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Assumable homes for sale in Canyon Lake, CA

200 homesVA & FHA loansrates from 1.75% vs 7.32% today

Canyon Lake assumption guide
33200 Benner Street, Lake Elsinore, CA, 92530 — assumable VA mortgage at 3.12%
VATop pick
Active
39
$470,000$23,091 equity gap
Rate
3.12%
7.32%today
Payment
$2,124/mo
$3,408today
  • 3beds
  • 2baths
  • 1,699sqft

33200 Benner Street, Lake Elsinore

28232 Palm Villa Dr., Menifee, CA, 92584 — assumable VA mortgage at 3.05%
VATop pick
Active
28
$474,999$38,707 equity gap
Rate
3.05%
7.32%today
Payment
$2,049/mo
$3,317today
  • 3beds
  • 2baths
  • 1,299sqft

28232 Palm Villa Dr., Menifee

21460 Vine Street, Wildomar, CA, 92595 — assumable VA mortgage at 2.875%
VA
Active
26
$534,999$101,036 equity gap
Rate
2.875%
7.32%today
Payment
$2,016/mo
$3,338today
  • 3beds
  • 2baths
  • 1,325sqft

21460 Vine Street, Wildomar

41245 Breckin, Murrieta, CA, 92562 — assumable VA mortgage at 2.94%
VA
Active
67
$749,999$144,306 equity gap
Rate
2.94%
7.32%today
Payment
$2,866/mo
$4,706today
  • 4beds
  • 3baths
  • 2,869sqft

41245 Breckin, Murrieta

30826 Bloomfest, Murrieta, CA, 92563 — assumable VA mortgage at 3.05%
VA
Active
40
$850,000$137,340 equity gap
Rate
3.05%
7.32%today
Payment
$3,429/mo
$5,551today
  • 5beds
  • 4baths
  • 3,270sqft

30826 Bloomfest, Murrieta

30535 Ridgely Way, Menifee, CA, 92584 — assumable VA mortgage at 3.10%
VA
Active
37
$595,000$91,567 equity gap
Rate
3.10%
7.32%today
Payment
$2,393/mo
$3,849today
  • 4beds
  • 2baths
  • 1,806sqft

30535 Ridgely Way, Menifee

33200 Benner Street, Lake Elsinore, CA, 92530 — assumable VA mortgage at 3.12%
VA
Active
39
$499,000$52,091 equity gap
Rate
3.12%
7.32%today
Payment
$2,124/mo
$3,408today
  • 3beds
  • 2baths
  • 1,699sqft

33200 Benner Street, Lake Elsinore

31615 Tyme Court, Menifee, CA, 92584 — assumable VA mortgage at 2.71%
VA
Active
44
$760,000$177,988 equity gap
Rate
2.71%
7.32%today
Payment
$2,692/mo
$4,553today
  • 5beds
  • 3baths
  • 3,590sqft

31615 Tyme Court, Menifee

24458 Preston Court, Lake Elsinore, CA, 92532 — assumable VA mortgage at 2.77%
VA
Active
31
$699,900$201,850 equity gap
Rate
2.77%
7.32%today
Payment
$2,292/mo
$3,847today
  • 4beds
  • 3baths
  • 2,979sqft

24458 Preston Court, Lake Elsinore

21713 Front Street, Wildomar, CA, 92595 — assumable VA mortgage at 2.80%
VA
Active
52
$740,000$203,994 equity gap
Rate
2.80%
7.32%today
Payment
$2,486/mo
$4,157today
  • 5beds
  • 4baths
  • 3,051sqft

21713 Front Street, Wildomar

35125 Waimea Way, Winchester, CA, 92596 — assumable VA mortgage at 2.81%
VA
Active
18
$645,000$175,395 equity gap
Rate
2.81%
7.32%today
Payment
$2,201/mo
$3,675today
  • 4beds
  • 3baths
  • 2,320sqft

35125 Waimea Way, Winchester

28042 CALLE VALLARTA, Menifee, CA, 92585 — assumable VA mortgage at 2.87%
VA
Active
17
$408,000$92,419 equity gap
Rate
2.87%
7.32%today
Payment
$1,472/mo
$2,439today
  • 2beds
  • 2baths
  • 974sqft

