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Assumable homes for sale in Fair Oaks, CA

10 homesFHA loansrates from 2.86% vs 7.32% today

Fair Oaks assumption guide
12101 Mircado Way, Rancho Cordova, CA, 95742 — assumable FHA mortgage at 3.12%
FHA
Active
35
$584,900$89,239 equity gap
Rate
3.12%
7.32%today
Payment
$2,356/mo
$3,780today
  • 3beds
  • 3baths
  • 2,174sqft

12101 Mircado Way, Rancho Cordova

5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.32%today
Payment
$2,305/mo
$3,824today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Elkins Circle, Folsom, CA, 95630 — assumable FHA mortgage at 2.88%
FHA
Active
46
$734,990$196,448 equity gap
Rate
2.88%
7.32%today
Payment
$2,526/mo
$4,180today
  • 3beds
  • 2baths
  • 1,834sqft

Elkins Circle, Folsom

Evanston Way, Rancho Cordova, CA, 95742 — assumable FHA mortgage at 4.44%
FHA
Active
38
$581,000$112,426 equity gap
Rate
4.44%
7.32%today
Payment
$2,177/mo
$3,149today
  • 3beds
  • 2baths
  • 1,870sqft

Evanston Way, Rancho Cordova

3748 Cameron, Sacramento, CA, 95838 — assumable FHA mortgage at 4.46%
FHA
Active
31
$245,000$82,530 equity gap
Rate
4.46%
7.32%today
Payment
$952/mo
$1,297today
  • 2beds
  • 1baths
  • 1,020sqft

3748 Cameron, Sacramento

3020 Mills Park, Rancho Cordova, CA, 95670 — assumable FHA mortgage at 4.67%
FHA
Active
3
$264,000Potential short sale
Rate
4.67%
7.32%today
Payment
$2,030/mo
$2,698today
  • 3beds
  • 1baths
  • 1,098sqft

3020 Mills Park, Rancho Cordova

2371 Alta Garden Ln, Sacramento, CA, 95825 — assumable FHA mortgage at 7.10%
FHA
Active
21
$370,000$54,536 equity gap
Rate
7.10%
7.32%today
Payment
$2,171/mo
$2,219today
  • 2beds
  • 2baths
  • 1,064sqft

2371 Alta Garden Ln, Sacramento

3016 Bettina Way, Sacramento, CA, 95826 — assumable FHA mortgage at 6.42%
FHA
Active
25
$547,000$129,291 equity gap
Rate
6.42%
7.32%today
Payment
$2,730/mo
$2,992today
  • 4beds
  • 3baths
  • 1,834sqft

3016 Bettina Way, Sacramento

Madison Avenue, Carmichael, CA, 95608 — assumable FHA mortgage at 6.87%
FHA
Active
46
$650,000$191,827 equity gap
Rate
6.87%
7.32%today
Payment
$3,060/mo
$3,201today
  • 4beds
  • 3baths
  • 2,174sqft

Madison Avenue, Carmichael

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$150,211 equity gap
Rate
6.32%
7.32%today
Payment
$2,193/mo
$2,428today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

Assuming a mortgage in Fair Oaks

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$952 /mo
Median cash to assume
$129,291
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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