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Assumable homes for sale in Bonsall, CA

90 homesVA & FHA loansrates from 2.71% vs 7.32% today

Bonsall assumption guide
801 Yankee Point Way, Oceanside, CA, 92058 — assumable VA mortgage at 2.87%
VATop pick
Active
14
$440,000$22,623 equity gap
Rate
2.87%
7.32%today
Payment
$1,951/mo
$3,233today
  • 2beds
  • 2baths
  • 1,104sqft

801 Yankee Point Way, Oceanside

29402 Circle R Greens Dr, Escondido, CA, 92026 — assumable FHA mortgage at 2.87%
FHA
Active
38
$549,900$70,918 equity gap
Rate
2.87%
7.32%today
Payment
$2,239/mo
$3,710today
  • 2beds
  • 2baths
  • 1,396sqft

29402 Circle R Greens Dr, Escondido

1061 Old Stage Road, Fallbrook, CA, 92028 — assumable VA mortgage at 2.93%
VA
Active
42
$675,000$131,226 equity gap
Rate
2.93%
7.32%today
Payment
$2,565/mo
$4,216today
  • 3beds
  • 2baths
  • 1,080sqft

1061 Old Stage Road, Fallbrook

175 Avenida Descanso #108, Oceanside, CA, 92057 — assumable VA mortgage at 2.81%
VA
Active
19
$365,000$97,514 equity gap
Rate
2.81%
7.32%today
Payment
$1,263/mo
$2,108today
  • 2beds
  • 1baths
  • 741sqft

175 Avenida Descanso #108, Oceanside

1491 Puritan Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.90%
VA
Active
17
$540,000$112,102 equity gap
Rate
2.90%
7.32%today
Payment
$1,998/mo
$3,297today
  • 3beds
  • 2baths
  • 1,680sqft

1491 Puritan Way, Oceanside

30138 Disney Lane, Vista, CA, 92084 — assumable VA mortgage at 3.10%
VA
Active
62
$1,100,000$228,817 equity gap
Rate
3.10%
7.32%today
Payment
$4,131/mo
$6,646today
  • 3beds
  • 2baths
  • 2,178sqft

30138 Disney Lane, Vista

253 Paddock Lane, Fallbrook, CA, 92028 — assumable VA mortgage at 3.11%
VA
Active
26
$730,000$159,527 equity gap
Rate
3.11%
7.32%today
Payment
$2,703/mo
$4,342today
  • 3beds
  • 3baths
  • 1,985sqft

253 Paddock Lane, Fallbrook

860 Magarian Rd, Fallbrook, CA, 92028 — assumable VA mortgage at 3.89%
VA
Active
32
$695,000$99,360 equity gap
Rate
3.89%
7.32%today
Payment
$3,060/mo
$4,462today
  • 3beds
  • 2baths
  • 1,112sqft

860 Magarian Rd, Fallbrook

1097 Camino Alisos, Fallbrook, CA, 92028 — assumable VA mortgage at 3.51%
VA
Active
75
$2,225,000$485,844 equity gap
Rate
3.51%
7.32%today
Payment
$8,592/mo
$13,127today
  • 4beds
  • 4baths
  • 3,702sqft

1097 Camino Alisos, Fallbrook

265 Spotted Saddle Way, Fallbrook, CA, 92028 — assumable VA mortgage at 3.02%
VA
Active
26
$765,000$285,587 equity gap
Rate
3.02%
7.32%today
Payment
$2,278/mo
$3,703today
  • 4beds
  • 3baths
  • 2,156sqft

265 Spotted Saddle Way, Fallbrook

1164 Madera Lane, Vista, CA, 92084 — assumable VA mortgage at 2.71%
VA
Active
24
$474,999$202,297 equity gap
Rate
2.71%
7.32%today
Payment
$1,273/mo
$2,154today
  • 2beds
  • 2baths
  • 972sqft

