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Assumable homes for sale in High Springs, FL

32 homesVA & FHA loansrates from 2.67% vs 7.32% today

High Springs assumption guide
12327 159TH Way, Alachua, FL, 32615 — assumable VA mortgage at 3.56%
VA
Active
53
$344,900$45,405 equity gap
Rate
3.56%
7.32%today
Payment
$1,491/mo
$2,263today
  • 4beds
  • 2baths
  • 1,618sqft

12327 159TH Way, Alachua

21324 217TH Drive, High Springs, FL, 32643 — assumable VA mortgage at 2.67%
VA
Active
95
$779,000$369,752 equity gap
Rate
2.67%
7.32%today
Payment
$1,898/mo
$3,227today
  • 4beds
  • 5baths
  • 4,488sqft

21324 217TH Drive, High Springs

19346 228TH Street, High Springs, FL, 32643 — assumable VA mortgage at 2.80%
VA
Active
53
$356,500$201,854 equity gap
Rate
2.80%
7.32%today
Payment
$734/mo
$1,228today
  • 4beds
  • 3baths
  • 1,962sqft

19346 228TH Street, High Springs

5480 53RD Terrace, High Springs, FL, 32643 — assumable FHA mortgage at 2.84%
FHA
Active
47
$447,000$346,425 equity gap
Rate
2.84%
7.32%today
Payment
$466/mo
$776today
  • 3beds
  • 2baths
  • 1,708sqft

5480 53RD Terrace, High Springs

8499 8TH Place, High Springs, FL, 32643 — assumable VA mortgage at 3.10%
VA
Active
63
$699,000$309,049 equity gap
Rate
3.10%
7.32%today
Payment
$1,853/mo
$2,981today
  • 4beds
  • 3baths
  • 2,165sqft

8499 8TH Place, High Springs

21601 OLD BELLAMY Road, Alachua, FL, 32615 — assumable VA mortgage at 3.13%
VA
Active
67
$519,500$238,294 equity gap
Rate
3.13%
7.32%today
Payment
$1,393/mo
$2,233today
  • 3beds
  • 2baths
  • 2,468sqft

21601 OLD BELLAMY Road, Alachua

23875 182ND Road, High Springs, FL, 32643 — assumable VA mortgage at 3.54%
VA
Active
3
$270,000$147,538 equity gap
Rate
3.54%
7.32%today
Payment
$705/mo
$1,073today
  • 3beds
  • 2baths
  • 2,094sqft

23875 182ND Road, High Springs

25672 173RD Avenue, High Springs, FL, 32643 — assumable VA mortgage at 5.125%
VA
Active
32
$536,500$80,925 equity gap
Rate
5.125%
7.32%today
Payment
$2,614/mo
$3,298today
  • 4beds
  • 3baths
  • 2,103sqft

25672 173RD Avenue, High Springs

3560 71ST Avenue, High Springs, FL, 32643 — assumable FHA mortgage at 4.19%
FHA
Active
78
$345,000$261,752 equity gap
Rate
4.19%
7.32%today
Payment
$504/mo
$708today
  • 5beds
  • 3baths
  • 1,976sqft

3560 71ST Avenue, High Springs

19991 248TH Street, High Springs, FL, 32643 — assumable VA mortgage at 6.19%
VA
Active
31
$354,900Potential short sale
Rate
6.19%
7.32%today
Payment
$2,285/mo
$2,566today
  • 3beds
  • 2baths
  • 1,738sqft

19991 248TH Street, High Springs

16634 193RD Terrace, High Springs, FL, 32643 — assumable VA mortgage at 6.81%
VA
Active
31
$320,000$8,909 equity gap
Rate
6.81%
7.32%today
Payment
$2,101/mo
$2,212today
  • 4beds
  • 2baths
  • 1,787sqft

16634 193RD Terrace, High Springs

17070 176TH Way, Alachua, FL, 32615 — assumable FHA mortgage at 6.08%
FHA
Active
26
$325,000$15,425 equity gap
Rate
6.08%
7.32%today
Payment
$1,918/mo
$2,179today
  • 4beds
  • 2baths
  • 1,774sqft

17070 176TH Way, Alachua

14004 158TH Avenue, Alachua, FL, 32615 — assumable FHA mortgage at 6.19%
FHA
Active
27
$196,900$19,473 equity gap
Rate
6.19%
7.32%today
Payment
$1,094/mo
$1,228today
  • 3beds
  • 2baths
  • 1,025sqft

14004 158TH Avenue, Alachua

25176 209TH Avenue, High Springs, FL, 32643 — assumable VA mortgage at 6.34%
VA
Active
37
$525,000$34,955 equity gap
Rate
6.34%
7.32%today
Payment
$3,170/mo
$3,503today
  • 4beds
  • 3baths
  • 2,926sqft

25176 209TH Avenue, High Springs

11922 NW 197TH TER, Alachua, FL, 32615 — assumable VA mortgage at 6.50%
VA
Active
54
$289,000$16,935 equity gap
Rate
6.50%
7.32%today
Payment
$1,776/mo
$1,930today
  • 4beds
  • 3baths
  • 2,280sqft

11922 NW 197TH TER, Alachua

300 BRIGHTON Court, Fort White, FL, 32038 — assumable FHA mortgage at 6.78%
FHA
Active
33
$272,000$16,980 equity gap
Rate
6.78%
7.32%today
Payment
$1,695/mo
$1,789today
  • 3beds
  • 4baths
  • 1,902sqft