28042 CALLE VALLARTA, Menifee

29457 Major League, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 2.87%
FHA
Active
53
$559,000$131,616 equity gap
Rate
2.87%
7.32%today
Payment
$1,993/mo
$3,303today
  • 4beds
  • 2baths
  • 1,739sqft

29457 Major League, Lake Elsinore

24150 Lavender, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 2.88%
FHA
Active
46
$589,000$156,263 equity gap
Rate
2.88%
7.32%today
Payment
$2,016/mo
$3,336today
  • 4beds
  • 3baths
  • 2,210sqft

24150 Lavender, Lake Elsinore

29632 Stageline, Menifee, CA, 92584 — assumable VA mortgage at 2.88%
VA
Active
28
$675,000$151,607 equity gap
Rate
2.88%
7.32%today
Payment
$2,449/mo
$4,053today
  • 5beds
  • 3baths
  • 2,641sqft

29632 Stageline, Menifee

39855 Osprey Road, Murrieta, CA, 92562 — assumable VA mortgage at 2.94%
VA
Active
39
$650,000$143,536 equity gap
Rate
2.94%
7.32%today
Payment
$2,397/mo
$3,935today
  • 4beds
  • 3baths
  • 1,900sqft

39855 Osprey Road, Murrieta

34292 Chaparossa, Lake Elsinore, CA, 92532 — assumable VA mortgage at 3.05%
VA
Active
57
$619,000$128,824 equity gap
Rate
3.05%
7.32%today
Payment
$2,322/mo
$3,759today
  • 4beds
  • 3baths
  • 2,620sqft

34292 Chaparossa, Lake Elsinore

33347 Breighton Wood St, Menifee, CA, 92584 — assumable VA mortgage at 3.55%
VA
Active
45
$649,000$74,675 equity gap
Rate
3.55%
7.32%today
Payment
$2,855/mo
$4,341today
  • 5beds
  • 3baths
  • 3,393sqft

33347 Breighton Wood St, Menifee

35612 Loggins Court, Winchester, CA, 92596 — assumable VA mortgage at 3.75%
VA
Active
14
$650,000$45,019 equity gap
Rate
3.75%
7.32%today
Payment
$3,056/mo
$4,533today
  • 4beds
  • 3baths
  • 2,786sqft

35612 Loggins Court, Winchester

26567 Calle Los Robles, Menifee, CA, 92585 — assumable VA mortgage at 3.09%
VA
Active
41
$675,000$158,465 equity gap
Rate
3.09%
7.32%today
Payment
$2,452/mo
$3,950today
  • 4beds
  • 2baths
  • 1,776sqft

26567 Calle Los Robles, Menifee

32812 Almond Tree, Wildomar, CA, 92595 — assumable FHA mortgage at 3.17%
FHA
Active
29
$475,000$138,349 equity gap
Rate
3.17%
7.32%today
Payment
$1,637/mo
$2,610today
  • 3beds
  • 2baths
  • 1,344sqft

32812 Almond Tree, Wildomar

30903 Wild Berry Way, Menifee, CA, 92584 — assumable VA mortgage at 3.92%
VA
Active
18
$620,000$67,382 equity gap
Rate
3.92%
7.32%today
Payment
$2,854/mo
$4,146today
  • 4beds
  • 3baths
  • 2,610sqft

30903 Wild Berry Way, Menifee

29045 Botanical Circle, Menifee, CA, 92584 — assumable VA mortgage at 4.17%
VA
Active
31
$649,999$65,110 equity gap
Rate
4.17%
7.32%today
Payment
$3,091/mo
$4,357today
  • 3beds
  • 2baths
  • 1,673sqft

29045 Botanical Circle, Menifee

29128 Blue Spruce, Menifee, CA, 92584 — assumable VA mortgage at 2.65%
VA
Active
36
$600,000$185,037 equity gap
Rate
2.65%
7.32%today
Payment
$1,920/mo
$3,274today
  • 3beds
  • 2baths
  • 1,997sqft