1164 Madera Lane, Vista

1093 Meridian Court, Oceanside, CA, 92057 — assumable VA mortgage at 2.73%
VA
Active
73
$1,395,000$876,657 equity gap
Rate
2.73%
7.32%today
Payment
$2,408/mo
$4,063today
  • 6beds
  • 4baths
  • 4,109sqft

1093 Meridian Court, Oceanside

4025 Ivey Vista Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.77%
VA
Active
35
$880,000$559,430 equity gap
Rate
2.77%
7.32%today
Payment
$1,475/mo
$2,476today
  • 3beds
  • 3baths
  • 1,438sqft

4025 Ivey Vista Way, Oceanside

1826 Via Monserate, Fallbrook, CA, 92028 — assumable VA mortgage at 2.81%
VA
Active
24
$1,000,000$702,538 equity gap
Rate
2.81%
7.32%today
Payment
$1,394/mo
$2,328today
  • 3beds
  • 3baths
  • 2,000sqft

1826 Via Monserate, Fallbrook

2787 Thunder Dr, Oceanside, CA, 92056 — assumable VA mortgage at 2.81%
VA
Active
42
$760,000$526,047 equity gap
Rate
2.81%
7.32%today
Payment
$1,099/mo
$1,835today
  • 4beds
  • 2baths
  • 1,456sqft

2787 Thunder Dr, Oceanside

2645 Daisy Ln, Fallbrook, CA, 92028 — assumable VA mortgage at 2.84%
VA
Active
31
$1,100,000$691,648 equity gap
Rate
2.84%
7.32%today
Payment
$1,894/mo
$3,150today
  • 3beds
  • 3baths
  • 2,483sqft

2645 Daisy Ln, Fallbrook

10975 Old Oak Holler, Valley Center, CA, 92082 — assumable VA mortgage at 2.88%
VA
Active
68
$2,250,000$1,026,489 equity gap
Rate
2.88%
7.32%today
Payment
$5,713/mo
$9,453today
  • 5beds
  • 2baths
  • 2,428sqft

10975 Old Oak Holler, Valley Center

1039 Plover Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.90%
VA
Active
26
$505,000$230,281 equity gap
Rate
2.90%
7.32%today
Payment
$1,280/mo
$2,112today
  • 2beds
  • 2baths
  • 1,050sqft

1039 Plover Way, Oceanside

1696 Gil Way, Vista, CA, 92084 — assumable VA mortgage at 2.90%
VA
Active
44
$1,999,000$989,886 equity gap
Rate
2.90%
7.32%today
Payment
$4,833/mo
$7,976today
  • 6beds
  • 6baths
  • 5,120sqft

1696 Gil Way, Vista

1050 La Tortuga Drive #40, Vista, CA, 92081 — assumable VA mortgage at 2.90%
VA
Active
27
$479,999$242,167 equity gap
Rate
2.90%
7.32%today
Payment
$1,116/mo
$1,841today
  • 2beds
  • 2baths
  • 874sqft

1050 La Tortuga Drive #40, Vista

3208 Silver Ridge Court, Oceanside, CA, 92058 — assumable VA mortgage at 2.94%
VA
Active
19
$1,389,950$568,554 equity gap
Rate
2.94%
7.32%today
Payment
$3,878/mo
$6,368today
  • 4beds
  • 4baths
  • 2,851sqft

3208 Silver Ridge Court, Oceanside

1884 Autumn, Vista, CA, 92084 — assumable VA mortgage at 2.96%
VA
Active
71
$1,399,000$662,735 equity gap
Rate
2.96%
7.32%today
Payment
$3,492/mo
$5,719today
  • 5beds
  • 3baths
  • 3,277sqft

1884 Autumn, Vista

1019 Riverview Drive, Fallbrook, CA, 92028 — assumable VA mortgage at 2.98%
VA
Active
42
$970,000$637,470 equity gap
Rate
2.98%
7.32%today
Payment
$1,606/mo
$2,624today
  • 3beds
  • 3baths
  • 2,081sqft

