sale
Rate
6.65%
7.32%today
Payment
$1,829/mo
$1,957today
  • 3beds
  • 2baths
  • 1,369sqft

2738 Pasadena Avenue, Kingman

2895 Suffock Avenue, Kingman, AZ, 86409 — assumable VA mortgage at 6.84%
VA
Active
45
$250,000$13,038 equity gap
Rate
6.84%
7.32%today
Payment
$1,572/mo
$1,650today
  • 3beds
  • 2baths
  • 1,194sqft

2895 Suffock Avenue, Kingman

3120 Devlin Avenue, Kingman, AZ, 86409 — assumable FHA mortgage at 6.91%
FHA
Active
28
$209,800$2,026 equity gap
Rate
6.91%
7.32%today
Payment
$1,392/mo
$1,450today
  • 2beds
  • 2baths
  • 970sqft

3120 Devlin Avenue, Kingman

2008 Sunset Boulevard, Kingman, AZ, 86401 — assumable VA mortgage at 5.52%
VA
Active
30
$265,000$38,966 equity gap
Rate
5.52%
7.32%today
Payment
$1,368/mo
$1,651today
  • 3beds
  • 1baths
  • 1,404sqft

2008 Sunset Boulevard, Kingman

4727 Old West Road, Kingman, AZ, 86401 — assumable FHA mortgage at 6.15%
FHA
Active
55
$399,000$37,162 equity gap
Rate
6.15%
7.32%today
Payment
$2,303/mo
$2,597today
  • 4beds
  • 2baths
  • 1,939sqft

4727 Old West Road, Kingman

2705 Ames Avenue, Kingman, AZ, 86409 — assumable VA mortgage at 6.56%
VA
Active
29
$260,000$16,521 equity gap
Rate
6.56%
7.32%today
Payment
$1,566/mo
$1,691today
  • 3beds
  • 2baths
  • 1,251sqft

2705 Ames Avenue, Kingman

3372 Hunt Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 6.72%
VA
Active
18
$169,000$10,715 equity gap
Rate
6.72%
7.32%today
Payment
$1,035/mo
$1,099today
  • 2beds
  • 1baths
  • 1,296sqft

3372 Hunt Road, Golden Valley

2785 Brook Street, Kingman, AZ, 86401 — assumable FHA mortgage at 7.50%
FHA
Active
45
$267,000$22,131 equity gap
Rate
7.50%
7.32%today
Payment
$1,757/mo
$1,726today
  • 3beds
  • 2baths
  • 1,301sqft

2785 Brook Street, Kingman

Assuming a mortgage in Kingman

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$389 /mo
Median cash to assume
$65,246
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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