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Assumable homes for sale in Folsom, CA

5 homesFHA loansrates from 2.86% vs 7.32% today

Folsom assumption guide
5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.32%today
Payment
$2,305/mo
$3,824today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Elkins Circle, Folsom, CA, 95630 — assumable FHA mortgage at 2.88%
FHA
Active
46
$734,990$196,448 equity gap
Rate
2.88%
7.32%today
Payment
$2,526/mo
$4,180today
  • 3beds
  • 2baths
  • 1,834sqft

Elkins Circle, Folsom

641 Grider Drive, Roseville, CA, 95678 — assumable FHA mortgage at 3.21%
FHA
Active
28
$599,999Potential short sale
Rate
3.21%
7.32%today
Payment
$3,572/mo
$5,667today
  • 3beds
  • 2baths
  • 1,600sqft

641 Grider Drive, Roseville

3020 Mills Park, Rancho Cordova, CA, 95670 — assumable FHA mortgage at 4.67%
FHA
Active
3
$264,000Potential short sale
Rate
4.67%
7.32%today
Payment
$2,030/mo
$2,698today
  • 3beds
  • 1baths
  • 1,098sqft

3020 Mills Park, Rancho Cordova

Madison Avenue, Carmichael, CA, 95608 — assumable FHA mortgage at 6.87%
FHA
Active
46
$650,000$191,827 equity gap
Rate
6.87%
7.32%today
Payment
$3,060/mo
$3,201today
  • 4beds
  • 3baths
  • 2,174sqft

Madison Avenue, Carmichael

Assuming a mortgage in Folsom

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$2,030 /mo
Median cash to assume
$192,055
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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