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Assumable homes for sale in Centerville, MN

43 homesFHA & VA loansrates from 2.72% vs 7.32% today

Centerville assumption guide
4607 128th Circle, Blaine, MN, 55449 — assumable VA mortgage at 2.88%
VA
Active
29
$604,000$171,616 equity gap
Rate
2.88%
7.32%today
Payment
$2,014/mo
$3,333today
  • 5beds
  • 4baths
  • 2,859sqft

4607 128th Circle, Blaine

3811 Restwood Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 2.96%
FHA
Active
12
$595,000$144,840 equity gap
Rate
2.96%
7.32%today
Payment
$2,140/mo
$3,504today
  • 8beds
  • 4baths
  • 3,328sqft

3811 Restwood Road, Circle Pines

5667 138th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.04%
VA
Active
32
$299,900$82,923 equity gap
Rate
3.04%
7.32%today
Payment
$1,040/mo
$1,687today
  • 2beds
  • 3baths
  • 1,800sqft

5667 138th Street, Hugo

151 Morgan Lane, Lino Lakes, MN, 55014 — assumable FHA mortgage at 3.26%
FHA
Active
38
$299,000$81,058 equity gap
Rate
3.26%
7.32%today
Payment
$1,097/mo
$1,729today
  • 4beds
  • 3baths
  • 1,940sqft

151 Morgan Lane, Lino Lakes

8653 Brant Street, Circle Pines, MN, 55014 — assumable VA mortgage at 2.81%
VA
Active
29
$389,000$135,116 equity gap
Rate
2.81%
7.32%today
Payment
$1,190/mo
$1,987today
  • 3beds
  • 2baths
  • 1,780sqft

8653 Brant Street, Circle Pines

3740 112th Lane, Blaine, MN, 55449 — assumable VA mortgage at 2.93%
VA
Active
50
$525,900$183,051 equity gap
Rate
2.93%
7.32%today
Payment
$1,617/mo
$2,658today
  • 4beds
  • 4baths
  • 2,765sqft

3740 112th Lane, Blaine

5142 French Drive, Hugo, MN, 55038 — assumable FHA mortgage at 3.02%
FHA
Active
53
$299,900$90,675 equity gap
Rate
3.02%
7.32%today
Payment
$994/mo
$1,616today
  • 4beds
  • 3baths
  • 1,983sqft

5142 French Drive, Hugo

12309 Lever Street, Blaine, MN, 55449 — assumable VA mortgage at 3.03%
VA
Active
54
$599,900$208,653 equity gap
Rate
3.03%
7.32%today
Payment
$1,909/mo
$3,098today
  • 4beds
  • 3baths
  • 2,673sqft

12309 Lever Street, Blaine

15240 Fanning Drive, Hugo, MN, 55038 — assumable FHA mortgage at 3.18%
FHA
Active
22
$285,000$103,629 equity gap
Rate
3.18%
7.32%today
Payment
$883/mo
$1,406today
  • 3beds
  • 3baths
  • 1,982sqft

15240 Fanning Drive, Hugo

8986 Waconia Street, Blaine, MN, 55449 — assumable VA mortgage at 2.72%
VA
Active
27
$425,000$232,680 equity gap
Rate
2.72%
7.32%today
Payment
$901/mo
$1,522today
  • 3beds
  • 2baths
  • 1,836sqft

8986 Waconia Street, Blaine

5574 135th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.09%
VA
Active
40
$625,000$324,706 equity gap
Rate
3.09%
7.32%today
Payment
$1,429/mo
$2,301today
  • 3beds
  • 3baths
  • 2,957sqft

5574 135th Street, Hugo

4470 Rosemary Way #8, Hugo, MN, 55038 — assumable FHA mortgage at 3.375%
FHA
Active
33
$300,000$200,826 equity gap
Rate
3.375%
7.32%today
Payment
$562/mo
$874today
  • 2beds
  • 3baths
  • 1,781sqft

