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Assumable homes for sale in Ellenton, FL

26 homesFHA & VA loansrates from 2.65% vs 7.32% today

Ellenton assumption guide
5206 GAVELLA Cove, Palmetto, FL, 34221 — assumable FHA mortgage at 2.65%
FHA
Active
44
$519,900$205,488 equity gap
Rate
2.65%
7.32%today
Payment
$1,455/mo
$2,480today
  • 5beds
  • 4baths
  • 2,915sqft

5206 GAVELLA Cove, Palmetto

4195 LITTLE GAP Loop, Ellenton, FL, 34222 — assumable FHA mortgage at 2.70%
FHA
Active
5
$424,900$143,823 equity gap
Rate
2.70%
7.32%today
Payment
$1,314/mo
$2,226today
  • 4beds
  • 3baths
  • 2,697sqft

4195 LITTLE GAP Loop, Ellenton

5456 81ST AVENUE Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 2.71%
FHA
Active
24
$350,000$111,459 equity gap
Rate
2.71%
7.32%today
Payment
$1,117/mo
$1,889today
  • 3beds
  • 2baths
  • 1,600sqft

5456 81ST AVENUE Circle, Palmetto

1030 TIDEWATER SHORES Loop #401, Bradenton, FL, 34208 — assumable VA mortgage at 2.99%
VA
Active
77
$367,900$189,149 equity gap
Rate
2.99%
7.32%today
Payment
$868/mo
$1,417today
  • 2beds
  • 2baths
  • 1,151sqft

1030 TIDEWATER SHORES Loop #401, Bradenton

4327 REISSWOOD Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 3.30%
FHA
Active
43
$349,995$127,210 equity gap
Rate
3.30%
7.32%today
Payment
$1,134/mo
$1,779today
  • 3beds
  • 3baths
  • 2,014sqft

4327 REISSWOOD Loop, Palmetto

3515 71ST Avenue, Ellenton, FL, 34222 — assumable VA mortgage at 3.30%
VA
Active
44
$315,000$260,088 equity gap
Rate
3.30%
7.32%today
Payment
$792/mo
$1,030today
  • 2beds
  • 2baths
  • 1,440sqft

3515 71ST Avenue, Ellenton

3940 MOSSY LIMB Court, Palmetto, FL, 34221 — assumable VA mortgage at 3.30%
VA
Active
42
$372,900$146,417 equity gap
Rate
3.30%
7.32%today
Payment
$1,147/mo
$1,800today
  • 3beds
  • 2baths
  • 1,844sqft

3940 MOSSY LIMB Court, Palmetto

4403 14TH Street, Ellenton, FL, 34222 — assumable VA mortgage at 3.72%
VA
Active
42
$189,000$76,676 equity gap
Rate
3.72%
7.32%today
Payment
$599/mo
$892today
  • 2beds
  • 2baths
  • 1,320sqft

4403 14TH Street, Ellenton

5611 TIDEWATER PRESERVE Boulevard, Bradenton, FL, 34208 — assumable VA mortgage at 5.70%
VA
Active
76
$899,000Potential short sale
Rate
5.70%
7.32%today
Payment
$5,450/mo
$6,450today
  • 4beds
  • 3baths
  • 2,648sqft

5611 TIDEWATER PRESERVE Boulevard, Bradenton

2422 63RD Avenue, Ellenton, FL, 34222 — assumable VA mortgage at 3.91%
VA
Active
47
$384,900$157,707 equity gap
Rate
3.91%
7.32%today
Payment
$1,327/mo
$1,930today
  • 3beds
  • 2baths
  • 1,732sqft

2422 63RD Avenue, Ellenton

6223 ROCK CREEK Circle, Ellenton, FL, 34222 — assumable VA mortgage at 6.28%
VA
Active
59
$374,999Potential short sale
Rate
6.28%
7.32%today
Payment
$2,413/mo
$2,678today
  • 3beds
  • 2baths
  • 2,206sqft

6223 ROCK CREEK Circle, Ellenton

3110 61ST Drive, Ellenton, FL, 34222 — assumable VA mortgage at 6.96%
VA
Active
45
$450,000Potential short sale
Rate
6.96%
7.32%today
Payment
$3,114/mo
$3,229today
  • 4beds
  • 4baths
  • 2,900sqft

3110 61ST Drive, Ellenton

4546 LINDEVER Lane, Palmetto, FL, 34221 — assumable FHA mortgage at 4.32%
FHA
Active
48
$319,900$143,711 equity gap
Rate
4.32%
7.32%today
Payment
$1,047/mo
$1,450today
  • 3beds
  • 2baths
  • 1,516sqft

