Assumable homes for sale in Concord, CA

7 homesFHA loansrates from 2.77% vs 7.32% today

Concord assumption guide
2674 Olivera Rd, Concord, CA, 94519 — assumable FHA mortgage at 2.77%
FHA
Active
44
$695,000$130,188 equity gap
Rate
2.77%
7.32%today
Payment
$2,593/mo
$4,353today
  • 3beds
  • 2baths
  • 1,103sqft

2674 Olivera Rd, Concord

4344 Saint Charles Pl, Concord, CA, 94521 — assumable FHA mortgage at 2.80%
FHA
Active
33
$499,000$74,940 equity gap
Rate
2.80%
7.32%today
Payment
$2,009/mo
$3,359today
  • 3beds
  • 2baths
  • 1,088sqft

4344 Saint Charles Pl, Concord

1077 Nursery Lane, Concord, CA, 94520 — assumable FHA mortgage at 3.65%
FHA
Active
15
$839,800$242,016 equity gap
Rate
3.65%
7.32%today
Payment
$3,189/mo
$4,789today
  • 4beds
  • 3baths
  • 2,018sqft

1077 Nursery Lane, Concord

1820 Enclave Pl, Concord, CA, 94519 — assumable FHA mortgage at 2.90%
FHA
Active
43
$629,000Potential short sale
Rate
2.90%
7.32%today
Payment
$3,054/mo
$5,040today
  • 3beds
  • 3baths
  • 1,368sqft

1820 Enclave Pl, Concord

3131 Cowell Rd, Concord, CA, 94518 — assumable FHA mortgage at 3.07%
FHA
Active
31
$699,000$494,519 equity gap
Rate
3.07%
7.32%today
Payment
$969/mo
$1,564today
  • 3beds
  • 2baths
  • 1,137sqft

3131 Cowell Rd, Concord

2685 Richard Ave, Concord, CA, 94520 — assumable FHA mortgage at 6.92%
FHA
Active
54
$695,000$23,023 equity gap
Rate
6.92%
7.32%today
Payment
$4,536/mo
$4,721today
  • 5beds
  • 2baths
  • 1,593sqft

2685 Richard Ave, Concord

2082 Overhill Rd, Concord, CA, 94520 — assumable FHA mortgage at 6.22%
FHA
Active
30
$390,000Potential short sale
Rate
6.22%
7.32%today
Payment
$3,330/mo
$3,727today
  • 4beds
  • 2baths
  • 1,201sqft

2082 Overhill Rd, Concord

Assuming a mortgage in Concord

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$969 /mo
Median cash to assume
$130,188
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.