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Assumable homes for sale in Chico, CA

3 homesFHA & VA loansrates from 2.93% vs 7.32% today

Chico assumption guide
239 Gooselake Circle, Chico, CA, 95973 — assumable VA mortgage at 2.93%
VA
Active
36
$599,000$252,549 equity gap
Rate
2.93%
7.32%today
Payment
$1,634/mo
$2,686today
  • 3beds
  • 2baths
  • 1,803sqft

239 Gooselake Circle, Chico

106 Degarmo Drive, Chico, CA, 95973 — assumable FHA mortgage at 4.29%
FHA
Active
30
$399,000$238,122 equity gap
Rate
4.29%
7.32%today
Payment
$1,116/mo
$1,551today
  • 3beds
  • 2baths
  • 1,447sqft

106 Degarmo Drive, Chico

3026 Steiner Lane, Chico, CA, 95973 — assumable FHA mortgage at 6.93%
FHA
Active
43
$474,999$31,961 equity gap
Rate
6.93%
7.32%today
Payment
$2,971/mo
$3,089today
  • 3beds
  • 3baths
  • 1,547sqft

3026 Steiner Lane, Chico

Assuming a mortgage in Chico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.93%
Lowest existing payment
$1,116 /mo
Median cash to assume
$238,122
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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