Assumable homes for sale in Edgewater, FL

25 homesFHA & VA loansrates from 2.81% vs 7.32% today

Edgewater assumption guide
2412 FIELDBROOKE Way, Edgewater, FL, 32141 — assumable FHA mortgage at 2.98%
FHA
Active
19
$315,000$125,423 equity gap
Rate
2.98%
7.32%today
Payment
$901/mo
$1,472today
  • 3beds
  • 2baths
  • 1,672sqft

2412 FIELDBROOKE Way, Edgewater

123 OLD MILL POND Road, Edgewater, FL, 32141 — assumable FHA mortgage at 3.03%
FHA
Active
26
$325,000$121,080 equity gap
Rate
3.03%
7.32%today
Payment
$997/mo
$1,619today
  • 3beds
  • 2baths
  • 1,685sqft

123 OLD MILL POND Road, Edgewater

143 OLD MILL POND RD, Edgewater, FL, 32141 — assumable FHA mortgage at 2.81%
FHA
Active
44
$530,000$275,347 equity gap
Rate
2.81%
7.32%today
Payment
$1,208/mo
$2,017today
  • 5beds
  • 3baths
  • 2,674sqft

143 OLD MILL POND RD, Edgewater

2815 ORANGE TREE, Edgewater, FL, 32141 — assumable FHA mortgage at 3.73%
FHA
Active
22
$299,000$117,644 equity gap
Rate
3.73%
7.32%today
Payment
$975/mo
$1,450today
  • 4beds
  • 2baths
  • 1,708sqft

2815 ORANGE TREE, Edgewater

2727 BANYAN Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.45%
FHA
Active
15
$289,900$139,848 equity gap
Rate
3.45%
7.32%today
Payment
$776/mo
$1,194today
  • 3beds
  • 2baths
  • 1,394sqft

2727 BANYAN Drive, Edgewater

3426 YULE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.68%
FHA
Active
52
$295,000$127,419 equity gap
Rate
3.68%
7.32%today
Payment
$893/mo
$1,335today
  • 3beds
  • 2baths
  • 1,365sqft

3426 YULE TREE Drive, Edgewater

3330 WILLOW OAK Drive, Edgewater, FL, 32141 — assumable VA mortgage at 5.54%
VA
Active
46
$389,900$13,190 equity gap
Rate
5.54%
7.32%today
Payment
$2,281/mo
$2,748today
  • 3beds
  • 2baths
  • 1,724sqft

3330 WILLOW OAK Drive, Edgewater

1302 BOND Street, Edgewater, FL, 32132 — assumable FHA mortgage at 3.90%
FHA
Active
46
$200,000$116,664 equity gap
Rate
3.90%
7.32%today
Payment
$486/mo
$708today
  • 2beds
  • 2baths
  • 1,232sqft

1302 BOND Street, Edgewater

2904 JUNIPER Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.92%
FHA
Active
26
$349,000$159,942 equity gap
Rate
3.92%
7.32%today
Payment
$1,091/mo
$1,585today
  • 4beds
  • 2baths
  • 2,219sqft

2904 JUNIPER Drive, Edgewater

2711 SILVER CANOE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.47%
FHA
Active
39
$299,000$10,984 equity gap
Rate
6.47%
7.32%today
Payment
$1,856/mo
$2,023today
  • 3beds
  • 3baths
  • 1,840sqft

2711 SILVER CANOE Drive, Edgewater

2617 PINE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 5.66%
FHA
Active
38
$294,900$52,968 equity gap
Rate
5.66%
7.32%today
Payment
$1,476/mo
$1,755today
  • 4beds
  • 3baths
  • 2,146sqft

2617 PINE TREE Drive, Edgewater

1830 ORANGE TREE Drive, Edgewater, FL, 32132 — assumable VA mortgage at 5.25%
VA
Active
12
$469,000$130,151 equity gap
Rate
5.25%
7.32%today
Payment
$1,999/mo
$2,487today
  • 4beds
  • 2baths
  • 2,245sqft

