Assumable homes for sale in Cape Canaveral, FL

9 homesFHA & VA loansrates from 2.77% vs 7.32% today

Cape Canaveral assumption guide
124 SONYA Drive, Cocoa, FL, 32926 — assumable VA mortgage at 2.77%
VA
Active
71
$799,000$430,981 equity gap
Rate
2.77%
7.32%today
Payment
$1,833/mo
$3,001today
  • 5beds
  • 3baths
  • 3,419sqft

124 SONYA Drive, Cocoa

1373 BENT PALM Drive, Merritt Island, FL, 32952 — assumable FHA mortgage at 2.98%
FHA
Active
45
$839,000$547,199 equity gap
Rate
2.98%
7.32%today
Payment
$1,420/mo
$2,319today
  • 5beds
  • 3baths
  • 4,036sqft

1373 BENT PALM Drive, Merritt Island

3165 ATLANTIC Avenue #B209, Cocoa Beach, FL, 32931 — assumable VA mortgage at 3.00%
VA
Active
47
$422,500$422,500 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,792sqft

3165 ATLANTIC Avenue #B209, Cocoa Beach

922 PELICAN Lane, Rockledge, FL, 32955 — assumable VA mortgage at 5.25%
VA
Active
30
$550,000$115,168 equity gap
Rate
5.25%
7.32%today
Payment
$2,565/mo
$3,191today
  • 4beds
  • 2baths
  • 1,918sqft

922 PELICAN Lane, Rockledge

381 LADOGA Drive, Cocoa, FL, 32927 — assumable FHA mortgage at 6.76%
FHA
Active
31
$360,000$26,869 equity gap
Rate
6.76%
7.32%today
Payment
$2,190/mo
$2,317today
  • 3beds
  • 2baths
  • 2,154sqft

381 LADOGA Drive, Cocoa

227 WOODLAND Avenue, Cocoa Beach, FL, 32931 — assumable FHA mortgage at 4.52%
FHA
Active
31
$549,000$392,228 equity gap
Rate
4.52%
7.32%today
Payment
$940/mo
$1,272today
  • 3beds
  • 2baths
  • 1,140sqft

227 WOODLAND Avenue, Cocoa Beach

1455 QUINCE Avenue, Merritt Island, FL, 32952 — assumable FHA mortgage at 6.50%
FHA
Active
42
$249,900$37,782 equity gap
Rate
6.50%
7.32%today
Payment
$1,365/mo
$1,484today
  • 3beds
  • 2baths
  • 988sqft

1455 QUINCE Avenue, Merritt Island

130 COUNTRY WOODS Place, Merritt Island, FL, 32952 — assumable VA mortgage at 5.50%
VA
Active
36
$565,000$239,504 equity gap
Rate
5.50%
7.32%today
Payment
$2,729/mo
$3,062today
  • 3beds
  • 2baths
  • 1,644sqft

130 COUNTRY WOODS Place, Merritt Island

1509 TATE Street, Cocoa, FL, 32922 — assumable FHA mortgage at 6.63%
FHA
Active
12
$355,000$40,889 equity gap
Rate
6.63%
7.32%today
Payment
$2,070/mo
$2,219today
  • 3beds
  • 2baths
  • 1,400sqft

1509 TATE Street, Cocoa

Assuming a mortgage in Cape Canaveral

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$940 /mo
Median cash to assume
$239,504
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.