Assumable homes for sale in Golden Valley, AZ

21 homesVA & FHA loansrates from 2.74% vs 7.32% today

Golden Valley assumption guide
3541 Laguna Road, Golden Valley, AZ, 86413 — assumable FHA mortgage at 2.96%
FHA
Active
40
$182,500$27,060 equity gap
Rate
2.96%
7.32%today
Payment
$737/mo
$1,207today
  • 3beds
  • 2baths
  • 1,576sqft

3541 Laguna Road, Golden Valley

1949 Estrella Road, Golden Valley, AZ, 86413 — assumable FHA mortgage at 3.01%
FHA
Active
79
$360,000$65,550 equity gap
Rate
3.01%
7.32%today
Payment
$1,389/mo
$2,260today
  • 3beds
  • 2baths
  • 1,700sqft

1949 Estrella Road, Golden Valley

581 Glen Canyon Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 3.45%
VA
Active
31
$267,500$21,093 equity gap
Rate
3.45%
7.32%today
Payment
$1,209/mo
$1,862today
  • 3beds
  • 2baths
  • 1,481sqft

581 Glen Canyon Road, Golden Valley

3350 Gordon Lane, Golden Valley, AZ, 86413 — assumable VA mortgage at 3.45%
VA
Active
53
$199,000$43,573 equity gap
Rate
3.45%
7.32%today
Payment
$763/mo
$1,174today
  • 3beds
  • 2baths
  • 942sqft

3350 Gordon Lane, Golden Valley

4498 Smoketree Road, Golden Valley, AZ, 86413 — assumable FHA mortgage at 3.02%
FHA
Active
82
$269,900$103,852 equity gap
Rate
3.02%
7.32%today
Payment
$809/mo
$1,315today
  • 4beds
  • 2baths
  • 2,432sqft

4498 Smoketree Road, Golden Valley

3710 Horse Mesa Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 2.74%
VA
Active
45
$327,000$197,405 equity gap
Rate
2.74%
7.32%today
Payment
$604/mo
$1,018today
  • 3beds
  • 2baths
  • 1,383sqft

3710 Horse Mesa Road, Golden Valley

3325 Ocotillo Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 2.87%
VA
Active
23
$289,900$191,367 equity gap
Rate
2.87%
7.32%today
Payment
$473/mo
$783today
  • 3beds
  • 2baths
  • 1,533sqft

3325 Ocotillo Road, Golden Valley

3739 Hope Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 3.64%
VA
Active
72
$274,700$163,854 equity gap
Rate
3.64%
7.32%today
Payment
$591/mo
$888today
  • 3beds
  • 2baths
  • 1,373sqft

3739 Hope Road, Golden Valley

564 Elfrida Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 5.52%
VA
Active
69
$299,800$13,033 equity gap
Rate
5.52%
7.32%today
Payment
$1,736/mo
$2,095today
  • 3beds
  • 3baths
  • 1,719sqft

564 Elfrida Road, Golden Valley

572 Santa Maria Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 3.84%
VA
Active
62
$299,000$168,750 equity gap
Rate
3.84%
7.32%today
Payment
$713/mo
$1,046today
  • 3beds
  • 2baths
  • 1,692sqft

572 Santa Maria Road, Golden Valley

854 Salt Place, Golden Valley, AZ, 86413 — assumable FHA mortgage at 6.22%
FHA
Active
46
$419,900$24,176 equity gap
Rate
6.22%
7.32%today
Payment
$2,453/mo
$2,745today
  • 4beds
  • 3baths
  • 1,973sqft

854 Salt Place, Golden Valley

3372 Hunt Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 6.72%
VA
Active
18
$169,000$10,715 equity gap
Rate
6.72%
7.32%today
Payment
$1,035/mo
$1,099today
  • 2beds
  • 1baths
  • 1,296sqft

3372 Hunt Road, Golden Valley

1694 Elgin Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 4.53%
VA
Active
42
$229,000$178,298 equity gap
Rate
4.53%
7.32%today
Payment
$305/mo
$412today
  • 3beds
  • 2baths
  • 1,308sqft

1694 Elgin Road, Golden Valley

3669 Mercury Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 6.86%
VA
Active
32
$385,000$46,078 equity gap
Rate
6.86%
7.32%today
Payment
$2,251/mo
$2,357today
  • 3beds
  • 2baths
  • 1,715sqft

3669 Mercury Road, Golden Valley

5397 Cordes Road, Golden Valley, AZ, 86413 — assumable FHA mortgage at 4.83%
FHA
Active
50
$109,900$63,334 equity gap
Rate
4.83%
7.32%today
Payment
$284/mo
$371today
  • 2beds
  • 1baths
  • 662sqft

5397 Cordes Road, Golden Valley

868 Colorado Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 6.49%
VA
Active
56
$259,900$54,140 equity gap
Rate
6.49%
7.32%today
Payment
$1,327/mo
$1,444today
  • 3beds
  • 2baths
  • 1,792sqft

868 Colorado Road, Golden Valley

6699 Hershey Way, Golden Valley, AZ, 86413 — assumable FHA mortgage at 6.50%
FHA
Active
69
$290,000$78,833 equity gap
Rate
6.50%
7.32%today
Payment
$1,363/mo
$1,482today
  • 3beds
  • 2baths
  • 1,221sqft

6699 Hershey Way, Golden Valley

3661 Abrigo Drive, Golden Valley, AZ, 86413 — assumable FHA mortgage at 6.84%
FHA
Active
52
$410,000$90,652 equity gap
Rate
6.84%
7.32%today
Payment
$2,118/mo
$2,223today
  • 3beds
  • 3baths
  • 2,102sqft

3661 Abrigo Drive, Golden Valley

3596 Emery Park Road, Golden Valley, AZ, 86413 — assumable FHA mortgage at 6.76%
FHA
Active
99
$278,000$84,546 equity gap
Rate
6.76%
7.32%today
Payment
$1,274/mo
$1,348today
  • 2beds
  • 1baths
  • 1,226sqft

3596 Emery Park Road, Golden Valley

882 Tonto Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 6.02%
VA
Active
63
$399,999$208,287 equity gap
Rate
6.02%
7.32%today
Payment
$1,212/mo
$1,386today
  • 4beds
  • 2baths
  • 1,918sqft

882 Tonto Road, Golden Valley

4810 Ehrenberg Road, Golden Valley, AZ, 86413 — assumable VA mortgage at 6.50%
VA
Active
58
$225,000$225,000 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,136sqft

4810 Ehrenberg Road, Golden Valley

Assuming a mortgage in Golden Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$305 /mo
Median cash to assume
$78,833
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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.