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Assumable homes for sale in Kensington, CA

23 homesFHA & VA loansrates from 2.70% vs 7.32% today

Kensington assumption guide
273 Beauforest Dr, Oakland, CA, 94611 — assumable FHA mortgage at 3.20%
FHA
Active
42
$695,000$95,980 equity gap
Rate
3.20%
7.32%today
Payment
$2,989/mo
$4,748today
  • 2beds
  • 1baths
  • 506sqft

273 Beauforest Dr, Oakland

108 Arcangel Way, San Pablo, CA, 94806 — assumable FHA mortgage at 3.20%
FHA
Active
33
$555,000$134,373 equity gap
Rate
3.20%
7.32%today
Payment
$2,119/mo
$3,366today
  • 3beds
  • 3baths
  • 1,401sqft

108 Arcangel Way, San Pablo

205 Del Valle Cir, El Sobrante, CA, 94803 — assumable VA mortgage at 2.70%
VA
Active
25
$369,000$135,578 equity gap
Rate
2.70%
7.32%today
Payment
$1,089/mo
$1,844today
  • 2beds
  • 2baths
  • 1,022sqft

205 Del Valle Cir, El Sobrante

2106 Alfreda Blvd, San Pablo, CA, 94806 — assumable FHA mortgage at 2.72%
FHA
Active
19
$572,500$208,806 equity gap
Rate
2.72%
7.32%today
Payment
$1,704/mo
$2,879today
  • 3beds
  • 2baths
  • 941sqft

2106 Alfreda Blvd, San Pablo

119 Glenwood, Hercules, CA, 94547-356 — assumable FHA mortgage at 3.64%
FHA
Active
35
$345,000$98,931 equity gap
Rate
3.64%
7.32%today
Payment
$1,305/mo
$1,963today
  • 1beds
  • 1baths
  • 688sqft

119 Glenwood, Hercules

977 24Th St, Oakland, CA, 94607 — assumable VA mortgage at 2.80%
VA
Active
8
$634,500Potential short sale
Rate
2.80%
7.32%today
Payment
$3,616/mo
$6,045today
  • 2beds
  • 3baths
  • 1,552sqft

977 24Th St, Oakland

1524 SACRAMENTO ST, Berkeley, CA, 94702 — assumable VA mortgage at 2.99%
VA
Active
59
$1,495,000$1,295,191 equity gap
Rate
2.99%
7.32%today
Payment
$971/mo
$1,584today
  • 5beds
  • 2baths
  • 1,987sqft

1524 SACRAMENTO ST, Berkeley

3 Wildwood Place, Richmond, CA, 94803 — assumable FHA mortgage at 3.60%
FHA
Active
52
$960,000$351,725 equity gap
Rate
3.60%
7.32%today
Payment
$3,214/mo
$4,856today
  • 4beds
  • 3baths
  • 2,781sqft

3 Wildwood Place, Richmond

3131 Magnolia ST, Oakland, CA, 94608 — assumable FHA mortgage at 5.10%
FHA
Active
27
$815,000Potential short sale
Rate
5.10%
7.32%today
Payment
$4,772/mo
$6,038today
  • 6beds
  • 3baths
  • 2,584sqft

3131 Magnolia ST, Oakland

40 Parkview Ter, San Pablo, CA, 94806 — assumable FHA mortgage at 3.73%
FHA
Active
33
$519,000$193,918 equity gap
Rate
3.73%
7.32%today
Payment
$1,736/mo
$2,582today
  • 3beds
  • 3baths
  • 1,680sqft

40 Parkview Ter, San Pablo

5075 Alhambra Valley Rd, Martinez, CA, 94553 — assumable VA mortgage at 3.65%
VA
Active
68
$1,599,000$1,329,965 equity gap
Rate
3.65%
7.32%today
Payment
$1,604/mo
$2,409today
  • 3beds
  • 3baths
  • 2,228sqft

