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Assumable homes for sale in Arcadia, FL

16 homesFHA & VA loansrates from 2.87% vs 7.32% today

Arcadia assumption guide
409 BRIDLE Path, Arcadia, FL, 34266 — assumable FHA mortgage at 3.22%
FHA
Active
29
$235,000$58,486 equity gap
Rate
3.22%
7.32%today
Payment
$843/mo
$1,335today
  • 3beds
  • 2baths
  • 1,378sqft

409 BRIDLE Path, Arcadia

2260 LOIS Avenue, Arcadia, FL, 34266 — assumable FHA mortgage at 2.87%
FHA
Active
26
$295,000$94,225 equity gap
Rate
2.87%
7.32%today
Payment
$934/mo
$1,548today
  • 3beds
  • 2baths
  • 1,321sqft

2260 LOIS Avenue, Arcadia

4806 COUNTY ROAD 769, Arcadia, FL, 34269 — assumable VA mortgage at 2.93%
VA
Active
50
$559,000$264,456 equity gap
Rate
2.93%
7.32%today
Payment
$1,389/mo
$2,284today
  • 3beds
  • 2baths
  • 1,680sqft

4806 COUNTY ROAD 769, Arcadia

4875 APACHE Drive, Arcadia, FL, 34266 — assumable FHA mortgage at 2.96%
FHA
Active
76
$485,000$198,434 equity gap
Rate
2.96%
7.32%today
Payment
$1,359/mo
$2,226today
  • 3beds
  • 2baths
  • 1,719sqft

4875 APACHE Drive, Arcadia

1508 ARCADIA Avenue, Arcadia, FL, 34266 — assumable VA mortgage at 4.67%
VA
Active
47
$408,000$74,995 equity gap
Rate
4.67%
7.32%today
Payment
$1,861/mo
$2,473today
  • 3beds
  • 3baths
  • 2,719sqft

1508 ARCADIA Avenue, Arcadia

523 LEE Avenue, Arcadia, FL, 34266 — assumable FHA mortgage at 5.22%
FHA
Active
19
$350,000$68,074 equity gap
Rate
5.22%
7.32%today
Payment
$1,648/mo
$2,057today
  • 4beds
  • 2baths
  • 3,716sqft

523 LEE Avenue, Arcadia

715 JOHNSON Avenue, Arcadia, FL, 34266 — assumable FHA mortgage at 4.04%
FHA
Active
28
$239,500$174,934 equity gap
Rate
4.04%
7.32%today
Payment
$375/mo
$537today
  • 2beds
  • 1baths
  • 1,001sqft

715 JOHNSON Avenue, Arcadia

5135 SMITH Avenue, Arcadia, FL, 34266 — assumable VA mortgage at 6.35%
VA
Active
27
$370,000$18,872 equity gap
Rate
6.35%
7.32%today
Payment
$2,233/mo
$2,465today
  • 3beds
  • 2baths
  • 1,381sqft

5135 SMITH Avenue, Arcadia

213 MONROE Avenue, Arcadia, FL, 34266 — assumable VA mortgage at 7.62%
VA
Active
47
$359,000$25,868 equity gap
Rate
7.62%
7.32%today
Payment
$2,421/mo
$2,351today
  • 4beds
  • 2baths
  • 2,128sqft

213 MONROE Avenue, Arcadia

408 PALMETTO Street, Arcadia, FL, 34266 — assumable FHA mortgage at 6.50%
FHA
Active
39
$169,000$27,342 equity gap
Rate
6.50%
7.32%today
Payment
$934/mo
$1,015today
  • 2beds
  • 1baths
  • 816sqft

408 PALMETTO Street, Arcadia

404 WHIDDEN Street, Arcadia, FL, 34266 — assumable FHA mortgage at 5.00%
FHA
Active
34
$227,000Potential short sale
Rate
5.00%
7.32%today
Payment
$1,432/mo
$1,833today
  • 2beds
  • 2baths
  • 1,492sqft

404 WHIDDEN Street, Arcadia

1620 HAVEN Drive, Arcadia, FL, 34266 — assumable FHA mortgage at 6.61%
FHA
Active
38
$379,000$97,372 equity gap
Rate
6.61%
7.32%today
Payment
$1,883/mo
$2,023today
  • 4beds
  • 2baths
  • 1,600sqft

1620 HAVEN Drive, Arcadia

1221 SKATES Street, Arcadia, FL, 34266 — assumable FHA mortgage at 5.80%
FHA
Active
41
$565,000$545,805 equity gap
Rate
5.80%
7.32%today
Payment
$130/mo
$149today
  • 3beds
  • 3baths
  • 1,890sqft

1221 SKATES Street, Arcadia

2422 ALICE Avenue, Arcadia, FL, 34266 — assumable FHA mortgage at 6.60%
FHA
Active
21
$299,900Potential short sale
Rate
6.60%
7.32%today
Payment
$4,730/mo
$5,073today
  • 4beds
  • 2baths
  • 1,568sqft

2422 ALICE Avenue, Arcadia

2135 CARLSTROM FIELD Road, Arcadia, FL, 34266 — assumable FHA mortgage at 6.71%
FHA
Active
44
$475,000$55,487 equity gap
Rate
6.71%
7.32%today
Payment
$2,810/mo
$2,988today
  • 4beds
  • 2baths
  • 1,826sqft

2135 CARLSTROM FIELD Road, Arcadia

1084 CHILDRESS Street, Arcadia, FL, 34266 — assumable FHA mortgage at 7.88%
FHA
Active
4
$125,000$128,087 equity gap
Rate
7.88%
7.32%today
Payment
$300/mo
$284today
  • 2beds
  • 1baths
  • 720sqft

1084 CHILDRESS Street, Arcadia

Assuming a mortgage in Arcadia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$375 /mo
Median cash to assume
$84,610
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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