1019 Riverview Drive, Fallbrook

31402 Lake Vista, Bonsall, CA, 92003 — assumable VA mortgage at 2.98%
VA
Active
64
$2,500,000$1,161,746 equity gap
Rate
2.98%
7.32%today
Payment
$6,361/mo
$10,391today
  • 4beds
  • 5baths
  • 4,583sqft

31402 Lake Vista, Bonsall

477 Rancho Vista, Vista, CA, 92083 — assumable VA mortgage at 2.99%
VA
Active
22
$870,000$604,967 equity gap
Rate
2.99%
7.32%today
Payment
$1,244/mo
$2,030today
  • 3beds
  • 2baths
  • 1,344sqft

477 Rancho Vista, Vista

81 Seagull Lane, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
31
$365,000$365,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,248sqft

81 Seagull Lane, Oceanside

201 Diamond Way #222, Vista, CA, 92083 — assumable VA mortgage at 3.00%
VA
Active
34
$535,000$535,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,116sqft

201 Diamond Way #222, Vista

509 Calle Montecito #42, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
37
$350,000$350,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 806sqft

509 Calle Montecito #42, Oceanside

176 Flicker Lane, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
31
$329,999$329,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,164sqft

176 Flicker Lane, Oceanside

4136 Sitio Flor, Oceanside, CA, 92057 — assumable VA mortgage at 3.47%
VA
Active
26
$659,990$254,367 equity gap
Rate
3.47%
7.32%today
Payment
$2,082/mo
$3,197today
  • 3beds
  • 3baths
  • 1,366sqft

4136 Sitio Flor, Oceanside

1474 Rancho Rose Way #42, Oceanside, CA, 92057 — assumable VA mortgage at 3.35%
VA
Active
29
$658,888$559,582 equity gap
Rate
3.35%
7.32%today
Payment
$656/mo
$1,023today
  • 3beds
  • 3baths
  • 1,379sqft

1474 Rancho Rose Way #42, Oceanside

1637 Pala Lake Drive, Fallbrook, CA, 92028 — assumable VA mortgage at 3.70%
VA
Active
68
$529,000$209,204 equity gap
Rate
3.70%
7.32%today
Payment
$1,703/mo
$2,542today
  • 2beds
  • 2baths
  • 1,438sqft

1637 Pala Lake Drive, Fallbrook

4675 Caneel Bay Court, Oceanside, CA, 92057 — assumable VA mortgage at 3.45%
VA
Active
46
$1,175,000$639,370 equity gap
Rate
3.45%
7.32%today
Payment
$2,769/mo
$4,262today
  • 4beds
  • 3baths
  • 2,622sqft

4675 Caneel Bay Court, Oceanside

914 Tempera Court, Oceanside, CA, 92057 — assumable VA mortgage at 3.48%
VA
Active
45
$899,000$406,538 equity gap
Rate
3.48%
7.32%today
Payment
$2,553/mo
$3,916today
  • 4beds
  • 3baths
  • 2,077sqft

914 Tempera Court, Oceanside

5533 Old Ranch Rd #52, Oceanside, CA, 92057 — assumable VA mortgage at 3.52%
VA
Active
32
$629,000$456,652 equity gap
Rate
3.52%
7.32%today
Payment
$993/mo
$1,515today
  • 3beds
  • 3baths
  • 1,365sqft

5533 Old Ranch Rd #52, Oceanside

846 DANA POINT Way, Oceanside, CA, 92058 — assumable VA mortgage at 3.54%
VA
Active
34
$532,500$459,340 equity gap
Rate
3.54%
7.32%today
Payment
$483/mo
$735today
  • 2beds
  • 2baths
  • 1,104sqft

846 DANA POINT Way, Oceanside

Assuming a mortgage in Bonsall

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$386 /mo
Median cash to assume
$236,224
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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