FHA
Active
45$450,000$249,366 equity gap
- Rate
- 4.04%
7.32%today- Payment
- $1,266/mo
$1,812today
- 4beds
- 3baths
- 2,301sqft
Assumable homes for sale in Bakersfield, CA
4 homesFHA & VA loansrates from 4.04% vs 7.32% today
Bakersfield assumption guide
FHA
Active
42$452,500$141,634 equity gap
- Rate
- 4.42%
7.32%today- Payment
- $1,689/mo
$2,312today
- 4beds
- 2baths
- 1,860sqft
4607 Polo Club Drive, Bakersfield
FHA
Active
46$370,000$10,151 equity gap
- Rate
- 6.71%
7.32%today- Payment
- $2,410/mo
$2,563today
- 3beds
- 2baths
- 1,456sqft
8709 White Rock Drive, Bakersfield
VA
Active
43$525,000$261,311 equity gap
- Rate
- 4.34%
7.32%today- Payment
- $1,778/mo
$2,456today
- 4beds
- 2baths
- 2,450sqft
12210 Rushville Court, Bakersfield
Assuming a mortgage in Bakersfield
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 4.04%
- Lowest existing payment
- $1,266 /mo
- Median cash to assume
- $195,500