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Assumable homes for sale in Eden Prairie, MN

58 homesFHA & VA loansrates from 2.20% vs 7.32% today

Eden Prairie assumption guide
5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$46,963 equity gap
Rate
2.88%
7.32%today
Payment
$1,118/mo
$1,850today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

1948 Commonwealth Boulevard #7, Chanhassen, MN, 55317 — assumable FHA mortgage at 3.09%
FHA
Active
39
$335,000$79,642 equity gap
Rate
3.09%
7.32%today
Payment
$1,239/mo
$1,996today
  • 3beds
  • 3baths
  • 1,652sqft

1948 Commonwealth Boulevard #7, Chanhassen

3620 Rhode Island Avenue, Saint Louis Park, MN, 55426 — assumable FHA mortgage at 3.10%
FHA
Active
34
$339,900$79,866 equity gap
Rate
3.10%
7.32%today
Payment
$1,258/mo
$2,023today
  • 2beds
  • 1baths
  • 1,200sqft

3620 Rhode Island Avenue, Saint Louis Park

4302 Mccoll Drive, Savage, MN, 55378 — assumable VA mortgage at 2.73%
VA
Active
48
$309,900$96,007 equity gap
Rate
2.73%
7.32%today
Payment
$996/mo
$1,681today
  • 3beds
  • 3baths
  • 2,001sqft

4302 Mccoll Drive, Savage

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$206,563 equity gap
Rate
2.98%
7.32%today
Payment
$1,503/mo
$2,456today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

17762 Shore Lane, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.23%
FHA
Active
10
$440,000$138,439 equity gap
Rate
3.23%
7.32%today
Payment
$1,513/mo
$2,394today
  • 4beds
  • 2baths
  • 2,212sqft

17762 Shore Lane, Eden Prairie

12692 Monterey Avenue, Savage, MN, 55378 — assumable FHA mortgage at 3.23%
FHA
Active
24
$359,000$114,354 equity gap
Rate
3.23%
7.32%today
Payment
$1,228/mo
$1,943today
  • 4beds
  • 2baths
  • 1,905sqft

12692 Monterey Avenue, Savage

456 Braeburn Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.26%
FHA
Active
25
$375,000$118,589 equity gap
Rate
3.26%
7.32%today
Payment
$1,291/mo
$2,035today
  • 4beds
  • 2baths
  • 1,836sqft

456 Braeburn Drive, Shakopee

728 Newberry Lane, Chaska, MN, 55318 — assumable VA mortgage at 2.20%
VA
Active
23
$449,900$220,571 equity gap
Rate
2.20%
7.32%today
Payment
$1,541/mo
$2,375today
  • 4beds
  • 4baths
  • 2,690sqft

728 Newberry Lane, Chaska

4636 Heritage Hills Drive, Bloomington, MN, 55437 — assumable VA mortgage at 2.24%
VA
Active
38
$399,999$342,831 equity gap
Rate
2.24%
7.32%today
Payment
$549/mo
$768today
  • 4beds
  • 2baths
  • 2,443sqft

4636 Heritage Hills Drive, Bloomington

8935 Pine Bluff Court, Eden Prairie, MN, 55347 — assumable VA mortgage at 2.81%
VA
Active
43
$549,900$276,430 equity gap
Rate
2.81%
7.32%today
Payment
$1,300/mo
$2,171today
  • 4beds
  • 3baths
  • 2,003sqft

8935 Pine Bluff Court, Eden Prairie

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$845,506 equity gap
Rate
2.87%
7.32%today
Payment
$2,819/mo
$4,671today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,856,859 equity gap
Rate
2.90%
7.32%today
Payment
$2,723/mo
$4,053today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$537,400$234,191 equity gap
Rate
3.03%
7.32%today
Payment
$1,479/mo
$2,401today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

9767 Gable Drive, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.33%
FHA
Active
35
$405,000$152,827 equity gap
Rate
3.33%
7.32%today
Payment
$1,279/mo
$1,998today
  • 4beds
  • 4baths
  • 2,548sqft

9767 Gable Drive, Eden Prairie

8912 Vincent Place, Bloomington, MN, 55431 — assumable FHA mortgage at 3.07%
FHA
Active
40
$575,000$340,690 equity gap
Rate
3.07%
7.32%today
Payment
$1,358/mo
$2,066today
  • 3beds
  • 3baths
  • 2,116sqft

8912 Vincent Place, Bloomington

18126 Settlers Way, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.50%
FHA
Active
32
$244,900$76,708 equity gap
Rate
3.50%
7.32%today
Payment
$872/mo
$1,334today
  • 2beds
  • 2baths
  • 1,213sqft

18126 Settlers Way, Eden Prairie

370 Liberty Heights Drive, Chaska, MN, 55318 — assumable VA mortgage at 3.56%
VA
Active
51
$780,000$239,181 equity gap
Rate
3.56%
7.32%today
Payment
$2,692/mo
$4,087today
  • 4beds
  • 4baths
  • 3,944sqft

370 Liberty Heights Drive, Chaska

1673 Countryside Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.60%
FHA
Active
26
$235,000$83,976 equity gap
Rate
3.60%
7.32%today
Payment
$802/mo
$1,211today
  • 2beds
  • 2baths
  • 1,408sqft