1830 ORANGE TREE Drive, Edgewater

1830 ORANGE TREE Drive, Edgewater, FL, 32132 — assumable VA mortgage at 5.25%
VA
Active
24
$469,000$130,151 equity gap
Rate
5.25%
7.32%today
Payment
$1,999/mo
$2,487today
  • 4beds
  • 2baths
  • 2,245sqft

1830 ORANGE TREE Drive, Edgewater

2518 HOPTREE Lane, Edgewater, FL, 32141 — assumable FHA mortgage at 6.66%
FHA
Active
28
$305,000$25,171 equity gap
Rate
6.66%
7.32%today
Payment
$1,882/mo
$2,012today
  • 3beds
  • 2baths
  • 1,540sqft

2518 HOPTREE Lane, Edgewater

3975 WILLOWBROOK Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.67%
FHA
Active
46
$469,000$40,185 equity gap
Rate
6.67%
7.32%today
Payment
$2,842/mo
$3,035today
  • 5beds
  • 3baths
  • 2,607sqft

3975 WILLOWBROOK Drive, Edgewater

2126 GENTLE RAIN Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.76%
FHA
Active
34
$299,900$21,449 equity gap
Rate
6.76%
7.32%today
Payment
$1,836/mo
$1,942today
  • 3beds
  • 3baths
  • 1,840sqft

2126 GENTLE RAIN Drive, Edgewater

621 STARBOARD Avenue, Edgewater, FL, 32141 — assumable VA mortgage at 6.85%
VA
Active
84
$269,000$23,686 equity gap
Rate
6.85%
7.32%today
Payment
$1,629/mo
$1,708today
  • 2beds
  • 2baths
  • 1,761sqft

621 STARBOARD Avenue, Edgewater

2945 JUNIPER Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.62%
FHA
Active
35
$415,000$62,776 equity gap
Rate
6.62%
7.32%today
Payment
$2,286/mo
$2,453today
  • 3beds
  • 2baths
  • 1,515sqft

2945 JUNIPER Drive, Edgewater

1809 MYRTLEBROOKE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.71%
FHA
Active
59
$385,000$38,992 equity gap
Rate
6.71%
7.32%today
Payment
$2,317/mo
$2,464today
  • 5beds
  • 3baths
  • 2,674sqft

1809 MYRTLEBROOKE Drive, Edgewater

3986 WILLOWBROOK Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 7.31%
FHA
Active
62
$372,500$57,821 equity gap
Rate
7.31%
7.32%today
Payment
$2,222/mo
$2,224today
  • 4beds
  • 3baths
  • 1,918sqft

3986 WILLOWBROOK Drive, Edgewater

2607 ELMBROOKE Way, Edgewater, FL, 32141 — assumable FHA mortgage at 4.98%
FHA
Active
52
$305,000Potential short sale
Rate
4.98%
7.32%today
Payment
$1,972/mo
$2,529today
  • 4beds
  • 2baths
  • 1,846sqft

2607 ELMBROOKE Way, Edgewater

2512 PINE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.08%
FHA
Active
25
$300,000$73,289 equity gap
Rate
6.08%
7.32%today
Payment
$1,403/mo
$1,594today
  • 3beds
  • 2baths
  • 1,390sqft

2512 PINE TREE Drive, Edgewater

2817 YULE TREE Drive, Edgewater, FL, 32141 — assumable VA mortgage at 6.54%
VA
Active
45
$369,000$99,994 equity gap
Rate
6.54%
7.32%today
Payment
$1,742/mo
$1,885today
  • 4beds
  • 2baths
  • 1,875sqft

2817 YULE TREE Drive, Edgewater

3043 YULE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 5.53%
FHA
Active
38
$369,900$292,088 equity gap
Rate
5.53%
7.32%today
Payment
$720/mo
$868today
  • 4beds
  • 2baths
  • 1,882sqft

3043 YULE TREE Drive, Edgewater

3309 WOODLAND Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.82%
FHA
Active
38
$294,900$96,428 equity gap
Rate
6.82%
7.32%today
Payment
$1,329/mo
$1,398today
  • 4beds
  • 2baths
  • 1,564sqft

3309 WOODLAND Drive, Edgewater

Assuming a mortgage in Edgewater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$486 /mo
Median cash to assume
$98,211
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.