Assumable homes for sale in Daytona Beach, FL

14 homesFHA & VA loansrates from 2.67% vs 7.32% today

Daytona Beach assumption guide
400 HOLLY Street, South Daytona, FL, 32119 — assumable FHA mortgage at 2.67%
FHA
Active
19
$234,000$88,945 equity gap
Rate
2.67%
7.32%today
Payment
$674/mo
$1,147today
  • 3beds
  • 2baths
  • 1,050sqft

400 HOLLY Street, South Daytona

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,348 equity gap
Rate
3.02%
7.32%today
Payment
$632/mo
$1,027today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

1225 VINE Street, Daytona Beach, FL, 32117 — assumable VA mortgage at 2.87%
VA
Active
43
$275,000$137,182 equity gap
Rate
2.87%
7.32%today
Payment
$701/mo
$1,119today
  • 4beds
  • 2baths
  • 1,920sqft

1225 VINE Street, Daytona Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,775 equity gap
Rate
2.90%
7.32%today
Payment
$645/mo
$1,065today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

2071 PENINSULA Drive, Daytona Beach, FL, 32118 — assumable FHA mortgage at 2.91%
FHA
Active
53
$578,800$332,316 equity gap
Rate
2.91%
7.32%today
Payment
$1,187/mo
$1,957today
  • 4beds
  • 4baths
  • 2,048sqft

2071 PENINSULA Drive, Daytona Beach

706 BOSTON Avenue, South Daytona, FL, 32119 — assumable FHA mortgage at 3.54%
FHA
Active
62
$299,900$205,939 equity gap
Rate
3.54%
7.32%today
Payment
$620/mo
$944today
  • 4beds
  • 2baths
  • 2,086sqft

706 BOSTON Avenue, South Daytona

825 KOTTLE Circle, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.34%
FHA
Active
35
$179,900Potential short sale
Rate
6.34%
7.32%today
Payment
$1,240/mo
$1,370today
  • 4beds
  • 2baths
  • 1,337sqft

825 KOTTLE Circle, Daytona Beach

780 BENNETT Road, South Daytona, FL, 32119 — assumable FHA mortgage at 6.63%
FHA
Active
11
$248,800Potential short sale
Rate
6.63%
7.32%today
Payment
$1,620/mo
$1,737today
  • 3beds
  • 2baths
  • 1,264sqft

780 BENNETT Road, South Daytona

100 SILVER BEACH Avenue #308, Daytona Beach, FL, 32118 — assumable VA mortgage at 6.34%
VA
Active
32
$169,500$15,160 equity gap
Rate
6.34%
7.32%today
Payment
$970/mo
$1,071today
  • 2beds
  • 2baths
  • 1,125sqft

100 SILVER BEACH Avenue #308, Daytona Beach

323 SCOTLAND Drive, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.85%
FHA
Active
14
$290,000$19,425 equity gap
Rate
6.85%
7.32%today
Payment
$1,812/mo
$1,900today
  • 3beds
  • 2baths
  • 1,433sqft

323 SCOTLAND Drive, Daytona Beach

736 CAROLINE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 7.17%
VA
Active
29
$215,900$15,304 equity gap
Rate
7.17%
7.32%today
Payment
$1,388/mo
$1,409today
  • 3beds
  • 2baths
  • 850sqft

736 CAROLINE Street, Daytona Beach

553 LANVALE Avenue, Daytona Beach, FL, 32114 — assumable FHA mortgage at 5.03%
FHA
Active
21
$199,000$140,228 equity gap
Rate
5.03%
7.32%today
Payment
$524/mo
$668today
  • 2beds
  • 2baths
  • 1,050sqft

553 LANVALE Avenue, Daytona Beach

424 DAYTONA Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.43%
FHA
Active
38
$799,000$474,875 equity gap
Rate
6.43%
7.32%today
Payment
$2,118/mo
$2,318today
  • 5beds
  • 4baths
  • 2,880sqft

424 DAYTONA Street, Daytona Beach

219 NORTH Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.79%
FHA
Active
17
$119,000Potential short sale
Rate
6.79%
7.32%today
Payment
$1,157/mo
$1,219today
  • 4beds
  • 1baths
  • 1,174sqft

219 NORTH Street, Daytona Beach

Assuming a mortgage in Daytona Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$524 /mo
Median cash to assume
$137,182
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.