1673 Countryside Drive, Shakopee

7059 Sussex Lane, Shakopee, MN, 55379 — assumable VA mortgage at 3.31%
VA
Active
42
$465,000$304,902 equity gap
Rate
3.31%
7.32%today
Payment
$1,046/mo
$1,639today
  • 4beds
  • 2baths
  • 2,424sqft

7059 Sussex Lane, Shakopee

301 8th Avenue, Hopkins, MN, 55343 — assumable FHA mortgage at 3.37%
FHA
Active
29
$399,900$245,893 equity gap
Rate
3.37%
7.32%today
Payment
$1,023/mo
$1,590today
  • 2beds
  • 2baths
  • 1,632sqft

301 8th Avenue, Hopkins

1519 Balinese Street, Shakopee, MN, 55379 — assumable FHA mortgage at 3.53%
FHA
Active
35
$255,000$155,527 equity gap
Rate
3.53%
7.32%today
Payment
$661/mo
$1,008today
  • 3beds
  • 2baths
  • 1,540sqft

1519 Balinese Street, Shakopee

17604 Lorence Way, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.55%
FHA
Active
44
$399,900$163,628 equity gap
Rate
3.55%
7.32%today
Payment
$1,172/mo
$1,782today
  • 4beds
  • 2baths
  • 1,877sqft

17604 Lorence Way, Eden Prairie

1083 Rosemary Circle, Chaska, MN, 55318 — assumable VA mortgage at 4.38%
VA
Active
24
$589,000$124,610 equity gap
Rate
4.38%
7.32%today
Payment
$2,509/mo
$3,450today
  • 5beds
  • 4baths
  • 3,484sqft

1083 Rosemary Circle, Chaska

5533 Thomas Avenue, Minneapolis, MN, 55410 — assumable FHA mortgage at 3.75%
FHA
Active
44
$524,900$340,058 equity gap
Rate
3.75%
7.32%today
Payment
$1,292/mo
$1,916today
  • 4beds
  • 2baths
  • 2,059sqft

5533 Thomas Avenue, Minneapolis

7559 Derby Lane, Shakopee, MN, 55379 — assumable FHA mortgage at 3.84%
FHA
Active
26
$264,559$239,900 equity gap
Rate
3.84%
7.32%today
Payment
$153/mo
$224today
  • 3beds
  • 2baths
  • 1,576sqft

7559 Derby Lane, Shakopee

8370 Lake Drive, Chanhassen, MN, 55317 — assumable VA mortgage at 3.85%
VA
Active
52
$750,000$716,724 equity gap
Rate
3.85%
7.32%today
Payment
$191/mo
$280today
  • 5beds
  • 4baths
  • 4,061sqft

8370 Lake Drive, Chanhassen

7601 101st Street #114, Bloomington, MN, 55438 — assumable FHA mortgage at 3.87%
FHA
Active
28
$149,900$86,848 equity gap
Rate
3.87%
7.32%today
Payment
$386/mo
$565today
  • 1beds
  • 1baths
  • 690sqft

7601 101st Street #114, Bloomington

1271 Landmark Trail, Hopkins, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
13
$190,000$86,144 equity gap
Rate
3.88%
7.32%today
Payment
$600/mo
$876today
  • 2beds
  • 3baths
  • 1,128sqft

1271 Landmark Trail, Hopkins

5410 Sanibel Drive, Minnetonka, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
34
$250,000$155,759 equity gap
Rate
3.88%
7.32%today
Payment
$683/mo
$997today
  • 2beds
  • 1baths
  • 1,310sqft

5410 Sanibel Drive, Minnetonka

6342 Whispering Oaks Drive, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.90%
FHA
Active
46
$399,900$223,737 equity gap
Rate
3.90%
7.32%today
Payment
$1,020/mo
$1,485today
  • 4beds
  • 2baths
  • 1,853sqft

6342 Whispering Oaks Drive, Eden Prairie

989 Danube Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 4.72%
FHA
Active
24
$575,000$150,483 equity gap
Rate
4.72%
7.32%today
Payment
$2,372/mo
$3,135today
  • 5beds
  • 3baths
  • 3,023sqft

989 Danube Avenue, Shakopee

6997 Edington Circle, Shakopee, MN, 55379 — assumable FHA mortgage at 4.04%
FHA
Active
33
$549,900$340,818 equity gap
Rate
4.04%
7.32%today
Payment
$1,319/mo
$1,889today
  • 4beds
  • 4baths
  • 2,850sqft

6997 Edington Circle, Shakopee

1585 Chartreux Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 4.13%
FHA
Active
32
$265,000$140,177 equity gap
Rate
4.13%
7.32%today
Payment
$755/mo
$1,069today
  • 3beds
  • 2baths
  • 1,540sqft

1585 Chartreux Avenue, Shakopee

2230 Downing Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 6.35%
FHA
Active
25
$295,000Potential short sale
Rate
6.35%
7.32%today
Payment
$1,894/mo
$2,091today
  • 3beds
  • 2baths
  • 1,425sqft

2230 Downing Avenue, Shakopee

7440 Landau Curve, Bloomington, MN, 55438 — assumable VA mortgage at 6.99%
VA
Active
50
$229,000Potential short sale
Rate
6.99%
7.32%today
Payment
$1,602/mo
$1,656today
  • 2beds
  • 2baths
  • 1,461sqft

7440 Landau Curve, Bloomington

Assuming a mortgage in Eden Prairie

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$386 /mo
Median cash to assume
$154,438
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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