29128 Blue Spruce, Menifee

28603 River Glen Court, Menifee, CA, 92584 — assumable FHA mortgage at 2.66%
FHA
Active
28
$549,999$206,254 equity gap
Rate
2.66%
7.32%today
Payment
$1,593/mo
$2,711today
  • 4beds
  • 3baths
  • 1,732sqft

28603 River Glen Court, Menifee

28300 Calle Gaviota, Sun City, CA, 92586 — assumable FHA mortgage at 2.68%
FHA
Active
23
$365,000$147,371 equity gap
Rate
2.68%
7.32%today
Payment
$1,013/mo
$1,720today
  • 2beds
  • 2baths
  • 1,077sqft

28300 Calle Gaviota, Sun City

34829 Sweet Bells Dr, Winchester, CA, 92596 — assumable VA mortgage at 2.73%
VA
Active
31
$639,900$199,261 equity gap
Rate
2.73%
7.32%today
Payment
$2,052/mo
$3,462today
  • 3beds
  • 2baths
  • 1,691sqft

34829 Sweet Bells Dr, Winchester

20751 Donielle Court, Wildomar, CA, 92595 — assumable VA mortgage at 2.77%
VA
Active
68
$1,119,900$387,848 equity gap
Rate
2.77%
7.32%today
Payment
$3,377/mo
$5,667today
  • 4beds
  • 4baths
  • 3,512sqft

20751 Donielle Court, Wildomar

29162 Tarragon, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 2.81%
FHA
Active
19
$529,000$179,301 equity gap
Rate
2.81%
7.32%today
Payment
$1,643/mo
$2,743today
  • 3beds
  • 3baths
  • 1,688sqft

29162 Tarragon, Lake Elsinore

29937 Westlink Drive, Menifee, CA, 92584 — assumable FHA mortgage at 2.86%
FHA
Active
40
$519,000$201,759 equity gap
Rate
2.86%
7.32%today
Payment
$1,558/mo
$2,554today
  • 3beds
  • 2baths
  • 1,426sqft

29937 Westlink Drive, Menifee

30411 LAMPLIGHTER Lane, Menifee, CA, 92584 — assumable FHA mortgage at 2.88%
FHA
Active
46
$550,000$189,205 equity gap
Rate
2.88%
7.32%today
Payment
$1,732/mo
$2,867today
  • 4beds
  • 2baths
  • 2,260sqft

30411 LAMPLIGHTER Lane, Menifee

34285 Canyon Rim Drive, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 2.90%
FHA
Active
75
$599,000$209,993 equity gap
Rate
2.90%
7.32%today
Payment
$1,872/mo
$3,089today
  • 5beds
  • 3baths
  • 2,108sqft

34285 Canyon Rim Drive, Lake Elsinore

28825 Avenida Estrella, Menifee, CA, 92587 — assumable FHA mortgage at 2.98%
FHA
Active
34
$512,000$177,546 equity gap
Rate
2.98%
7.32%today
Payment
$1,590/mo
$2,597today
  • 3beds
  • 2baths
  • 1,512sqft

28825 Avenida Estrella, Menifee

30393 Blume Circle, Menifee, CA, 92584 — assumable VA mortgage at 2.99%
VA
Active
39
$599,990$192,077 equity gap
Rate
2.99%
7.32%today
Payment
$1,919/mo
$3,131today
  • 3beds
  • 3baths
  • 1,963sqft

30393 Blume Circle, Menifee

29421 Lake Hills, Menifee, CA, 92585 — assumable FHA mortgage at 3.05%
FHA
Active
49
$650,000$227,081 equity gap
Rate
3.05%
7.32%today
Payment
$2,003/mo
$3,243today
  • 4beds
  • 3baths
  • 2,325sqft

29421 Lake Hills, Menifee

27851 Wild Sage Court, Romoland, CA, 92585 — assumable VA mortgage at 3.07%
VA
Active
46
$625,000$211,897 equity gap
Rate
3.07%
7.32%today
Payment
$1,957/mo
$3,160today
  • 4beds
  • 3baths
  • 2,070sqft

27851 Wild Sage Court, Romoland

Assuming a mortgage in Canyon Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
1.75%
Lowest existing payment
$343 /mo
Median cash to assume
$135,387
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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