4470 Rosemary Way #8, Hugo

1105 Iris Drive, White Bear Lake, MN, 55127 — assumable FHA mortgage at 3.68%
FHA
Active
31
$348,000$138,018 equity gap
Rate
3.68%
7.32%today
Payment
$1,147/mo
$1,701today
  • 3beds
  • 3baths
  • 2,276sqft

1105 Iris Drive, White Bear Lake

20657 Jewel Avenue, Forest Lake, MN, 55025 — assumable VA mortgage at 3.69%
VA
Active
31
$350,000$120,380 equity gap
Rate
3.69%
7.32%today
Payment
$1,224/mo
$1,829today
  • 3beds
  • 2baths
  • 1,682sqft

20657 Jewel Avenue, Forest Lake

1623 Highway 96, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
27
$360,000$174,266 equity gap
Rate
3.57%
7.32%today
Payment
$978/mo
$1,484today
  • 2beds
  • 2baths
  • 1,538sqft

1623 Highway 96, White Bear Lake

10996 Nassau Circle, Blaine, MN, 55449 — assumable FHA mortgage at 3.59%
FHA
Active
31
$579,000$326,696 equity gap
Rate
3.59%
7.32%today
Payment
$1,488/mo
$2,251today
  • 5beds
  • 4baths
  • 3,328sqft

10996 Nassau Circle, Blaine

5420 134th Street, Hugo, MN, 55038 — assumable VA mortgage at 5.10%
VA
Active
27
$385,000$26,063 equity gap
Rate
5.10%
7.32%today
Payment
$2,082/mo
$2,635today
  • 4beds
  • 2baths
  • 1,882sqft

5420 134th Street, Hugo

4 Shepherd Court, Circle Pines, MN, 55014 — assumable VA mortgage at 3.67%
VA
Active
28
$359,000$217,926 equity gap
Rate
3.67%
7.32%today
Payment
$874/mo
$1,309today
  • 4beds
  • 2baths
  • 1,749sqft

4 Shepherd Court, Circle Pines

5710 Turtle Lake Road, Shoreview, MN, 55126 — assumable FHA mortgage at 3.75%
FHA
Active
26
$485,000$341,149 equity gap
Rate
3.75%
7.32%today
Payment
$1,009/mo
$1,497today
  • 5beds
  • 2baths
  • 2,662sqft

5710 Turtle Lake Road, Shoreview

13540 Fiona Avenue, Hugo, MN, 55038 — assumable FHA mortgage at 3.87%
FHA
Active
47
$390,000$214,687 equity gap
Rate
3.87%
7.32%today
Payment
$1,084/mo
$1,584today
  • 3beds
  • 2baths
  • 1,774sqft

13540 Fiona Avenue, Hugo

8 Golden Lake Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 4.00%
FHA
Active
26
$360,000$192,408 equity gap
Rate
4.00%
7.32%today
Payment
$1,083/mo
$1,558today
  • 4beds
  • 2baths
  • 1,989sqft

8 Golden Lake Road, Circle Pines

3814 97th Lane, Circle Pines, MN, 55014 — assumable FHA mortgage at 4.15%
FHA
Active
14
$319,900$164,773 equity gap
Rate
4.15%
7.32%today
Payment
$937/mo
$1,325today
  • 3beds
  • 2baths
  • 2,106sqft

3814 97th Lane, Circle Pines

1735 Birch Lake Avenue, White Bear Lake, MN, 55110 — assumable FHA mortgage at 4.16%
FHA
Active
41
$323,000Potential short sale
Rate
4.16%
7.32%today
Payment
$1,720/mo
$2,428today
  • 3beds
  • 2baths
  • 1,567sqft

1735 Birch Lake Avenue, White Bear Lake

7294 Meadow Court, Lino Lakes, MN, 55014 — assumable FHA mortgage at 4.45%
FHA
Active
43
$419,000$170,152 equity gap
Rate
4.45%
7.32%today
Payment
$1,493/mo
$2,036today
  • 4beds
  • 2baths
  • 2,129sqft

7294 Meadow Court, Lino Lakes

4791 163rd Street, Hugo, MN, 55038 — assumable VA mortgage at 6.32%
VA
Active
28
$500,000$25,151 equity gap
Rate
6.32%
7.32%today
Payment
$3,008/mo
$3,331today
  • 5beds
  • 3baths
  • 2,841sqft

