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Assumable homes for sale in Daytona Beach, FL

80 homesFHA & VA loansrates from 2.65% vs 7.32% today

Daytona Beach assumption guide
3 ECHO WOODS Way, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.90%
VA
Active
83
$574,000$89,643 equity gap
Rate
2.90%
7.32%today
Payment
$2,262/mo
$3,732today
  • 4beds
  • 3baths
  • 2,506sqft

3 ECHO WOODS Way, Ormond Beach

5215 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 3.04%
VA
Active
79
$450,000$86,523 equity gap
Rate
3.04%
7.32%today
Payment
$1,743/mo
$2,825today
  • 5beds
  • 3baths
  • 2,724sqft

5215 BEAR CORN Run, Port Orange

401 DRIFTWOOD Avenue, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.92%
VA
Active
43
$285,000$12,512 equity gap
Rate
3.92%
7.32%today
Payment
$1,423/mo
$2,051today
  • 3beds
  • 2baths
  • 2,355sqft

401 DRIFTWOOD Avenue, Daytona Beach

358 ORCHARD Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.69%
FHA
Active
33
$299,900$26,622 equity gap
Rate
3.69%
7.32%today
Payment
$1,377/mo
$2,057today
  • 4beds
  • 1baths
  • 1,781sqft

358 ORCHARD Street, Ormond Beach

5258 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 2.65%
VA
Active
55
$335,000$94,491 equity gap
Rate
2.65%
7.32%today
Payment
$1,113/mo
$1,897today
  • 3beds
  • 2baths
  • 1,760sqft

5258 BEAR CORN Run, Port Orange

84 BELLA LAGO Circle, Port Orange, FL, 32129 — assumable FHA mortgage at 2.87%
FHA
Active
38
$250,000$53,863 equity gap
Rate
2.87%
7.32%today
Payment
$936/mo
$1,551today
  • 2beds
  • 3baths
  • 1,624sqft

84 BELLA LAGO Circle, Port Orange

2055 ATLANTIC Avenue #1410, Daytona Beach, FL, 32118 — assumable VA mortgage at 2.94%
VA
Active
55
$585,000$134,126 equity gap
Rate
2.94%
7.32%today
Payment
$2,134/mo
$3,503today
  • 3beds
  • 3baths
  • 2,140sqft

2055 ATLANTIC Avenue #1410, Daytona Beach

2626 ATLANTIC Avenue #4050, Daytona Beach Shores, FL, 32118 — assumable VA mortgage at 2.97%
VA
Active
30
$249,900$52,320 equity gap
Rate
2.97%
7.32%today
Payment
$945/mo
$1,545today
  • 2beds
  • 2baths
  • 1,013sqft

2626 ATLANTIC Avenue #4050, Daytona Beach Shores

400 HOLLY Street, South Daytona, FL, 32119 — assumable FHA mortgage at 2.67%
FHA
Active
19
$234,000$88,945 equity gap
Rate
2.67%
7.32%today
Payment
$674/mo
$1,147today
  • 3beds
  • 2baths
  • 1,050sqft

400 HOLLY Street, South Daytona

555 RIDGE Boulevard, South Daytona, FL, 32119 — assumable FHA mortgage at 2.73%
FHA
Active
38
$319,900$109,581 equity gap
Rate
2.73%
7.32%today
Payment
$980/mo
$1,652today
  • 3beds
  • 2baths
  • 1,320sqft

555 RIDGE Boulevard, South Daytona

314 UNIVERSITY Boulevard, Daytona Beach, FL, 32118 — assumable FHA mortgage at 2.86%
FHA
Active
31
$500,000$177,723 equity gap
Rate
2.86%
7.32%today
Payment
$1,501/mo
$2,491today
  • 7beds
  • 3baths
  • 2,532sqft

314 UNIVERSITY Boulevard, Daytona Beach

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,348 equity gap
Rate
3.02%
7.32%today
Payment
$632/mo
$1,027today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

1525 MOBILE Avenue, Holly Hill, FL, 32117 — assumable FHA mortgage at 3.10%
FHA
Active
47
$269,000$88,144 equity gap
Rate
3.10%
7.32%today
Payment
$860/mo
$1,383today
  • 4beds
  • 1baths
  • 1,529sqft

1525 MOBILE Avenue, Holly Hill

28 BAYMEADOW Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.42%
FHA
Active
31
$334,000$25,672 equity gap
Rate
4.42%
7.32%today
Payment
$1,676/mo
$2,293today
  • 4beds
  • 2baths
  • 1,794sqft

28 BAYMEADOW Court, Ormond Beach

645 WESTWARD Circle, Holly Hill, FL, 32117 — assumable FHA mortgage at 2.81%
FHA
Active
38
$274,000$131,764 equity gap
Rate
2.81%
7.32%today
Payment
$675/mo
$1,126today
  • 4beds
  • 2baths
  • 1,242sqft

645 WESTWARD Circle, Holly Hill

1225 VINE Street, Daytona Beach, FL, 32117 — assumable VA mortgage at 2.87%
VA
Active
43
$275,000$137,182 equity gap
Rate
2.87%
7.32%today
Payment
$701/mo
$1,119today
  • 4beds
  • 2baths
  • 1,920sqft

1225 VINE Street, Daytona Beach

372 CHELSEA PLACE Avenue, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.88%
VA
Active
64
$485,000$310,187 equity gap
Rate
2.88%
7.32%today
Payment
$837/mo
$1,369today
  • 3beds
  • 2baths
  • 1,956sqft

372 CHELSEA PLACE Avenue, Ormond Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,775 equity gap
Rate
2.90%
7.32%today
Payment
$645/mo
$1,065today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