300 BRIGHTON Court, Fort White

22885 197TH Place, High Springs, FL, 32643 — assumable VA mortgage at 6.96%
VA
Active
40
$389,000$35,665 equity gap
Rate
6.96%
7.32%today
Payment
$2,419/mo
$2,507today
  • 4beds
  • 3baths
  • 2,427sqft

22885 197TH Place, High Springs

24865 155TH Avenue, High Springs, FL, 32643 — assumable VA mortgage at 6.11%
VA
Active
54
$448,400$52,373 equity gap
Rate
6.11%
7.32%today
Payment
$2,527/mo
$2,861today
  • 3beds
  • 2baths
  • 2,204sqft

24865 155TH Avenue, High Springs

17664 173RD Road, Alachua, FL, 32615 — assumable FHA mortgage at 6.50%
FHA
Active
31
$485,000$55,578 equity gap
Rate
6.50%
7.32%today
Payment
$2,750/mo
$2,989today
  • 4beds
  • 3baths
  • 3,209sqft

17664 173RD Road, Alachua

23830 182ND Place, High Springs, FL, 32643 — assumable FHA mortgage at 6.64%
FHA
Active
38
$327,000$34,970 equity gap
Rate
6.64%
7.32%today
Payment
$1,899/mo
$2,034today
  • 3beds
  • 2baths
  • 1,524sqft

23830 182ND Place, High Springs

18741 240TH Street, High Springs, FL, 32643 — assumable FHA mortgage at 6.75%
FHA
Active
54
$315,000$40,185 equity gap
Rate
6.75%
7.32%today
Payment
$1,802/mo
$1,908today
  • 3beds
  • 2baths
  • 1,971sqft

18741 240TH Street, High Springs

17123 177TH Terrace, Alachua, FL, 32615 — assumable FHA mortgage at 6.79%
FHA
Active
26
$367,450$39,640 equity gap
Rate
6.79%
7.32%today
Payment
$2,174/mo
$2,293today
  • 4beds
  • 3baths
  • 2,288sqft

17123 177TH Terrace, Alachua

12635 162ND Drive, Alachua, FL, 32615 — assumable FHA mortgage at 6.84%
FHA
Active
39
$370,000$37,997 equity gap
Rate
6.84%
7.32%today
Payment
$2,198/mo
$2,307today
  • 3beds
  • 3baths
  • 1,565sqft

12635 162ND Drive, Alachua

12104 162ND Drive, Alachua, FL, 32615 — assumable FHA mortgage at 6.17%
FHA
Active
59
$295,000$67,860 equity gap
Rate
6.17%
7.32%today
Payment
$1,398/mo
$1,573today
  • 3beds
  • 2baths
  • 1,620sqft

12104 162ND Drive, Alachua

12820 116TH Place, Alachua, FL, 32615 — assumable VA mortgage at 6.22%
VA
Active
25
$719,900$182,114 equity gap
Rate
6.22%
7.32%today
Payment
$3,327/mo
$3,723today
  • 4beds
  • 2baths
  • 2,490sqft

12820 116TH Place, Alachua

12377 157TH Terrace, Alachua, FL, 32615 — assumable FHA mortgage at 6.82%
FHA
Active
30
$469,000$129,216 equity gap
Rate
6.82%
7.32%today
Payment
$2,276/mo
$2,393today
  • 4beds
  • 3baths
  • 2,516sqft

12377 157TH Terrace, Alachua

18784 230TH Street, High Springs, FL, 32643 — assumable FHA mortgage at 7.76%
FHA
Active
91
$470,000$170,284 equity gap
Rate
7.76%
7.32%today
Payment
$2,204/mo
$2,112today
  • 4beds
  • 3baths
  • 3,710sqft

18784 230TH Street, High Springs

7222 205TH Terrace, Alachua, FL, 32615 — assumable FHA mortgage at 6.00%
FHA
Active
35
$324,900$265,860 equity gap
Rate
6.00%
7.32%today
Payment
$714/mo
$818today
  • 3beds
  • 2baths
  • 2,052sqft

7222 205TH Terrace, Alachua

12212 194TH Terrace, Alachua, FL, 32615 — assumable VA mortgage at 6.16%
VA
Active
57
$429,900$244,230 equity gap
Rate
6.16%
7.32%today
Payment
$1,225/mo
$1,362today
  • 3beds
  • 2baths
  • 1,502sqft

12212 194TH Terrace, Alachua

19413 STATE ROAD 47, Fort White, FL, 32038 — assumable VA mortgage at 6.27%
VA
Active
24
$155,000Potential short sale
Rate
6.27%
7.32%today
Payment
$1,402/mo
$1,561today
  • 4beds
  • 2baths
  • 1,943sqft

19413 STATE ROAD 47, Fort White

23122 189TH Avenue, High Springs, FL, 32643 — assumable VA mortgage at 6.99%
VA
Active
36
$236,000Potential short sale
Rate
6.99%
7.32%today
Payment
$3,523/mo
$3,641today
  • 3beds
  • 1baths
  • 1,496sqft

23122 189TH Avenue, High Springs

23137 COUNTY ROAD 236, High Springs, FL, 32643 — assumable VA mortgage at 7.22%
VA
Active
37
$620,000$591,638 equity gap
Rate
7.22%
7.32%today
Payment
$237/mo
$238today
  • —beds
  • —baths
  • —sqft

23137 COUNTY ROAD 236, High Springs

Assuming a mortgage in High Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$466 /mo
Median cash to assume
$67,860
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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