4791 163rd Street, Hugo

7561 Woods Edge Boulevard, Circle Pines, MN, 55014 — assumable FHA mortgage at 6.35%
FHA
Active
34
$329,999$22,649 equity gap
Rate
6.35%
7.32%today
Payment
$1,955/mo
$2,158today
  • 3beds
  • 3baths
  • 1,643sqft

7561 Woods Edge Boulevard, Circle Pines

109 Woodridge Lane, Lino Lakes, MN, 55014 — assumable FHA mortgage at 6.54%
FHA
Active
5
$550,000$46,737 equity gap
Rate
6.54%
7.32%today
Payment
$3,327/mo
$3,601today
  • 4beds
  • 4baths
  • 3,617sqft

109 Woodridge Lane, Lino Lakes

1981 132nd Lane, Blaine, MN, 55449 — assumable FHA mortgage at 6.57%
FHA
Active
31
$377,988$23,208 equity gap
Rate
6.57%
7.32%today
Payment
$2,344/mo
$2,529today
  • 3beds
  • 2baths
  • 2,030sqft

1981 132nd Lane, Blaine

4864 Bloom Avenue, White Bear Lake, MN, 55110 — assumable VA mortgage at 6.64%
VA
Active
25
$392,000$32,590 equity gap
Rate
6.64%
7.32%today
Payment
$2,373/mo
$2,542today
  • 3beds
  • 2baths
  • 2,406sqft

4864 Bloom Avenue, White Bear Lake

11020 Yalta Street #C, Blaine, MN, 55449 — assumable VA mortgage at 6.87%
VA
Active
40
$335,000$18,473 equity gap
Rate
6.87%
7.32%today
Payment
$2,124/mo
$2,222today
  • 3beds
  • 3baths
  • 1,769sqft

11020 Yalta Street #C, Blaine

7893 Gotland Lane, Circle Pines, MN, 55014 — assumable VA mortgage at 6.93%
VA
Active
41
$299,900$16,427 equity gap
Rate
6.93%
7.32%today
Payment
$1,903/mo
$1,978today
  • 3beds
  • 3baths
  • 1,690sqft

7893 Gotland Lane, Circle Pines

31 Lilac Street, Lino Lakes, MN, 55014 — assumable VA mortgage at 4.83%
VA
Active
74
$409,000$185,810 equity gap
Rate
4.83%
7.32%today
Payment
$1,360/mo
$1,774today
  • 3beds
  • 2baths
  • 1,855sqft

31 Lilac Street, Lino Lakes

2440 119th Court #E, Blaine, MN, 55449 — assumable FHA mortgage at 5.00%
FHA
Active
40
$319,900$239,562 equity gap
Rate
5.00%
7.32%today
Payment
$705/mo
$902today
  • 3beds
  • 3baths
  • 1,730sqft

2440 119th Court #E, Blaine

7856 Marilyn Drive, Lino Lakes, MN, 55014 — assumable VA mortgage at 5.81%
VA
Active
27
$291,000$87,297 equity gap
Rate
5.81%
7.32%today
Payment
$1,269/mo
$1,484today
  • 3beds
  • 3baths
  • 1,494sqft

7856 Marilyn Drive, Lino Lakes

12860 Palisade Street, Blaine, MN, 55449 — assumable VA mortgage at 6.21%
VA
Active
49
$644,900$130,620 equity gap
Rate
6.21%
7.32%today
Payment
$3,175/mo
$3,557today
  • 4beds
  • 4baths
  • 3,591sqft

12860 Palisade Street, Blaine

5940 Fernwood Street, Shoreview, MN, 55126 — assumable FHA mortgage at 5.81%
FHA
Active
11
$185,000Potential short sale
Rate
5.81%
7.32%today
Payment
$1,280/mo
$1,497today
  • 2beds
  • 1baths
  • 1,152sqft

5940 Fernwood Street, Shoreview

Assuming a mortgage in Centerville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$562 /mo
Median cash to assume
$170,884
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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