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Assumable homes for sale in Imperial Beach, CA

24 homesVA & FHA loansrates from 2.81% vs 7.32% today

Imperial Beach assumption guide
940 Calla Avenue #12, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.94%
VA
Active
41
$389,000$70,239 equity gap
Rate
2.94%
7.32%today
Payment
$1,540/mo
$2,529today
  • 2beds
  • 2baths
  • 960sqft

940 Calla Avenue #12, Imperial Beach

627 13th St #23, San Diego, CA, 92154 — assumable VA mortgage at 3.22%
VA
Active
32
$525,000$48,665 equity gap
Rate
3.22%
7.32%today
Payment
$2,284/mo
$3,619today
  • 2beds
  • 3baths
  • 1,219sqft

627 13th St #23, San Diego

571 Delaware, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.875%
VA
Active
51
$1,199,000$300,474 equity gap
Rate
2.875%
7.32%today
Payment
$4,165/mo
$6,896today
  • 5beds
  • 4baths
  • 2,401sqft

571 Delaware, Imperial Beach

1472 Iris Avenue #2, Imperial Beach, CA, 91932 — assumable VA mortgage at 3.69%
VA
Active
25
$454,999$48,787 equity gap
Rate
3.69%
7.32%today
Payment
$2,050/mo
$3,064today
  • 2beds
  • 1baths
  • 800sqft

1472 Iris Avenue #2, Imperial Beach

1460 Seacoast Drive #11, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.90%
VA
Active
45
$545,000$186,269 equity gap
Rate
2.90%
7.32%today
Payment
$1,671/mo
$2,758today
  • 1beds
  • 2baths
  • 669sqft

1460 Seacoast Drive #11, Imperial Beach

946 11Th, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.90%
VA
Active
30
$799,000$259,212 equity gap
Rate
2.90%
7.32%today
Payment
$2,598/mo
$4,287today
  • 4beds
  • 3baths
  • 1,933sqft

946 11Th, Imperial Beach

1975 Avenida Del Mexico #217, San Diego, CA, 92154 — assumable VA mortgage at 2.94%
VA
Active
18
$330,000$123,178 equity gap
Rate
2.94%
7.32%today
Payment
$1,000/mo
$1,641today
  • 1beds
  • 1baths
  • 655sqft

1975 Avenida Del Mexico #217, San Diego

1527 Triton Pl, San Diego, CA, 92154 — assumable VA mortgage at 3.05%
VA
Active
18
$850,000$313,562 equity gap
Rate
3.05%
7.32%today
Payment
$2,581/mo
$4,178today
  • 4beds
  • 2baths
  • 1,713sqft

1527 Triton Pl, San Diego

171 Palm Ave, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.81%
VA
Active
32
$699,000$438,150 equity gap
Rate
2.81%
7.32%today
Payment
$1,234/mo
$2,061today
  • 2beds
  • 2baths
  • 1,035sqft

171 Palm Ave, Imperial Beach

413 Delaware St, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.85%
VA
Active
37
$1,299,000$650,042 equity gap
Rate
2.85%
7.32%today
Payment
$3,055/mo
$5,075today
  • 3beds
  • 3baths
  • 1,945sqft

413 Delaware St, Imperial Beach

1111 Seacoast Dr #46, Imperial Beach, CA, 91932 — assumable VA mortgage at 3.00%
VA
Active
42
$484,999$484,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 876sqft

1111 Seacoast Dr #46, Imperial Beach

190 Evergreen Ave, Imperial Beach, CA, 91932 — assumable VA mortgage at 3.31%
VA
Active
61
$1,395,000$1,022,336 equity gap
Rate
3.31%
7.32%today
Payment
$1,886/mo
$2,954today
  • 5beds
  • 6baths
  • 3,181sqft

190 Evergreen Ave, Imperial Beach

190 Evergreen Ave, Imperial Beach, CA, 91932 — assumable VA mortgage at 3.50%
VA
Active
61
$1,395,000$1,395,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 5beds
  • 6baths
  • 3,181sqft