4546 LINDEVER Lane, Palmetto

3809 SILVER STRAND Trail, Palmetto, FL, 34221 — assumable FHA mortgage at 4.41%
FHA
Active
28
$414,000$224,150 equity gap
Rate
4.41%
7.32%today
Payment
$1,108/mo
$1,518today
  • 5beds
  • 3baths
  • 2,605sqft

3809 SILVER STRAND Trail, Palmetto

5521 OLANO Street, Palmetto, FL, 34221 — assumable FHA mortgage at 6.11%
FHA
Active
36
$425,000$42,063 equity gap
Rate
6.11%
7.32%today
Payment
$2,636/mo
$2,945today
  • 4beds
  • 2baths
  • 2,278sqft

5521 OLANO Street, Palmetto

5603 NIGHT OWL Terrace, Palmetto, FL, 34221 — assumable FHA mortgage at 6.73%
FHA
Active
34
$465,000$40,843 equity gap
Rate
6.73%
7.32%today
Payment
$2,856/mo
$3,031today
  • 4beds
  • 3baths
  • 2,738sqft

5603 NIGHT OWL Terrace, Palmetto

5802 BROAD RIVER Run, Ellenton, FL, 34222 — assumable VA mortgage at 6.39%
VA
Active
73
$469,900$68,708 equity gap
Rate
6.39%
7.32%today
Payment
$2,614/mo
$2,874today
  • 4beds
  • 3baths
  • 3,235sqft

5802 BROAD RIVER Run, Ellenton

5918 OAK MILL Terrace, Palmetto, FL, 34221 — assumable FHA mortgage at 4.71%
FHA
Active
56
$410,000$289,670 equity gap
Rate
4.71%
7.32%today
Payment
$941/mo
$1,245today
  • 4beds
  • 3baths
  • 2,166sqft

5918 OAK MILL Terrace, Palmetto

5118 ROCKY COAST Place, Palmetto, FL, 34221 — assumable FHA mortgage at 6.12%
FHA
Active
99
$599,000$168,262 equity gap
Rate
6.12%
7.32%today
Payment
$2,737/mo
$3,096today
  • 5beds
  • 3baths
  • 2,601sqft

5118 ROCKY COAST Place, Palmetto

611 LEONA Avenue, Ellenton, FL, 34222 — assumable VA mortgage at 5.23%
VA
Active
42
$470,000Potential short sale
Rate
5.23%
7.32%today
Payment
$3,410/mo
$4,252today
  • 3beds
  • 3baths
  • 1,514sqft

611 LEONA Avenue, Ellenton

6022 TREMEZA Place, Palmetto, FL, 34221 — assumable FHA mortgage at 5.25%
FHA
Active
49
$379,900$284,948 equity gap
Rate
5.25%
7.32%today
Payment
$562/mo
$699today
  • 4beds
  • 2baths
  • 1,939sqft

6022 TREMEZA Place, Palmetto

3918 WILLOW HAMMOCK Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 5.41%
FHA
Active
29
$299,900Potential short sale
Rate
5.41%
7.32%today
Payment
$1,932/mo
$2,361today
  • 3beds
  • 2baths
  • 1,529sqft

3918 WILLOW HAMMOCK Drive, Palmetto

5522 82ND AVENUE Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 5.86%
FHA
Active
34
$249,900$208,884 equity gap
Rate
5.86%
7.32%today
Payment
$621/mo
$722today
  • 2beds
  • 2baths
  • 1,008sqft

5522 82ND AVENUE Drive, Palmetto

5107 WOODLAWN Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 6.33%
FHA
Active
31
$399,900$393,861 equity gap
Rate
6.33%
7.32%today
Payment
$40/mo
$45today
  • 3beds
  • 2baths
  • 1,238sqft

5107 WOODLAWN Circle, Palmetto

5438 TRIPOLI Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 6.36%
FHA
Active
14
$249,900Potential short sale
Rate
6.36%
7.32%today
Payment
$2,194/mo
$2,419today
  • 3beds
  • 3baths
  • 1,664sqft

5438 TRIPOLI Drive, Palmetto

2325 28TH Avenue, Palmetto, FL, 34221 — assumable FHA mortgage at 6.89%
FHA
Active
17
$239,900$233,250 equity gap
Rate
6.89%
7.32%today
Payment
$46/mo
$48today
  • 3beds
  • 3baths
  • 1,142sqft

2325 28TH Avenue, Palmetto

Assuming a mortgage in Ellenton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$562 /mo
Median cash to assume
$152,062
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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