2071 PENINSULA Drive, Daytona Beach, FL, 32118 — assumable FHA mortgage at 2.91%
FHA
Active
53
$578,800$332,316 equity gap
Rate
2.91%
7.32%today
Payment
$1,187/mo
$1,957today
  • 4beds
  • 4baths
  • 2,048sqft

2071 PENINSULA Drive, Daytona Beach

1478 HIGHRIDGE Avenue, Daytona Beach, FL, 32124 — assumable FHA mortgage at 2.98%
FHA
Active
39
$469,900$282,705 equity gap
Rate
2.98%
7.32%today
Payment
$888/mo
$1,450today
  • 5beds
  • 3baths
  • 1,827sqft

1478 HIGHRIDGE Avenue, Daytona Beach

2828 ATLANTIC Avenue #303, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.00%
VA
Active
43
$379,900$379,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,178sqft

2828 ATLANTIC Avenue #303, Daytona Beach

241 RIVERSIDE Drive #2006, Holly Hill, FL, 32117 — assumable VA mortgage at 3.00%
VA
Active
36
$289,900$289,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,660sqft

241 RIVERSIDE Drive #2006, Holly Hill

226 ASHFORD LAKES Circle, Ormond Beach, FL, 32174 — assumable VA mortgage at 3.05%
VA
Active
23
$838,888$496,439 equity gap
Rate
3.05%
7.32%today
Payment
$1,648/mo
$2,667today
  • 5beds
  • 4baths
  • 2,959sqft

226 ASHFORD LAKES Circle, Ormond Beach

1317 SHANGRI LA Drive, Daytona Beach, FL, 32119 — assumable FHA mortgage at 3.92%
FHA
Active
37
$259,999$67,367 equity gap
Rate
3.92%
7.32%today
Payment
$995/mo
$1,445today
  • 3beds
  • 2baths
  • 1,448sqft

1317 SHANGRI LA Drive, Daytona Beach

213 JESSAMINE Boulevard, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.28%
VA
Active
65
$350,000$146,218 equity gap
Rate
3.28%
7.32%today
Payment
$1,028/mo
$1,616today
  • 4beds
  • 3baths
  • 2,068sqft

213 JESSAMINE Boulevard, Daytona Beach

469 WILTSHIRE Boulevard, Port Orange, FL, 32127 — assumable VA mortgage at 3.29%
VA
Active
26
$259,900$105,891 equity gap
Rate
3.29%
7.32%today
Payment
$783/mo
$1,230today
  • 2beds
  • 2baths
  • 910sqft

469 WILTSHIRE Boulevard, Port Orange

27 SOUNDERS TRAIL Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
23
$329,000$121,736 equity gap
Rate
3.75%
7.32%today
Payment
$1,112/mo
$1,649today
  • 3beds
  • 2baths
  • 1,691sqft

27 SOUNDERS TRAIL Circle, Ormond Beach

23 WATERFORD Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.49%
FHA
Active
50
$349,900$221,548 equity gap
Rate
3.49%
7.32%today
Payment
$674/mo
$1,032today
  • 4beds
  • 2baths
  • 1,701sqft

23 WATERFORD Court, Ormond Beach

241 RIVERSIDE Drive #608, Holly Hill, FL, 32117 — assumable VA mortgage at 3.50%
VA
Active
44
$259,900$259,900 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,670sqft

241 RIVERSIDE Drive #608, Holly Hill

706 BOSTON Avenue, South Daytona, FL, 32119 — assumable FHA mortgage at 3.54%
FHA
Active
62
$299,900$205,939 equity gap
Rate
3.54%
7.32%today
Payment
$620/mo
$944today
  • 4beds
  • 2baths
  • 2,086sqft

706 BOSTON Avenue, South Daytona

236 MCINTOSH Road, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.58%
FHA
Active
47
$339,000$206,726 equity gap
Rate
3.58%
7.32%today
Payment
$779/mo
$1,180today
  • 4beds
  • 2baths
  • 1,768sqft

236 MCINTOSH Road, Ormond Beach

940 VILLAGE Trail #6-103, Port Orange, FL, 32127 — assumable VA mortgage at 4.50%
VA
Active
64
$220,000$41,864 equity gap
Rate
4.50%
7.32%today
Payment
$970/mo
$1,315today
  • 2beds
  • 2baths
  • 1,006sqft

940 VILLAGE Trail #6-103, Port Orange

165 15TH Street, Holly Hill, FL, 32117 — assumable FHA mortgage at 4.53%
FHA
Active
26
$225,000$66,732 equity gap
Rate
4.53%
7.32%today
Payment
$948/mo
$1,281today
  • 3beds
  • 3baths
  • 1,979sqft

165 15TH Street, Holly Hill

16 LAUREL OAKS Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
46
$315,000$180,587 equity gap
Rate
3.75%
7.32%today
Payment
$728/mo
$1,079today
  • 3beds
  • 2baths
  • 1,496sqft

16 LAUREL OAKS Circle, Ormond Beach

2005 ORIOLE Lane, South Daytona, FL, 32119 — assumable VA mortgage at 5.09%
VA
Active
39
$299,900$31,839 equity gap
Rate
5.09%
7.32%today
Payment
$1,556/mo
$1,971today
  • 3beds
  • 2baths
  • 1,172sqft

2005 ORIOLE Lane, South Daytona

76 CAPRI Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 5.09%
FHA
Active
38
$309,000$43,260 equity gap
Rate
5.09%
7.32%today
Payment
$1,540/mo
$1,951today
  • 3beds
  • 2baths
  • 1,403sqft

76 CAPRI Drive, Ormond Beach

Assuming a mortgage in Daytona Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$524 /mo
Median cash to assume
$66,732
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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