190 Evergreen Ave, Imperial Beach

535 12th St, Imperial Beach, CA, 91932 — assumable FHA mortgage at 3.50%
FHA
Active
20
$825,000$825,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 780sqft

535 12th St, Imperial Beach

173 Palm Avenue, Imperial Beach, CA, 91932 — assumable VA mortgage at 4.42%
VA
Active
37
$625,000$144,503 equity gap
Rate
4.42%
7.32%today
Payment
$2,607/mo
$3,568today
  • 2beds
  • 2baths
  • 1,035sqft

173 Palm Avenue, Imperial Beach

970 Sea Glass, San Diego, CA, 92154 — assumable VA mortgage at 3.78%
VA
Active
25
$999,990$504,424 equity gap
Rate
3.78%
7.32%today
Payment
$2,823/mo
$4,172today
  • 4beds
  • 3baths
  • 2,374sqft

970 Sea Glass, San Diego

1365 15th Street, San Diego, CA, 92154 — assumable FHA mortgage at 4.12%
FHA
Active
63
$849,999$552,019 equity gap
Rate
4.12%
7.32%today
Payment
$1,950/mo
$2,765today
  • 4beds
  • 3baths
  • 1,812sqft

1365 15th Street, San Diego

277 Elm Avenue #B, Imperial Beach, CA, 91932 — assumable VA mortgage at 5.50%
VA
Active
35
$599,000$62,632 equity gap
Rate
5.50%
7.32%today
Payment
$3,212/mo
$3,886today
  • 2beds
  • 3baths
  • 1,010sqft

277 Elm Avenue #B, Imperial Beach

558 11th St, Imperial Beach, CA, 91932 — assumable VA mortgage at 6.08%
VA
Active
41
$889,900$51,365 equity gap
Rate
6.08%
7.32%today
Payment
$5,189/mo
$5,894today
  • 4beds
  • 3baths
  • 1,643sqft

558 11th St, Imperial Beach

645 13th Street #7, San Diego, CA, 92154 — assumable VA mortgage at 6.48%
VA
Active
28
$579,900$53,982 equity gap
Rate
6.48%
7.32%today
Payment
$3,465/mo
$3,774today
  • 2beds
  • 3baths
  • 1,357sqft

645 13th Street #7, San Diego

1340 Holly Avenue #9, Imperial Beach, CA, 91932 — assumable VA mortgage at 6.50%
VA
Active
24
$439,999Potential short sale
Rate
6.50%
7.32%today
Payment
$2,830/mo
$3,076today
  • 2beds
  • 1baths
  • 800sqft

1340 Holly Avenue #9, Imperial Beach

983 Thermal Ave, San Diego, CA, 92154 — assumable FHA mortgage at 6.09%
FHA
Active
46
$965,000$129,984 equity gap
Rate
6.09%
7.32%today
Payment
$5,290/mo
$6,003today
  • 4beds
  • 3baths
  • 2,129sqft

983 Thermal Ave, San Diego

514 Surfbird Ln, Imperial Beach, CA, 91932 — assumable VA mortgage at 6.23%
VA
Active
39
$899,995$122,766 equity gap
Rate
6.23%
7.32%today
Payment
$4,813/mo
$5,381today
  • 4beds
  • 3baths
  • 1,760sqft

514 Surfbird Ln, Imperial Beach

1915 Avenida Del Mexico #264, San Diego, CA, 92154 — assumable VA mortgage at 6.82%
VA
Active
39
$399,900Potential short sale
Rate
6.82%
7.32%today
Payment
$3,236/mo
$3,403today
  • 2beds
  • 2baths
  • 885sqft

1915 Avenida Del Mexico #264, San Diego

Assuming a mortgage in Imperial Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$1,000 /mo
Median cash to assume
$186,269
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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