5075 Alhambra Valley Rd, Martinez

540 3rd ST, Richmond, CA, 94801 — assumable FHA mortgage at 3.66%
FHA
Active
55
$425,000$215,627 equity gap
Rate
3.66%
7.32%today
Payment
$1,246/mo
$1,868today
  • 3beds
  • 2baths
  • 963sqft

540 3rd ST, Richmond

651 Moraga Road #17, Moraga, CA, 94556 — assumable FHA mortgage at 3.90%
FHA
Active
46
$598,000$369,592 equity gap
Rate
3.90%
7.32%today
Payment
$1,645/mo
$2,395today
  • 2beds
  • 2baths
  • 1,144sqft

651 Moraga Road #17, Moraga

2444 Fitzpatrick St, San Pablo, CA, 94806 — assumable FHA mortgage at 3.97%
FHA
Active
45
$748,500$439,770 equity gap
Rate
3.97%
7.32%today
Payment
$1,903/mo
$2,748today
  • 4beds
  • 2baths
  • 1,331sqft

2444 Fitzpatrick St, San Pablo

4321 Florida Ave, Richmond, CA, 94804 — assumable VA mortgage at 4.01%
VA
Active
16
$499,000$95,771 equity gap
Rate
4.01%
7.32%today
Payment
$2,340/mo
$3,364today
  • 4beds
  • 3baths
  • 1,223sqft

4321 Florida Ave, Richmond

159 Lakeshore Ct, Richmond, CA, 94804 — assumable FHA mortgage at 4.04%
FHA
Active
58
$435,000$186,551 equity gap
Rate
4.04%
7.32%today
Payment
$1,192/mo
  • 1beds
  • 1baths
  • 779sqft

159 Lakeshore Ct, Richmond

407 Vista Heights Rd, El Cerrito, CA, 94530 — assumable FHA mortgage at 6.88%
FHA
Active
29
$650,000$12,400 equity gap
Rate
6.88%
7.32%today
Payment
$4,304/mo
$4,499today
  • 2beds
  • 2baths
  • 1,298sqft

407 Vista Heights Rd, El Cerrito

555 Pierce St #522, Albany, CA, 94706 — assumable FHA mortgage at 6.50%
FHA
Active
31
$410,000$39,584 equity gap
Rate
6.50%
7.32%today
Payment
$2,350/mo
$2,554today
  • 1beds
  • 1baths
  • 745sqft

555 Pierce St #522, Albany

1928 California, San Pablo, CA, 94806 — assumable FHA mortgage at 7.08%
FHA
Active
29
$590,000$40,242 equity gap
Rate
7.08%
7.32%today
Payment
$3,842/mo
$3,935today
  • 3beds
  • 1baths
  • 1,201sqft

1928 California, San Pablo

136 Chinquapin Ct, Hercules, CA, 94547 — assumable FHA mortgage at 6.69%
FHA
Active
20
$825,000$149,550 equity gap
Rate
6.69%
7.32%today
Payment
$4,515/mo
$4,812today
  • 4beds
  • 4baths
  • 3,207sqft

136 Chinquapin Ct, Hercules

Gertrude Ave, Richmond, CA, 94801 — assumable FHA mortgage at 5.05%
FHA
Active
2
$415,000$349,442 equity gap
Rate
5.05%
7.32%today
Payment
$557/mo
$708today
  • —beds
  • —baths
  • —sqft

Gertrude Ave, Richmond

7717 Eureka Ave, El Cerrito, CA, 94530 — assumable FHA mortgage at 6.60%
FHA
Active
34
$998,000$670,966 equity gap
Rate
6.60%
7.32%today
Payment
$2,190/mo
$2,355today
  • 3beds
  • 2baths
  • 1,285sqft

7717 Eureka Ave, El Cerrito

670 30th Street, Richmond, CA, 94804-1569 — assumable FHA mortgage at 6.76%
FHA
Active
27
$444,000$407,812 equity gap
Rate
6.76%
7.32%today
Payment
$248/mo
$261today
  • 2beds
  • 1baths
  • 771sqft

670 30th Street, Richmond

Assuming a mortgage in Kensington

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$557 /mo
Median cash to assume
$193,918
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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