Assumable homes for sale in Fairfield, CA

12 homesFHA & VA loansrates from 2.50% vs 7.32% today

Fairfield assumption guide
2521 Elan Pl, Fairfield, CA, 94533 — assumable VA mortgage at 2.50%
VA
Active
55
$847,000$137,181 equity gap
Rate
2.50%
7.32%today
Payment
$3,154/mo
$5,484today
  • 5beds
  • 3baths
  • 2,850sqft

2521 Elan Pl, Fairfield

742 Northampton Dr, Vacaville, CA, 95687 — assumable VA mortgage at 3.55%
VA
Active
20
$459,000Potential short sale
Rate
3.55%
7.32%today
Payment
$2,288/mo
$3,479today
  • 3beds
  • 2baths
  • 1,176sqft

742 Northampton Dr, Vacaville

2900 Candleberry Way, Fairfield, CA, 94533 — assumable VA mortgage at 2.90%
VA
Active
77
$675,000$168,977 equity gap
Rate
2.90%
7.32%today
Payment
$2,342/mo
$3,865today
  • 4beds
  • 2baths
  • 1,947sqft

2900 Candleberry Way, Fairfield

3348 Hartford Ave, Fairfield, CA, 94534-4330 — assumable FHA mortgage at 2.87%
FHA
Active
10
$425,000Potential short sale
Rate
2.87%
7.32%today
Payment
$2,235/mo
$3,703today
  • 3beds
  • 3baths
  • 1,836sqft

3348 Hartford Ave, Fairfield

160 Stanton Ave, Vacaville, CA, 95687 — assumable FHA mortgage at 3.69%
FHA
Active
76
$529,888$196,489 equity gap
Rate
3.69%
7.32%today
Payment
$1,883/mo
$2,763today
  • 4beds
  • 2baths
  • 1,602sqft

160 Stanton Ave, Vacaville

523 Thomas Circle, Suisun City, CA, 94585 — assumable FHA mortgage at 4.98%
FHA
Active
19
$513,000$32,740 equity gap
Rate
4.98%
7.32%today
Payment
$2,761/mo
$3,541today
  • 3beds
  • 2baths
  • 1,323sqft

523 Thomas Circle, Suisun City

625 Whitehall Cir, Fairfield, CA, 94533 — assumable FHA mortgage at 3.89%
FHA
Active
$565,000$255,483 equity gap
Rate
3.89%
7.32%today
Payment
$1,804/mo
$2,631today
  • 3beds
  • 3baths
  • 1,755sqft

625 Whitehall Cir, Fairfield

509 Hacienda Ln, Suisun City, CA, 94585 — assumable FHA mortgage at 4.35%
FHA
Active
30
$519,000$181,947 equity gap
Rate
4.35%
7.32%today
Payment
$1,955/mo
$2,698today
  • 3beds
  • 2baths
  • 1,334sqft

509 Hacienda Ln, Suisun City

621 Chyrl Way, Suisun City, CA, 94585 — assumable FHA mortgage at 6.26%
FHA
Active
9
$525,000$26,125 equity gap
Rate
6.26%
7.32%today
Payment
$3,214/mo
$3,582today
  • 4beds
  • 2baths
  • 1,446sqft

621 Chyrl Way, Suisun City

542 Datura Dr, Vacaville, CA, 95687 — assumable FHA mortgage at 6.54%
FHA
Active
25
$619,200$10,495 equity gap
Rate
6.54%
7.32%today
Payment
$4,020/mo
$4,350today
  • 3beds
  • 3baths
  • 1,728sqft

542 Datura Dr, Vacaville

258 Azalea Court, Fairfield, CA, 94533 — assumable FHA mortgage at 6.50%
FHA
Active
55
$599,498$599,498 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,426sqft

258 Azalea Court, Fairfield

753 Ash Ct, Fairfield, CA, 94533 — assumable FHA mortgage at 6.79%
FHA
Active
$605,000$592,689 equity gap
Rate
6.79%
7.32%today
Payment
$86/mo
$90today
  • 3beds
  • 3baths
  • 2,048sqft

753 Ash Ct, Fairfield

Assuming a mortgage in Fairfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$1,804 /mo
Median cash to assume
$175,462
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.